Highest CD Rates in Hawaii
32 Hawaii-specific CD products
The Hawaii market
Hawaii accounts
32
Institutions
2
Top Hawaii APY
4.00% APY
Nationally: 5.00% APY
FDIC national average
1.73%
As of Sep 2026
32 CDs are open only to Hawaii residents, from 2 institutions. The highest advertised APY among them is 4.00%.
The highest nationally available rate is 5.00% APY, 100 basis points above the Hawaii leader.
9 of the 32 Hawaii CDs advertise more than the FDIC national average of 1.73% for 12-month CDs as of Sep 2026.
Hawaii-Specific CD Rates
CD rates specifically available to Hawaii residents. Business, youth and IRA CDs are not included.
| # | Institution & CD | Rate & Features | Minimum Deposit | Actions |
|---|---|---|---|---|
| #1 | 4.00%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #2 | 4.00%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #3 | 3.75%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #4 | 3.75%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #5 | 3.30%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #6 | 3.30%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #7 | 3.20%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #8 | 3.15%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #9 | 3.15%APY Observed: Oct 7, 2026 Branches: Yes | $20,000 | ||
| #10 | 0.23%APY Observed: Oct 7, 2026 Branches: Yes | $100,000 | ||
| #11 | 0.13%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #12 | 0.13%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #13 | 0.13%APY Observed: Oct 7, 2026 Branches: Yes | $100,000 | ||
| #14 | 0.13%APY Observed: Oct 7, 2026 Branches: Yes | $100,000 | ||
| #15 | 0.13%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #16 | 0.08%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #17 | 0.08%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #18 | 0.08%APY Observed: Oct 7, 2026 Branches: Yes | $100,000 | ||
| #19 | 0.08%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #20 | 0.08%APY Observed: Oct 7, 2026 Branches: Yes | $100,000 | ||
| #21 | 0.08%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #22 | 0.08%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #23 | 0.06%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #24 | 0.04%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #25 | 0.03%APY Observed: Oct 7, 2026 Branches: Yes | $100,000 | ||
| #26 | 0.03%APY Observed: Oct 7, 2026 Branches: Yes | $100,000 | ||
| #27 | 0.03%APY Observed: Oct 7, 2026 Branches: Yes | $100,000 | ||
| #28 | 0.03%APY Observed: Oct 7, 2026 Branches: Yes | $100,000 | ||
| #29 | 0.02%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #30 | 0.01%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #31 | 0.01%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #32 | 0.01%APY Observed: Oct 7, 2026 Branches: Yes | $500 |
$1,000
Yes
$1,000
Yes
$1,000
Yes
$1,000
Yes
$1,000
Yes
$1,000
Yes
$1,000
Yes
$1,000
Yes
$20,000
Yes
$100,000
Yes
$500
Yes
$1,000
Yes
$100,000
Yes
$100,000
Yes
$500
Yes
$500
Yes
$1,000
Yes
$100,000
Yes
$1,000
Yes
$100,000
Yes
$500
Yes
$500
Yes
$500
Yes
$500
Yes
$100,000
Yes
$100,000
Yes
$100,000
Yes
$100,000
Yes
$500
Yes
$500
Yes
$500
Yes
$500
Yes
Nationally Available CD Rates
The 8 highest CD rates available nationwide, including in Hawaii.
| Institution | Product / Term | APY |
|---|---|---|
| Popular Direct | 60 Months60 months | 5.00% |
| Popular Direct | 48 Months48 months | 4.95% |
| Popular Direct | 36 Months36 months | 4.85% |
| E*TRADE from Morgan Stanley | 12-Month Certificates of Deposit12 months | 4.75% |
| Bread Savings | 18-Month CD18 months | 4.75% |
| Barclays | 24-Month CD24 months | 4.75% |
| Barclays | 60-Month CD60 months | 4.75% |
| Popular Direct | 24 Months24 months | 4.70% |