Highest Business CD Rates in Kentucky
14 Kentucky-specific products
The Kentucky market
Kentucky accounts
14
Institutions
1
Top Kentucky APY
3.75% APY
Nationally: 4.40% APY
FDIC national average
1.73%
As of Sep 2026
14 business CDs are open only to Kentucky residents, from 1 institution. The highest advertised APY among them is 3.75%.
The highest nationally available rate is 4.40% APY, 65 basis points above the Kentucky leader.
11 of the 14 Kentucky business CDs advertise more than the FDIC national average of 1.73% for 12-month CDs as of Sep 2026.
Kentucky-Specific Business CDs Rates
Business CDs rates specifically available to Kentucky residents.
| # | Institution & CD | Rate & Features | Minimum Deposit | Actions |
|---|---|---|---|---|
| #1 | 3.75%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #2 | 3.65%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #3 | 3.55%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #4 | 3.25%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #5 | 3.05%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #6 | 2.75%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #7 | 2.75%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #8 | 2.75%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #9 | 2.75%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #10 | 2.75%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #11 | 2.75%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #12 | 1.10%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #13 | 1.05%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #14 | 1.00%APY Observed: Oct 7, 2026 Branches: Yes | $500 |
$500
Yes
$500
Yes
$500
Yes
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Yes
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Yes
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Yes
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Yes
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Yes
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Yes
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Nationally Available Business CDs Rates
The 8 highest business cds rates available nationwide, including in Kentucky.
| Institution | Product / Term | APY |
|---|---|---|
| Live Oak Bank | 1 Year Business CD12 months | 4.40% |
| Newtek Bank | 6-Month CD6 months | 4.30% |
| Live Oak Bank | 9-Month Business CD9 months | 4.30% |
| Prime Alliance Bank | 12-Month Business CD12 months | 4.25% |
| Prime Alliance Bank | 18-Month Business CD18 months | 4.25% |
| Live Oak Bank | 6-Month Business CD6 months | 4.20% |
| Live Oak Bank | 18-Month Business CD18 months | 4.20% |
| Prime Alliance Bank | 6-Month Business CD6 months | 4.00% |