Neighbors Bank vs. Pibank
Compare rates, requirements, and features side-by-side to find the best option for you.
Neighbors Bank
Neighbors Savings Account
4.50%APYDec 6, 2025FDIC InsuredNo MinimumsGreat Android AppIn-Person AccessShow Fine Print & Trends Hide Details
Neighbors Bank
Neighbors Savings Account
Pibank
Pibank Savings
4.60%APYDec 6, 2025FDIC InsuredNo MinimumsShow Fine Print & Trends Hide Details
Pibank
Pibank Savings
Comparison Analysis
Comparing Neighbors Bank vs. Pibank
Why Neighbors Bank?
- ✓Physical branch access (One location in Columbia, Missouri)
- ✓Higher rated Android app (4.4 vs 1.7)
Why Pibank?
- ✓Available Nationwide
— Key Feature Differences —
Better Returns at $10,000
PibankPibank's Pibank Savings earns more on smaller deposits (approx. $460 vs $450/yr).
Shared Benefits
Over a 1-year period, Pibank's Pibank Savings pays $10 more interest on a $10,000 balance than Neighbors Bank's Neighbors Savings Account.
Executive Summary
Pibank offers a competitive savings option with its Pibank Savings account, featuring a higher APY of 4.60%, compared to Neighbors Bank's Neighbors Savings Account, which provides an APY of 4.50% for balances up to $250,000. Both accounts require no minimum deposit and have no maintenance fees. However, Pibank's account is online-only, while Neighbors Bank has physical branch access. Notably, Pibank's account may yield better returns on smaller deposits, making it a favorable choice for those looking to maximize their savings. Eligibility for Neighbors Bank is restricted as it is not available in Delaware.
Analysis generated based on current Banksparency database records
* AI-generated content provided for informational purposes only. Accuracy is not guaranteed; always verify details with the provider.
| Feature | Neighbors Bank | Pibank |
|---|---|---|
| APY | 4.50% Verified: 12/6/2025 ↘︎ 0.10%90d Change | 4.60% Verified: 12/6/2025 Stable (90d) |
| Product Name | Neighbors Savings Account | Pibank Savings |
| Minimum Deposit | $0 | $0 |
| Min. Balance for APY | $0 | $0.01 |
| Monthly Fee | $0 | $0 |
| Branch Access | Yes | None |
| Account Type | Online & Branches | Online Only |
| Direct Deposit Req. | None | None |
| Checking Bundle | No | No |
| Mobile Apps | iOS3.3 Android4.4 | iOS2.4 Android1.7 |
| BBB Rating | A+ | A |
| Important Notes | Balances up to $250,000 earn 4.50% APY. Anything above will earn 0.05% APY. | - |
| Next Steps |
Savings Comparison
Pibank earns $65.7 more than Neighbors Bank.
Neighbors Bank
Neighbors Savings Account
Savings Breakdown
- Interest Earned+$2,760.10(13.3%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,760.10
Pibank
Pibank Savings
Savings Breakdown
- Interest Earned+$2,825.80(13.6%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,825.80
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
📈 Compare Savings Rates Over Time
Historical Performance
| Metric | Neighbors Bank | Pibank |
|---|---|---|
| Neighbors Savings Account | Pibank Savings | |
Current APY | 4.50% | 4.60% |
Trend | Stable | Stable |
Velocity (bps/mo) | -1.5 | 0.0 |
Days Since Change | 53 | 283 |
9-Month High | 4.75% | 4.60% |
9-Month Low | 4.50% | 4.60% |
Adjustments / Mo | 0.21 | 0.00 |
Volatility Score | 0.012 | 0.000 |
How to read these metrics(Click to expand)
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