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Highest CD Rates in Connecticut
316 Connecticut-specific CD products

By Aviel Fahl

Newest reading: October 13, 2026

Top Connecticut Rate:4.45% APYFDIC or NCUA Insured

The Connecticut market

Connecticut accounts

316

Institutions

30

Top Connecticut APY

4.45% APY

Nationally: 5.00% APY

FDIC national average

1.73%

As of Sep 2026

316 CDs are open only to Connecticut residents, from 30 institutions. The highest advertised APY among them is 4.45%.

The highest nationally available rate is 5.00% APY, 55 basis points above the Connecticut leader.

206 of the 316 Connecticut CDs advertise more than the FDIC national average of 1.73% for 12-month CDs as of Sep 2026.

Connecticut-Specific CD Rates

CD rates specifically available to Connecticut residents. Business, youth and IRA CDs are not included.

Top 50 CD terms from 19 banks,sorted by highest APY
#1
DR Bank

24 Month CD

Term: 24 months

4.45%
APY
Observed: Oct 13, 2026
Min Deposit

$500

Branches

Yes

#2
DR Bank

18 Month CD

Term: 18 months

4.40%
APY
Observed: Oct 13, 2026
Min Deposit

$500

Branches

Yes

#3
DR Bank

12 Month CD

Term: 12 months

4.35%
APY
Observed: Oct 13, 2026
Min Deposit

$500

Branches

Yes

#4
First County Bank

14 Month Easy-Out CD

Term: 14 months

4.35%
APY
Observed: Oct 12, 2026
Min Deposit

N/A

Branches

Yes

#5
Thomaston Savings Bank

36 Month CD

Term: 36 months

4.35%
APY
Observed: Oct 13, 2026
Min Deposit

$1,000

Branches

Yes

#6
Thomaston Savings Bank

48 Month CD

Term: 48 months

4.35%
APY
Observed: Oct 13, 2026
Min Deposit

$1,000

Branches

Yes

#7
Thomaston Savings Bank

60 Month CD

Term: 60 months

4.35%
APY
Observed: Oct 13, 2026
Min Deposit

$1,000

Branches

Yes

#8
DR Bank

6 Month CD

Term: 6 months

4.30%
APY
Observed: Oct 13, 2026
Min Deposit

$500

Branches

Yes

#9
TD Bank

TD Choice 24 Month CD

Term: 24 months

4.30%
APY

That 4.30% is a promotional rate.

Observed: Oct 13, 2026
Min Deposit

$250

Branches

Yes

#10
Milford Federal Bank

5 Month CD

Term: 5 months

4.25%
APY
Observed: Oct 7, 2026
Min Deposit

$1,000

Branches

N/A

#11
Centreville Bank

7 Month CD Special

Term: 7 months

Up to4.25%
APY

Relationship rate from $1,000 · 4.00% without the relationship

Observed: Oct 7, 2026
Min Deposit

$1,000

Branches

Yes

#12
Centreville Bank

15 Month CD Special

Term: 15 months

Up to4.25%
APY

Relationship rate from $1,000 · 4.00% without the relationship

Observed: Oct 7, 2026
Min Deposit

$10,000

Branches

Yes

#13
Milford Federal Bank

18 Month CD

Term: 18 months

4.25%
APY
Observed: Oct 7, 2026
Min Deposit

$1,000

Branches

N/A

#14
TD Bank

TD Choice 18 Month CD

Term: 18 months

4.25%
APY

That 4.25% is a promotional rate.

Observed: Oct 13, 2026
Min Deposit

$250

Branches

Yes

#15
Thomaston Savings Bank

24 Month CD

Term: 24 months

4.25%
APY
Observed: Oct 13, 2026
Min Deposit

$1,000

Branches

Yes

#16
Northwest Community Bank

21 Month Time Deposit

Term: 21 months

4.20%
APY
Observed: Oct 7, 2026
Min Deposit

$500

Branches

Yes

#17
TD Bank

TD Choice 12 Month CD

Term: 12 months

4.15%
APY

That 4.15% is a promotional rate.

Observed: Oct 13, 2026
Min Deposit

$250

Branches

Yes

#18
Northwest Community Bank

15 Month Time Deposit

Term: 15 months

4.15%
APY
Observed: Oct 7, 2026
Min Deposit

$500

Branches

Yes

#19
Northwest Community Bank

18 Month Time Deposit

Term: 18 months

4.15%
APY
Observed: Oct 7, 2026
Min Deposit

$500

Branches

Yes

#20
Thomaston Savings Bank

18 Month CD

Term: 18 months

4.15%
APY
Observed: Oct 13, 2026
Min Deposit

$1,000

Branches

Yes

#21
Jewett City Savings Bank

7 Month CD Special

Term: 7 months

4.10%
APY
Observed: Oct 7, 2026
Min Deposit

$1,000

Branches

Yes

#22
Jewett City Savings Bank

11 Month CD Special

Term: 11 months

4.10%
APY
Observed: Oct 7, 2026
Min Deposit

$1,000

Branches

Yes

#23
Northwest Community Bank

11 Month Time Deposit

Term: 11 months

4.10%
APY
Observed: Oct 7, 2026
Min Deposit

$500

Branches

Yes

#24
DR Bank

3 Month CD

Term: 3 months

4.05%
APY
Observed: Oct 13, 2026
Min Deposit

$500

Branches

Yes

#25
First County Bank

3 Month CD

Term: 3 months

4.00%
APY
Observed: Oct 12, 2026
Min Deposit

N/A

Branches

Yes

#26
Northwest Community Bank

5 Month Time Deposit

Term: 5 months

4.00%
APY
Observed: Oct 7, 2026
Min Deposit

$500

Branches

Yes

#27
Liberty Bank

6-Month CD

Term: 6 months

4.00%
APY
Observed: Oct 7, 2026
Min Deposit

$500

Branches

Yes

#28
Bank of America

7-Month Featured CD

Term: 7 months

Up to4.00%
APY

Needs at least $100,000

Observed: Oct 13, 2026
Min Deposit

$1,000

Branches

Yes

#29
Northwest Community Bank

7 Month Time Deposit

Term: 7 months

4.00%
APY
Observed: Oct 7, 2026
Min Deposit

$500

Branches

Yes

#30
Thomaston Savings Bank

9 Month CD

Term: 9 months

4.00%
APY
Observed: Oct 13, 2026
Min Deposit

$1,000

Branches

Yes

#31
Thomaston Savings Bank

12 Month CD

Term: 12 months

4.00%
APY
Observed: Oct 13, 2026
Min Deposit

$1,000

Branches

Yes

#32
Jewett City Savings Bank

18 Month Bump-Up CD

Term: 18 months

4.00%
APY
Observed: Oct 7, 2026
Min Deposit

$1,000

Branches

Yes

#33
Ion Bank

25 Month Certificate

Term: 25 months

4.00%
APY
Observed: Oct 7, 2026
Min Deposit

$500

Branches

Yes

#34
TruNorth Bank

Certificate of Deposit - 15 Month

Term: 15 months

3.95%
APY
Observed: Oct 7, 2026
Min Deposit

$1,000

Branches

Yes

#35
Bankhometown

Certificate of Deposit - 15 Month

Term: 15 months

3.95%
APY
Observed: Oct 7, 2026
Min Deposit

$1,000

Branches

Yes

#36
TruNorth Bank

Certificate of Deposit - 11 Month

Term: 11 months

3.90%
APY
Observed: Oct 7, 2026
Min Deposit

$1,000

Branches

Yes

#37
Bankhometown

Certificate of Deposit - 11 Month

Term: 11 months

3.90%
APY
Observed: Oct 7, 2026
Min Deposit

$1,000

Branches

Yes

#38
TruNorth Bank

Certificate of Deposit - 7 Month

Term: 7 months

3.85%
APY
Observed: Oct 7, 2026
Min Deposit

$1,000

Branches

Yes

#39
Bankhometown

Certificate of Deposit - 7 Month

Term: 7 months

3.85%
APY
Observed: Oct 7, 2026
Min Deposit

$1,000

Branches

Yes

#40
Gateway First Bank

12 Month CD

Term: 12 months

3.85%
APY
Observed: Oct 7, 2026
Min Deposit

$500

Branches

Yes

#41
Gateway First Bank

18 Month CD

Term: 18 months

3.85%
APY
Observed: Oct 7, 2026
Min Deposit

$500

Branches

Yes

#42
New Haven Bank

20 Month CD

Term: 20 months

3.85%
APY
Observed: Oct 3, 2026
Min Deposit

$500

Branches

Yes

#43
South Shore Bank

5 Month CD or IRA

Term: 5 months

3.80%
APY
Observed: Oct 3, 2026
Min Deposit

N/A

Branches

Yes

#44
Liberty Bank

6-Month HSA CD

Term: 6 months

3.80%
APY
Observed: Oct 7, 2026
Min Deposit

$500

Branches

Yes

#45
Bankwell Bank

12 Month CD

Term: 12 months

3.80%
APY
Observed: Oct 7, 2026
Min Deposit

$1,000

Branches

Yes

#46
The Torrington Savings Bank

3 Month CD

Term: 3 months

3.79%
APY
Observed: Oct 13, 2026
Min Deposit

$1,000

Branches

Yes

#47
Everett Co-operative Bank

135-Day Special Certificate

Term: N/A

3.75%
APY
Observed: Oct 3, 2026
Min Deposit

$500

Branches

Yes

#48
Everett Co-operative Bank

6-Month Special Certificate

Term: 6 months

3.75%
APY
Observed: Oct 3, 2026
Min Deposit

$500

Branches

Yes

#49
Thomaston Savings Bank

6 Month CD

Term: 6 months

3.75%
APY
Observed: Oct 13, 2026
Min Deposit

$1,000

Branches

Yes

#50
Bankwell Bank

Digital 7 Month CD

Term: 7 months

3.75%
APY
Observed: Oct 7, 2026
Min Deposit

$1,000

Branches

Yes

Nationally Available CD Rates

The 8 highest CD rates available nationwide, including in Connecticut.

InstitutionProduct / Term
Popular Direct
60 Months60 months
5.00%
Popular Direct
48 Months48 months
4.95%
Popular Direct
36 Months36 months
4.85%
E*TRADE from Morgan Stanley
12-Month Certificates of Deposit12 months
4.75%
Bread Savings
18-Month CD18 months
4.75%
Barclays
24-Month CD24 months
4.75%
Barclays
60-Month CD60 months
4.75%
Popular Direct
24 Months24 months
4.70%

See the full national list