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Highest Business CD Rates in Maryland
18 Maryland-specific products

By Aviel Fahl

Newest reading: October 7, 2026

Top Maryland Rate:0.40% APYFDIC or NCUA Insured

The Maryland market

Maryland accounts

18

Institutions

1

Top Maryland APY

0.40% APY

Nationally: 4.40% APY

FDIC national average

1.73%

As of Sep 2026

18 business CDs are open only to Maryland residents, from 1 institution. The highest advertised APY among them is 0.40%.

The highest nationally available rate is 4.40% APY, 400 basis points above the Maryland leader.

0 of the 18 Maryland business CDs advertise more than the FDIC national average of 1.73% for 12-month CDs as of Sep 2026.

Maryland-Specific Business CDs Rates

Business CDs rates specifically available to Maryland residents.

Top 18 CD terms from 1 banks,sorted by highest APY
#1
Eastern Savings Bank, FSB

60-Month Business CD

Term: 60 months

0.40%
APY
Observed: Oct 7, 2026
Min Deposit

$1,000

Branches

Yes

#2
Eastern Savings Bank, FSB

60-Month Business Jumbo CD

Term: 60 months

0.40%
APY
Observed: Oct 7, 2026
Min Deposit

$100,000

Branches

Yes

#3
Eastern Savings Bank, FSB

48-Month Business CD

Term: 48 months

0.35%
APY
Observed: Oct 7, 2026
Min Deposit

$1,000

Branches

Yes

#4
Eastern Savings Bank, FSB

48-Month Business Jumbo CD

Term: 48 months

0.35%
APY
Observed: Oct 7, 2026
Min Deposit

$100,000

Branches

Yes

#5
Eastern Savings Bank, FSB

36-Month Business CD

Term: 36 months

0.25%
APY
Observed: Oct 7, 2026
Min Deposit

$1,000

Branches

Yes

#6
Eastern Savings Bank, FSB

36-Month Business Jumbo CD

Term: 36 months

0.25%
APY
Observed: Oct 7, 2026
Min Deposit

$100,000

Branches

Yes

#7
Eastern Savings Bank, FSB

24-Month Business CD

Term: 24 months

0.20%
APY
Observed: Oct 7, 2026
Min Deposit

$1,000

Branches

Yes

#8
Eastern Savings Bank, FSB

24-Month Business Jumbo CD

Term: 24 months

0.20%
APY
Observed: Oct 7, 2026
Min Deposit

$100,000

Branches

Yes

#9
Eastern Savings Bank, FSB

30-Month Business CD

Term: 30 months

0.20%
APY
Observed: Oct 7, 2026
Min Deposit

$1,000

Branches

Yes

#10
Eastern Savings Bank, FSB

30-Month Business Jumbo CD

Term: 30 months

0.20%
APY
Observed: Oct 7, 2026
Min Deposit

$100,000

Branches

Yes

#11
Eastern Savings Bank, FSB

12-Month Business CD

Term: 12 months

0.15%
APY
Observed: Oct 7, 2026
Min Deposit

$1,000

Branches

Yes

#12
Eastern Savings Bank, FSB

12-Month Business Jumbo CD

Term: 12 months

0.15%
APY
Observed: Oct 7, 2026
Min Deposit

$100,000

Branches

Yes

#13
Eastern Savings Bank, FSB

18-Month Business CD

Term: 18 months

0.15%
APY
Observed: Oct 7, 2026
Min Deposit

$1,000

Branches

Yes

#14
Eastern Savings Bank, FSB

18-Month Business Jumbo CD

Term: 18 months

0.15%
APY
Observed: Oct 7, 2026
Min Deposit

$100,000

Branches

Yes

#15
Eastern Savings Bank, FSB

6-Month Business CD

Term: 6 months

0.07%
APY
Observed: Oct 7, 2026
Min Deposit

$1,000

Branches

Yes

#16
Eastern Savings Bank, FSB

6-Month Business Jumbo CD

Term: 6 months

0.07%
APY
Observed: Oct 7, 2026
Min Deposit

$100,000

Branches

Yes

#17
Eastern Savings Bank, FSB

3-Month Business CD

Term: 3 months

0.05%
APY
Observed: Oct 7, 2026
Min Deposit

$1,000

Branches

Yes

#18
Eastern Savings Bank, FSB

3-Month Business Jumbo CD

Term: 3 months

0.05%
APY
Observed: Oct 7, 2026
Min Deposit

$100,000

Branches

Yes

Nationally Available Business CDs Rates

The 8 highest business cds rates available nationwide, including in Maryland.

InstitutionProduct / Term
Live Oak Bank
1 Year Business CD12 months
4.40%
Newtek Bank
6-Month CD6 months
4.30%
Live Oak Bank
9-Month Business CD9 months
4.30%
Prime Alliance Bank
12-Month Business CD12 months
4.25%
Prime Alliance Bank
18-Month Business CD18 months
4.25%
Live Oak Bank
6-Month Business CD6 months
4.20%
Live Oak Bank
18-Month Business CD18 months
4.20%
Prime Alliance Bank
6-Month Business CD6 months
4.00%

See the full national list