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Best Business CDs Rates
Compare 57 products from 7 banks

By Aviel Fahl

Rates verified: August 21, 2026

Top Rate:4.10% APYFDIC or NCUA Insured

Highest Rates on Business CDs

Ordered by highest APY. Showing 50 of 57 products tracked.

Top 50 CD terms from 7 banks,sorted by highest APY
#1
Live Oak Bank

1 Year Business CD

Term: 12 months

4.10%
APY
Verified: Aug 21, 2026
Min Deposit

$2,500

Access

Online only

#2
Newtek Bank

6-Month CD

Term: 6 months

4.00%
APY
Verified: Aug 21, 2026
Min Deposit

$2,500

Access

Online only

#3
Live Oak Bank

9-Month Business CD

Term: 9 months

4.00%
APY
Verified: Aug 20, 2026
Min Deposit

$2,500

Access

Online only

#4
Newtek Bank

12-Month CD

Term: 12 months

4.00%
APY
Verified: Aug 21, 2026
Min Deposit

$2,500

Access

Online only

#5
Prime Alliance Bank

6-Month Business CD

Term: 6 months

3.95%
APY
Verified: Aug 19, 2026
Min Deposit

$500

Access

Branch access

#6
Prime Alliance Bank

12-Month Business CD

Term: 12 months

3.95%
APY
Verified: Aug 19, 2026
Min Deposit

$500

Access

Branch access

#7
Newtek Bank

18-Month CD

Term: 18 months

3.95%
APY
Verified: Aug 21, 2026
Min Deposit

$2,500

Access

Online only

#8
Prime Alliance Bank

18-Month Business CD

Term: 18 months

3.95%
APY
Verified: Aug 19, 2026
Min Deposit

$500

Access

Branch access

#9
Live Oak Bank

6-Month Business CD

Term: 6 months

3.90%
APY
Verified: Aug 21, 2026
Min Deposit

$2,500

Access

Online only

#10
Live Oak Bank

18-Month Business CD

Term: 18 months

3.90%
APY
Verified: Aug 21, 2026
Min Deposit

$2,500

Access

Online only

#11
Forbright Bank

9-Month CD

Term: 9 months

3.75%
APY
Verified: Aug 20, 2026
Min Deposit

$1,000

Access

Branch access

#12
Newtek Bank

24-Month CD

Term: 24 months

3.75%
APY
Verified: Aug 21, 2026
Min Deposit

$2,500

Access

Online only

#13
EverBank

6-Month

Term: 6 months

3.70%
APY
Verified: Aug 21, 2026
Min Deposit

$1,500

Access

Branch access

#14
Forbright Bank

10-11 Month CD

Term: 10-11 months

3.65%
APY
Verified: Aug 20, 2026
Min Deposit

$1,000

Access

Branch access

#15
Forbright Bank

12-Month CD

Term: 12 months

3.65%
APY
Verified: Aug 20, 2026
Min Deposit

$1,000

Access

Branch access

#16
EverBank

1 year

Term: 12 months

3.60%
APY
Verified: Aug 21, 2026
Min Deposit

$1,500

Access

Branch access

#17
Newtek Bank

3-Month CD

Term: 3 months

3.50%
APY
Verified: Aug 21, 2026
Min Deposit

$2,500

Access

Online only

#18
Forbright Bank

13-17 Month CD

Term: 13-17 months

3.50%
APY
Verified: Aug 20, 2026
Min Deposit

$1,000

Access

Branch access

#19
Forbright Bank

18-23 Month CD

Term: 18-23 months

3.50%
APY
Verified: Aug 20, 2026
Min Deposit

$1,000

Access

Branch access

#20
Forbright Bank

24-29 Month CD

Term: 24-29 months

3.50%
APY
Verified: Aug 20, 2026
Min Deposit

$1,000

Access

Branch access

#21
Newtek Bank

36-Month CD

Term: 36 months

3.50%
APY
Verified: Aug 21, 2026
Min Deposit

$2,500

Access

Online only

#22
Forbright Bank

3-5 Month CD

Term: 3-5 months

3.45%
APY
Verified: Aug 20, 2026
Min Deposit

$1,000

Access

Branch access

#23
EverBank

6 month CDAR

Term: 6 months

3.45%
APY
Verified: Aug 21, 2026
Min Deposit

$10,000

Access

Branch access

#24
Forbright Bank

6-8 Month CD

Term: 6-8 months

3.45%
APY
Verified: Aug 20, 2026
Min Deposit

$1,000

Access

Branch access

#25
EverBank

1 year CDAR

Term: 12 months

3.35%
APY
Verified: Aug 21, 2026
Min Deposit

$10,000

Access

Branch access

#26
Peapack Private Bank & Trust

Business Certificates of Deposit CDs

Term: 9 months

3.25%
APY
Verified: Aug 19, 2026
Min Deposit

$500

Access

Branch access

#27
Forbright Bank

30-35 Month CD

Term: 30-35 months

3.25%
APY
Verified: Aug 20, 2026
Min Deposit

$1,000

Access

Branch access

#28
Forbright Bank

36-47 Month CD

Term: 36-47 months

3.25%
APY
Verified: Aug 20, 2026
Min Deposit

$1,000

Access

Branch access

#29
Forbright Bank

48-59 Month CD

Term: 48-59 months

3.25%
APY
Verified: Aug 20, 2026
Min Deposit

$1,000

Access

Branch access

#30
Forbright Bank

60-Month CD

Term: 60 months

3.25%
APY
Verified: Aug 20, 2026
Min Deposit

$1,000

Access

Branch access

#31
PlainsCapital Bank

Business 90 Day CD

Term: 3 months

3.19%
APY
Verified: Aug 19, 2026
Min Deposit

$1,000

Access

Branch access

#32
PlainsCapital Bank

Business 180 Day CD

Term: 6 months

3.07%
APY
Verified: Aug 19, 2026
Min Deposit

$1,000

Access

Branch access

#33
Live Oak Bank

3-Month Business CD

Term: 3 months

3.00%
APY
Verified: Aug 21, 2026
Min Deposit

$2,500

Access

Online only

#34
PlainsCapital Bank

Business 1 Year CD

Term: 12 months

2.98%
APY
Verified: Aug 19, 2026
Min Deposit

$1,000

Access

Branch access

#35
PlainsCapital Bank

Business 2 Year CD

Term: 24 months

2.83%
APY
Verified: Aug 19, 2026
Min Deposit

$1,000

Access

Branch access

#36
PlainsCapital Bank

Business 60 Day CD

Term: 2 months

2.78%
APY
Verified: Aug 19, 2026
Min Deposit

$1,000

Access

Branch access

#37
PlainsCapital Bank

Business 3 Year CD

Term: 36 months

2.78%
APY
Verified: Aug 19, 2026
Min Deposit

$1,000

Access

Branch access

#38
PlainsCapital Bank

Business 4 Year CD

Term: 48 months

2.67%
APY
Verified: Aug 19, 2026
Min Deposit

$1,000

Access

Branch access

#39
EverBank

9-Month

Term: 9 months

2.65%
APY
Verified: Aug 21, 2026
Min Deposit

$1,500

Access

Branch access

#40
PlainsCapital Bank

Business 5 Year CD

Term: 60 months

2.62%
APY
Verified: Aug 19, 2026
Min Deposit

$1,000

Access

Branch access

#41
EverBank

4 year

Term: 48 months

2.50%
APY
Verified: Aug 21, 2026
Min Deposit

$1,500

Access

Branch access

#42
EverBank

5 year

Term: 60 months

2.50%
APY
Verified: Aug 21, 2026
Min Deposit

$1,500

Access

Branch access

#43
EverBank

3-Month

Term: 3 months

2.45%
APY
Verified: Aug 21, 2026
Min Deposit

$1,500

Access

Branch access

#44
EverBank

3 year

Term: 36 months

2.40%
APY
Verified: Aug 21, 2026
Min Deposit

$1,500

Access

Branch access

#45
EverBank

2.5 year

Term: 30 months

2.30%
APY
Verified: Aug 21, 2026
Min Deposit

$1,500

Access

Branch access

#46
EverBank

3 month CDAR

Term: 3 months

2.20%
APY
Verified: Aug 21, 2026
Min Deposit

$10,000

Access

Branch access

#47
EverBank

2 year

Term: 24 months

2.20%
APY
Verified: Aug 21, 2026
Min Deposit

$1,500

Access

Branch access

#48
EverBank

3 year CDAR

Term: 36 months

2.15%
APY
Verified: Aug 21, 2026
Min Deposit

$10,000

Access

Branch access

#49
EverBank

1.5 year

Term: 18 months

2.10%
APY
Verified: Aug 21, 2026
Min Deposit

$1,500

Access

Branch access

#50
PlainsCapital Bank

Business 30 Day CD

Term: 1 months

2.02%
APY
Verified: Aug 19, 2026
Min Deposit

$1,000

Access

Branch access