Highest Business CD Rates in Montana
24 Montana-specific products
The Montana market
Montana accounts
24
Institutions
1
Top Montana APY
1.86% APY
Nationally: 4.50% APY
FDIC national average
1.76%
As of Oct 2026
24 business CDs are open only to Montana residents, from 1 institution. The highest advertised APY among them is 1.86%.
The highest nationally available rate is 4.50% APY, 264 basis points above the Montana leader.
5 of the 24 Montana business CDs advertise more than the FDIC national average of 1.76% for 12-month CDs as of Oct 2026.
Montana-Specific Business CDs Rates
Business CDs rates specifically available to Montana residents.
| # | Institution & CD | Rate & Features | Minimum Deposit | Actions |
|---|---|---|---|---|
| #1 | 1.86%APY Observed: Oct 24, 2026 Branches: Yes | $100,000 | ||
| #2 | 1.81%APY Observed: Oct 24, 2026 Branches: Yes | $25,000 | ||
| #3 | 1.81%APY Observed: Oct 24, 2026 Branches: Yes | $100,000 | ||
| #4 | 1.76%APY Observed: Oct 24, 2026 Branches: Yes | $1,000 | ||
| #5 | 1.76%APY Observed: Oct 24, 2026 Branches: Yes | $25,000 | ||
| #6 | 1.71%APY Observed: Oct 24, 2026 Branches: Yes | $1,000 | ||
| #7 | 1.71%APY Observed: Oct 24, 2026 Branches: Yes | $100,000 | ||
| #8 | 1.66%APY Observed: Oct 24, 2026 Branches: Yes | $25,000 | ||
| #9 | 1.61%APY Observed: Oct 24, 2026 Branches: Yes | $100,000 | ||
| #10 | 1.61%APY Observed: Oct 24, 2026 Branches: Yes | $1,000 | ||
| #11 | 1.61%APY Observed: Oct 24, 2026 Branches: Yes | $100,000 | ||
| #12 | 1.56%APY Observed: Oct 24, 2026 Branches: Yes | $25,000 | ||
| #13 | 1.56%APY Observed: Oct 24, 2026 Branches: Yes | $25,000 | ||
| #14 | 1.56%APY Observed: Oct 24, 2026 Branches: Yes | $100,000 | ||
| #15 | 1.51%APY Observed: Oct 24, 2026 Branches: Yes | $1,000 | ||
| #16 | 1.51%APY Observed: Oct 24, 2026 Branches: Yes | $1,000 | ||
| #17 | 1.51%APY Observed: Oct 24, 2026 Branches: Yes | $100,000 | ||
| #18 | 1.51%APY Observed: Oct 24, 2026 Branches: Yes | $25,000 | ||
| #19 | 1.46%APY Observed: Oct 24, 2026 Branches: Yes | $25,000 | ||
| #20 | 1.46%APY Observed: Oct 24, 2026 Branches: Yes | $1,000 | ||
| #21 | 1.41%APY Observed: Oct 24, 2026 Branches: Yes | $1,000 | ||
| #22 | 0.85%APY Observed: Oct 24, 2026 Branches: Yes | $100,000 | ||
| #23 | 0.80%APY Observed: Oct 24, 2026 Branches: Yes | $25,000 | ||
| #24 | 0.75%APY Observed: Oct 24, 2026 Branches: Yes | $1,000 |
$100,000
Yes
$25,000
Yes
$100,000
Yes
$1,000
Yes
$25,000
Yes
$1,000
Yes
$100,000
Yes
$25,000
Yes
$100,000
Yes
$1,000
Yes
$100,000
Yes
$25,000
Yes
$25,000
Yes
$100,000
Yes
$1,000
Yes
$1,000
Yes
$100,000
Yes
$25,000
Yes
$25,000
Yes
$1,000
Yes
$1,000
Yes
$100,000
Yes
$25,000
Yes
$1,000
Yes
Rates are annual percentage yields (APY). A variable rate may change after the account is opened. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal.
Nationally Available Business CDs Rates
The 8 highest business cds rates available nationwide, including in Montana.
| Institution | Product / Term | APY |
|---|---|---|
| Live Oak Bank | 1 Year Business CD12 months | 4.50% |
| Live Oak Bank | 9-Month Business CD9 months | 4.40% |
| Live Oak Bank | 6-Month Business CD6 months | 4.30% |
| Newtek Bank | 6-Month CD6 months | 4.30% |
| Live Oak Bank | 18-Month Business CD18 months | 4.30% |
| Prime Alliance Bank | 12-Month Business CD12 months | 4.25% |
| Prime Alliance Bank | 18-Month Business CD18 months | 4.25% |
| Prime Alliance Bank | 6-Month Business CD6 months | 4.00% |
Rates are annual percentage yields (APY). A variable rate may change after the account is opened. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal.