Highest Business CD Rates in New Jersey
42 New Jersey-specific products
The New Jersey market
New Jersey accounts
42
Institutions
2
Top New Jersey APY
4.50% APY
Nationally: 4.40% APY
FDIC national average
1.73%
As of Sep 2026
42 business CDs are open only to New Jersey residents, from 2 institutions. The highest advertised APY among them is 4.50%.
The highest nationally available rate is 4.40% APY, 10 basis points below the New Jersey leader.
42 of the 42 New Jersey business CDs advertise more than the FDIC national average of 1.73% for 12-month CDs as of Sep 2026.
New Jersey-Specific Business CDs Rates
Business CDs rates specifically available to New Jersey residents.
| # | Institution & CD | Rate & Features | Minimum Deposit | Actions |
|---|---|---|---|---|
| #1 | 4.50%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #2 | 4.50%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #3 | 4.10%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #4 | 3.75%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #5 | 3.75%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #6 | 3.50%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #7 | 3.50%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #8 | 3.50%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #9 | 3.50%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #10 | 3.50%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #11 | 3.50%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #12 | 3.50%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #13 | 3.50%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #14 | 3.50%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #15 | 3.50%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #16 | 3.50%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #17 | 3.50%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #18 | 3.50%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #19 | 3.50%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #20 | 3.50%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #21 | 3.50%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #22 | 3.50%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #23 | 3.50%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #24 | 3.25%APY Observed: Oct 3, 2026 Branches: Yes | $500 | ||
| #25 | 3.25%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #26 | 3.25%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #27 | 3.25%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #28 | 3.25%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #29 | 3.25%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #30 | 3.25%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #31 | 3.25%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #32 | 3.25%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #33 | 3.00%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #34 | 3.00%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #35 | 3.00%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #36 | 3.00%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #37 | 3.00%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #38 | 3.00%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #39 | 3.00%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #40 | 3.00%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #41 | 3.00%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #42 | 3.00%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 |
$1,000
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$1,000
Yes
$1,000
Yes
$1,000
Yes
$1,000
Yes
$1,000
Yes
$1,000
Yes
$1,000
Yes
$1,000
Yes
$1,000
Yes
$1,000
Yes
$1,000
Yes
$1,000
Yes
$1,000
Yes
$1,000
Yes
$1,000
Yes
$1,000
Yes
$1,000
Yes
$1,000
Yes
$1,000
Yes
$1,000
Yes
$1,000
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$1,000
Yes
$500
Yes
$1,000
Yes
$1,000
Yes
$1,000
Yes
$1,000
Yes
$1,000
Yes
$1,000
Yes
$1,000
Yes
$1,000
Yes
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$1,000
Yes
$1,000
Yes
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Yes
$1,000
Yes
$1,000
Yes
$1,000
Yes
$1,000
Yes
$1,000
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$1,000
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Nationally Available Business CDs Rates
The 8 highest business cds rates available nationwide, including in New Jersey.
| Institution | Product / Term | APY |
|---|---|---|
| Live Oak Bank | 1 Year Business CD12 months | 4.40% |
| Newtek Bank | 6-Month CD6 months | 4.30% |
| Live Oak Bank | 9-Month Business CD9 months | 4.30% |
| Prime Alliance Bank | 12-Month Business CD12 months | 4.25% |
| Prime Alliance Bank | 18-Month Business CD18 months | 4.25% |
| Live Oak Bank | 6-Month Business CD6 months | 4.20% |
| Live Oak Bank | 18-Month Business CD18 months | 4.20% |
| Prime Alliance Bank | 6-Month Business CD6 months | 4.00% |