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Highest Business CD Rates in Georgia
9 Georgia-specific products

By Aviel Fahl

Newest reading: October 7, 2026

Top Georgia Rate:1.30% APYFDIC or NCUA Insured

The Georgia market

Georgia accounts

9

Institutions

1

Top Georgia APY

1.30% APY

Nationally: 4.40% APY

FDIC national average

1.73%

As of Sep 2026

9 business CDs are open only to Georgia residents, from 1 institution. The highest advertised APY among them is 1.30%.

The highest nationally available rate is 4.40% APY, 310 basis points above the Georgia leader.

0 of the 9 Georgia business CDs advertise more than the FDIC national average of 1.73% for 12-month CDs as of Sep 2026.

Georgia-Specific Business CDs Rates

Business CDs rates specifically available to Georgia residents.

Top 9 CD terms from 1 banks,sorted by highest APY
#1
Century Bank and Trust

Business 60 Month CD

Term: 60 months

1.30%
APY
Observed: Oct 7, 2026
Min Deposit

$500

Branches

Yes

#2
Century Bank and Trust

Business 48 Month CD

Term: 48 months

1.26%
APY
Observed: Oct 7, 2026
Min Deposit

$500

Branches

Yes

#3
Century Bank and Trust

Business 36 Month CD

Term: 36 months

1.15%
APY
Observed: Oct 7, 2026
Min Deposit

$500

Branches

Yes

#4
Century Bank and Trust

Business 30 Month CD

Term: 30 months

1.00%
APY
Observed: Oct 7, 2026
Min Deposit

$500

Branches

Yes

#5
Century Bank and Trust

Business 24 Month CD

Term: 24 months

0.95%
APY
Observed: Oct 7, 2026
Min Deposit

$500

Branches

Yes

#6
Century Bank and Trust

Business 18 Month CD

Term: 18 months

0.80%
APY
Observed: Oct 7, 2026
Min Deposit

$500

Branches

Yes

#7
Century Bank and Trust

Business 12 Month CD

Term: 12 months

0.75%
APY
Observed: Oct 7, 2026
Min Deposit

$500

Branches

Yes

#8
Century Bank and Trust

Business 180 Day CD

Term: 6 months

0.50%
APY
Observed: Oct 7, 2026
Min Deposit

$500

Branches

Yes

#9
Century Bank and Trust

Business 90 Day CD

Term: 3 months

0.20%
APY
Observed: Oct 7, 2026
Min Deposit

$500

Branches

Yes

Nationally Available Business CDs Rates

The 8 highest business cds rates available nationwide, including in Georgia.

InstitutionProduct / Term
Live Oak Bank
1 Year Business CD12 months
4.40%
Newtek Bank
6-Month CD6 months
4.30%
Live Oak Bank
9-Month Business CD9 months
4.30%
Prime Alliance Bank
12-Month Business CD12 months
4.25%
Prime Alliance Bank
18-Month Business CD18 months
4.25%
Live Oak Bank
6-Month Business CD6 months
4.20%
Live Oak Bank
18-Month Business CD18 months
4.20%
Prime Alliance Bank
6-Month Business CD6 months
4.00%

See the full national list