Peapack Private Bank & Trust: CDs & Rates

Updated: 8/19/2026

Mission: Banksparency aims to make Peapack Private Bank & Trust's deposit accounts transparent and comparable to the market.

Interest rates reported as APY

Analysis of Peapack Private Bank & Trust

Our verdict

CD Analysis

Peapack Private Bank & Trust offers CDs paying up to 3.25% APY on its 9 months term.

Tracking 2 active CD products, useful for locking in today's rate before further moves at the Fed.

Best CD use: locking in 3.25% APY for a 9 months term.

IRA Savings Overview

Personal Individual Retirement Accounts IRAs

IRA Savings

3.25% APY

Min: $500 Branch Access

Min. Deposit	$500
Min. Balance	N/A
Maintenance Fee	$0

National Avg: 0.38% (FDIC, 8/1/2026).
Banksparency tracks live rates daily.

Bank Overview

HQ LocationBedminster, NJ
Deposit InsuranceFDIC Insured(Cert: 11035)

Visit Official Website

Featured Offers

Axos ONE - High Yield Savings & Checking

Over 95,000 fee-free ATMs
Get paid up to 2 days early with Direct Deposit
One convenient app for spending & saving

FDIC Insured

Savings4.21%APY

Checking0.51%APY

Go to Axos Bank

FDIC or NCUA insured

View Details

Monthly Maintenance Fee	None
Min. Deposit to Savings Account	0
Min. Balance in Savings Account	0
How to qualify for APY	OPTION ADirect Deposit $1,500+ AND Maintain $1,500+ avg daily checking balance. OR OPTION BDeposit $5,000+ total/mo AND Maintain $5,000+ avg daily checking balance.
Mobile Ratings	iOS:4.7 Android:4.5

The APY is available with the Axos ONE savings and checking bundle. The checking account also earns interest. To qualify, you must either set up a direct deposit of $1,500 and maintain an average daily balance of more than $1,500 in your ONE Checking account, or receive at least $5,000 in total monthly qualifying deposits and maintain an average daily balance of more than $5,000.

EASY TRANSFERS, LOW MINIMUMS

SponsoredVerified Aug 19, 2026

FDIC Insured

Quontic High Yield Savings

Apply in 3 minutes or less
No monthly service fees
Transfer with Zelle, Apple Pay, G-Pay, and more

FDIC Insured

Savings3.20%APY

Go to Quontic Bank

FDIC or NCUA insured

View Details

Monthly Maintenance Fee	None
Min. Deposit to Savings Account	10000
Min. Balance in Savings Account	0
Mobile Ratings	iOS:4.8 Android:4.9

CD Overview

3.25% Highest APY

Across 2 CD products with terms: 9 months

CD Products Offered by Peapack Private Bank & Trust

Feature	Personal Certificates of Deposit CDs 9 months	Business Certificates of Deposit CDs 9 months
APY	3.25%Verified: 8/19/2026	3.25%Verified: 8/19/2026
Term	9 months	9 months
Min. Deposit	$500	$500
Early Withdrawal	N/A	N/A
FDIC Insured	Yes	Yes

Peapack Private Bank & Trust CD Rates Over Time

Not enough rate history to show a chart. We have CD rates for this bank from one day only. The chart shows when we collect more data.

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