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Highest CD Rates in Delaware
69 Delaware-specific CD products

By Aviel Fahl

Newest reading: October 13, 2026

Top Delaware Rate:4.30% APYFDIC or NCUA Insured

The Delaware market

Delaware accounts

69

Institutions

6

Top Delaware APY

4.30% APY

Nationally: 5.00% APY

FDIC national average

1.73%

As of Sep 2026

69 CDs are open only to Delaware residents, from 6 institutions. The highest advertised APY among them is 4.30%.

The highest nationally available rate is 5.00% APY, 70 basis points above the Delaware leader.

59 of the 69 Delaware CDs advertise more than the FDIC national average of 1.73% for 12-month CDs as of Sep 2026.

Delaware-Specific CD Rates

CD rates specifically available to Delaware residents. Business, youth and IRA CDs are not included.

Top 50 CD terms from 6 banks,sorted by highest APY
#1
TD Bank

TD Choice 24 Month CD

Term: 24 months

4.30%
APY

That 4.30% is a promotional rate.

Observed: Oct 13, 2026
Min Deposit

$250

Branches

Yes

#2
TD Bank

TD Choice 18 Month CD

Term: 18 months

4.25%
APY

That 4.25% is a promotional rate.

Observed: Oct 13, 2026
Min Deposit

$250

Branches

Yes

#3
TD Bank

TD Choice 12 Month CD

Term: 12 months

4.15%
APY

That 4.15% is a promotional rate.

Observed: Oct 13, 2026
Min Deposit

$250

Branches

Yes

#4
Artisans' Bank

6 Month CD

Term: 6 months

4.05%
APY
Observed: Oct 3, 2026
Min Deposit

$1,500

Branches

N/A

#5
Bank of America

7-Month Featured CD

Term: 7 months

Up to4.00%
APY

Needs at least $100,000

Observed: Oct 13, 2026
Min Deposit

$1,000

Branches

Yes

#6
Artisans' Bank

15 Month CD

Term: 15 months

4.00%
APY
Observed: Oct 3, 2026
Min Deposit

$1,500

Branches

N/A

#7
Artisans' Bank

10 Month CD

Term: 10 months

3.85%
APY
Observed: Oct 3, 2026
Min Deposit

$1,500

Branches

N/A

#8
Gateway First Bank

12 Month CD

Term: 12 months

3.85%
APY
Observed: Oct 7, 2026
Min Deposit

$500

Branches

Yes

#9
Gateway First Bank

18 Month CD

Term: 18 months

3.85%
APY
Observed: Oct 7, 2026
Min Deposit

$500

Branches

Yes

#10
Artisans' Bank

14 Month CD

Term: 14 months

3.75%
APY
Observed: Oct 3, 2026
Min Deposit

$1,500

Branches

N/A

#11
Bank of America

12-Month Flexible CD account

Term: 12 months

Up to3.65%
APY

Needs at least $100,000

Observed: Oct 13, 2026
Min Deposit

$1,000

Branches

Yes

#12
Gateway First Bank

6 Month CD

Term: 6 months

3.60%
APY
Observed: Oct 7, 2026
Min Deposit

N/A

Branches

Yes

#13
TD Bank

TD Choice 9 Month CD

Term: 9 months

3.51%
APY

That 3.51% is a promotional rate.

Observed: Oct 13, 2026
Min Deposit

$250

Branches

Yes

#14
Gateway First Bank

3 Month CD

Term: 3 months

3.50%
APY
Observed: Oct 7, 2026
Min Deposit

$500

Branches

Yes

3.50%
APY
Observed: Oct 7, 2026
Min Deposit

$500

Branches

Yes

#16
Gateway First Bank

24 Month CD

Term: 24 months

3.50%
APY
Observed: Oct 7, 2026
Min Deposit

$500

Branches

Yes

3.50%
APY
Observed: Oct 7, 2026
Min Deposit

$500

Branches

Yes

#18
Calvin B. Taylor Banking Company of Berlin, Maryland

6 Month Certificate of Deposit

Term: 6 months

3.25%
APY
Observed: Oct 7, 2026
Min Deposit

$1,000

Branches

Yes

3.25%
APY
Observed: Oct 7, 2026
Min Deposit

$500

Branches

Yes

3.25%
APY
Observed: Oct 7, 2026
Min Deposit

$500

Branches

Yes

#21
First Shore Federal Savings and Loan Association

24-Month Rising Rate CD

Term: 24 months

3.25%
APY
Observed: Oct 7, 2026
Min Deposit

$10,000

Branches

Yes

#22
Gateway First Bank

36 Month CD

Term: 36 months

3.25%
APY
Observed: Oct 7, 2026
Min Deposit

$500

Branches

Yes

#23
Gateway First Bank

48 Month CD

Term: 48 months

3.25%
APY
Observed: Oct 7, 2026
Min Deposit

$500

Branches

Yes

#24
Gateway First Bank

60 Month CD

Term: 60 months

3.25%
APY
Observed: Oct 7, 2026
Min Deposit

$500

Branches

Yes

#25
Artisans' Bank

8 Month CD

Term: 8 months

3.15%
APY
Observed: Oct 3, 2026
Min Deposit

$1,500

Branches

N/A

#26
Artisans' Bank

9 Month CD

Term: 9 months

3.15%
APY
Observed: Oct 3, 2026
Min Deposit

$1,500

Branches

N/A

#27
Artisans' Bank

11 Month CD

Term: 11 months

3.15%
APY
Observed: Oct 3, 2026
Min Deposit

$1,500

Branches

N/A

#28
Artisans' Bank

12 Month CD

Term: 12 months

3.15%
APY
Observed: Oct 3, 2026
Min Deposit

$1,500

Branches

N/A

#29
Bank of America

90-179 Day Fixed Term CD

Term: 3-5 months

3.00%
APY
Observed: Oct 13, 2026
Min Deposit

$1,000

Branches

Yes

#30
Calvin B. Taylor Banking Company of Berlin, Maryland

3 Month Certificate of Deposit

Term: 3 months

3.00%
APY
Observed: Oct 7, 2026
Min Deposit

$1,000

Branches

Yes

3.00%
APY
Observed: Oct 7, 2026
Min Deposit

$500

Branches

Yes

#32
First Shore Federal Savings and Loan Association

18-Month Rising Rate CD

Term: 18 months

3.00%
APY
Observed: Oct 7, 2026
Min Deposit

$500

Branches

Yes

3.00%
APY
Observed: Oct 7, 2026
Min Deposit

$500

Branches

Yes

#34
Bank of America

10-Month Featured CD

Term: 10 months

2.95%
APY
Observed: Oct 13, 2026
Min Deposit

$1,000

Branches

Yes

#35
Artisans' Bank

18 Month CD

Term: 18 months

2.90%
APY
Observed: Oct 3, 2026
Min Deposit

$1,500

Branches

N/A

#36
Calvin B. Taylor Banking Company of Berlin, Maryland

12 Month Certificate of Deposit

Term: 12 months

2.75%
APY
Observed: Oct 7, 2026
Min Deposit

$1,000

Branches

Yes

2.75%
APY
Observed: Oct 7, 2026
Min Deposit

$500

Branches

Yes

#38
Calvin B. Taylor Banking Company of Berlin, Maryland

18 Month Certificate of Deposit

Term: 18 months

2.73%
APY
Observed: Oct 7, 2026
Min Deposit

$1,000

Branches

Yes

#39
Calvin B. Taylor Banking Company of Berlin, Maryland

24 Month Certificate of Deposit

Term: 24 months

2.68%
APY
Observed: Oct 7, 2026
Min Deposit

$1,000

Branches

Yes

#40
Artisans' Bank

3 Month CD

Term: 3 months

2.50%
APY
Observed: Oct 3, 2026
Min Deposit

$1,500

Branches

N/A

#41
Artisans' Bank

13 Month CD

Term: 13 months

2.50%
APY
Observed: Oct 3, 2026
Min Deposit

$1,500

Branches

N/A

#42
Artisans' Bank

21 Month CD

Term: 21 months

2.50%
APY
Observed: Oct 3, 2026
Min Deposit

$1,500

Branches

N/A

#43
Artisans' Bank

24 Month CD

Term: 24 months

2.50%
APY
Observed: Oct 3, 2026
Min Deposit

$1,500

Branches

N/A

#44
First Shore Federal Savings and Loan Association

60-Month Rising Rate CD

Term: 60 months

2.50%
APY
Observed: Oct 7, 2026
Min Deposit

$500

Branches

Yes

2.00%
APY
Observed: Oct 7, 2026
Min Deposit

$500

Branches

Yes

#46
TD Bank

TD Choice 3 Month CD

Term: 3 months

2.00%
APY

That 2.00% is a promotional rate.

Observed: Oct 13, 2026
Min Deposit

$250

Branches

Yes

#47
TD Bank

TD Choice 6 Month CD

Term: 6 months

2.00%
APY

That 2.00% is a promotional rate.

Observed: Oct 13, 2026
Min Deposit

$250

Branches

Yes

#48
First Shore Federal Savings and Loan Association

10-Month Freedom CD

Term: 10 months

2.00%
APY
Observed: Oct 7, 2026
Min Deposit

$500

Branches

Yes

#49
TD Bank

TD Choice 10 Month CD

Term: 10 months

2.00%
APY

That 2.00% is a promotional rate.

Observed: Oct 13, 2026
Min Deposit

$250

Branches

Yes

#50
First Shore Federal Savings and Loan Association

12-Month Add-To CD

Term: 12 months

2.00%
APY
Observed: Oct 7, 2026
Min Deposit

$200

Branches

Yes

Nationally Available CD Rates

The 8 highest CD rates available nationwide, including in Delaware.

InstitutionProduct / Term
Popular Direct
60 Months60 months
5.00%
Popular Direct
48 Months48 months
4.95%
Popular Direct
36 Months36 months
4.85%
E*TRADE from Morgan Stanley
12-Month Certificates of Deposit12 months
4.75%
Bread Savings
18-Month CD18 months
4.75%
Barclays
24-Month CD24 months
4.75%
Barclays
60-Month CD60 months
4.75%
Popular Direct
24 Months24 months
4.70%

See the full national list