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Highest Business CD Rates in Kansas
21 Kansas-specific products

By Aviel Fahl

Newest reading: October 7, 2026

Top Kansas Rate:3.75% APYFDIC or NCUA Insured

The Kansas market

Kansas accounts

21

Institutions

2

Top Kansas APY

3.75% APY

Nationally: 4.40% APY

FDIC national average

1.73%

As of Sep 2026

21 business CDs are open only to Kansas residents, from 2 institutions. The highest advertised APY among them is 3.75%.

The highest nationally available rate is 4.40% APY, 65 basis points above the Kansas leader.

17 of the 21 Kansas business CDs advertise more than the FDIC national average of 1.73% for 12-month CDs as of Sep 2026.

Kansas-Specific Business CDs Rates

Business CDs rates specifically available to Kansas residents.

Top 21 CD terms from 2 banks,sorted by highest APY
#1
Armed Forces Bank, National Association

18-Month Business CD

Term: 18 months

3.75%
APY
Observed: Oct 7, 2026
Min Deposit

$500

Branches

Yes

#2
Armed Forces Bank, National Association

15-Month Business CD

Term: 15 months

3.65%
APY
Observed: Oct 7, 2026
Min Deposit

$500

Branches

Yes

#3
Armed Forces Bank, National Association

12-Month Business CD

Term: 12 months

3.55%
APY
Observed: Oct 7, 2026
Min Deposit

$500

Branches

Yes

#4
Armed Forces Bank, National Association

13-Month Business CD

Term: 13 months

3.25%
APY
Observed: Oct 7, 2026
Min Deposit

$500

Branches

Yes

#5
Armed Forces Bank, National Association

9-Month Business CD

Term: 9 months

3.05%
APY
Observed: Oct 7, 2026
Min Deposit

$500

Branches

Yes

#6
Armed Forces Bank, National Association

19-Month Business CD

Term: 19 months

2.75%
APY
Observed: Oct 7, 2026
Min Deposit

$500

Branches

Yes

#7
Armed Forces Bank, National Association

24-Month Business CD

Term: 24 months

2.75%
APY
Observed: Oct 7, 2026
Min Deposit

$500

Branches

Yes

#8
Armed Forces Bank, National Association

30-Month Business CD

Term: 30 months

2.75%
APY
Observed: Oct 7, 2026
Min Deposit

$500

Branches

Yes

#9
Armed Forces Bank, National Association

36-Month Business CD

Term: 36 months

2.75%
APY
Observed: Oct 7, 2026
Min Deposit

$500

Branches

Yes

#10
Armed Forces Bank, National Association

48-Month Business CD

Term: 48 months

2.75%
APY
Observed: Oct 7, 2026
Min Deposit

$500

Branches

Yes

#11
Armed Forces Bank, National Association

60-Month Business CD

Term: 60 months

2.75%
APY
Observed: Oct 7, 2026
Min Deposit

$500

Branches

Yes

#12
The Citizens State Bank

Business 18 Month CD

Term: 18 months

2.70%
APY
Observed: Oct 7, 2026
Min Deposit

$1,000

Branches

Yes

#13
The Citizens State Bank

Business 12 Month CD

Term: 12 months

2.50%
APY
Observed: Oct 7, 2026
Min Deposit

$1,000

Branches

Yes

#14
The Citizens State Bank

Business 60 Month CD

Term: 60 months

2.50%
APY
Observed: Oct 7, 2026
Min Deposit

$1,000

Branches

Yes

#15
The Citizens State Bank

Business 48 Month CD

Term: 48 months

2.40%
APY
Observed: Oct 7, 2026
Min Deposit

$1,000

Branches

Yes

#16
The Citizens State Bank

Business 36 Month CD

Term: 36 months

2.35%
APY
Observed: Oct 7, 2026
Min Deposit

$1,000

Branches

Yes

#17
The Citizens State Bank

Business 24 Month CD

Term: 24 months

2.25%
APY
Observed: Oct 7, 2026
Min Deposit

$1,000

Branches

Yes

#18
The Citizens State Bank

Business 6 Month CD

Term: 6 months

1.70%
APY
Observed: Oct 7, 2026
Min Deposit

$1,000

Branches

Yes

#19
Armed Forces Bank, National Association

182-Day Business CD

Term: 6 months

1.10%
APY
Observed: Oct 7, 2026
Min Deposit

$500

Branches

Yes

#20
Armed Forces Bank, National Association

91-Day Business CD

Term: 3 months

1.05%
APY
Observed: Oct 7, 2026
Min Deposit

$500

Branches

Yes

#21
Armed Forces Bank, National Association

30-Day Business CD

Term: 1 months

1.00%
APY
Observed: Oct 7, 2026
Min Deposit

$500

Branches

Yes

Nationally Available Business CDs Rates

The 8 highest business cds rates available nationwide, including in Kansas.

InstitutionProduct / Term
Live Oak Bank
1 Year Business CD12 months
4.40%
Newtek Bank
6-Month CD6 months
4.30%
Live Oak Bank
9-Month Business CD9 months
4.30%
Prime Alliance Bank
12-Month Business CD12 months
4.25%
Prime Alliance Bank
18-Month Business CD18 months
4.25%
Live Oak Bank
6-Month Business CD6 months
4.20%
Live Oak Bank
18-Month Business CD18 months
4.20%
Prime Alliance Bank
6-Month Business CD6 months
4.00%

See the full national list