Bask Bank vs. EverBank
Compare rates, requirements, and features side-by-side to find the best option for you.
Bask Bank
Interest Savings Account
3.90%APYDec 6, 2025FDIC InsuredNo MinimumsGreat iOS AppGreat Android AppShow Fine Print & Trends Hide Details
Bask Bank
Interest Savings Account
EverBank
Performance Savings
4.05%APYDec 6, 2025FDIC InsuredNo MinimumsShow Fine Print & Trends Hide Details
EverBank
Performance Savings
Market Reality Check
Both of these banks offer rates below the current top tier. The best rates we track are currently above 4.25% APY.
Comparison Analysis
Comparing Bask Bank vs. EverBank
Why Bask Bank?
- ✓Higher rated iOS app (4.7 vs 2.3)
- ✓Higher rated Android app (4.5 vs 1.4)
Why EverBank?
- ✓Higher potential APY (4.05% vs 3.90%) on all balances
- ✓Physical branch access (11 locations in Florida and California)
— Key Feature Differences —
Better Returns at $10,000
EverBankEverBank's Performance Savings earns more on smaller deposits (approx. $405 vs $390/yr).
Better Returns at $25,000
EverBankEverBank's Performance Savings pulls ahead with larger amounts (approx. $1013 vs $975/yr).
Best Mobile App Experience
Bask BankBask Bank offers an iOS app rated 4.7 (vs. 2.3) and Android app rated 4.5 (vs. 1.4)
Shared Benefits
Over a 1-year period, EverBank's Performance Savings pays $15 more interest on a $10,000 balance than Bask Bank's Interest Savings Account.
Executive Summary
EverBank offers a Performance Savings account with a competitive APY of 4.05%, making it the highest-yielding option between the two banks. This account is online-only, requires no minimum deposit or balance, and has no maintenance fees. In contrast, Bask Bank's Interest Savings Account provides an APY of 3.90%, also with no minimum requirements and fees, but slightly lower returns. Both banks do not require direct deposit, making them accessible for various customers. EverBank's account is particularly advantageous for larger deposits, providing better returns compared to Bask Bank.
Analysis generated based on current Banksparency database records
* AI-generated content provided for informational purposes only. Accuracy is not guaranteed; always verify details with the provider.
Top Market Contenders
See who beats both Bask Bank and EverBank.
| Feature | Bask Bank | EverBank |
|---|---|---|
| APY | 3.90% Verified: 12/6/2025 ↘︎ 0.25%90d Change | 4.05% Verified: 12/6/2025 ↘︎ 0.25%90d Change |
| Product Name | Interest Savings Account | Performance Savings |
| Minimum Deposit | $0 | $0 |
| Min. Balance for APY | $0 | $0 |
| Monthly Fee | $0 | $0 |
| Branch Access | None | None |
| Account Type | Online Only | Online Only |
| Direct Deposit Req. | None | None |
| Checking Bundle | No | No |
| Mobile Apps | iOS4.7 Android4.5 | iOS2.3 Android1.4 |
| BBB Rating | B | A+ |
| Next Steps |
Savings Comparison
EverBank earns $96.8 more than Bask Bank.
Bask Bank
Interest Savings Account
Savings Breakdown
- Interest Earned+$2,370.20(11.6%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,370.20
EverBank
Performance Savings
Savings Breakdown
- Interest Earned+$2,467.00(12.1%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,467.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
📈 Compare Savings Rates Over Time
Historical Performance
| Metric | Bask Bank | EverBank |
|---|---|---|
| Interest Savings Account | Performance Savings | |
Current APY | 3.90% | 4.05% |
Trend | Stable | Stable |
Velocity (bps/mo) | -4.6 | -2.8 |
Days Since Change | 29 | 78 |
12-Month High | 4.65% | 4.75% |
12-Month Low | 3.90% | 4.05% |
Adjustments / Mo | 0.51 | 0.25 |
Volatility Score | 0.040 | 0.028 |
How to read these metrics(Click to expand)
Compare Similar High-Yield Accounts
Compare Bask Bank vs...
Comparing against Standard Savings
Compare EverBank vs...
Comparing against Standard Savings
Higher Rates (With Checking)
Looking for something different? Check out these top-rated alternatives.