Highest Business CD Rates in Texas
23 Texas-specific products
The Texas market
Texas accounts
23
Institutions
2
Top Texas APY
3.75% APY
Nationally: 4.40% APY
FDIC national average
1.73%
As of Sep 2026
23 business CDs are open only to Texas residents, from 2 institutions. The highest advertised APY among them is 3.75%.
The highest nationally available rate is 4.40% APY, 65 basis points above the Texas leader.
20 of the 23 Texas business CDs advertise more than the FDIC national average of 1.73% for 12-month CDs as of Sep 2026.
Texas-Specific Business CDs Rates
Business CDs rates specifically available to Texas residents.
| # | Institution & CD | Rate & Features | Minimum Deposit | Actions |
|---|---|---|---|---|
| #1 | 3.75%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #2 | 3.65%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #3 | 3.55%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #4 | 3.33%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #5 | 3.25%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #6 | 3.19%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #7 | 3.19%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #8 | 3.05%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #9 | 3.03%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #10 | 2.98%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #11 | 2.88%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #12 | 2.83%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #13 | 2.78%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #14 | 2.75%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #15 | 2.75%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #16 | 2.75%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #17 | 2.75%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #18 | 2.75%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #19 | 2.75%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #20 | 2.02%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #21 | 1.10%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #22 | 1.05%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #23 | 1.00%APY Observed: Oct 7, 2026 Branches: Yes | $500 |
$500
Yes
$500
Yes
$500
Yes
$1,000
Yes
$500
Yes
$1,000
Yes
$1,000
Yes
$500
Yes
$1,000
Yes
$1,000
Yes
$1,000
Yes
$1,000
Yes
$1,000
Yes
$500
Yes
$500
Yes
$500
Yes
$500
Yes
$500
Yes
$500
Yes
$1,000
Yes
$500
Yes
$500
Yes
$500
Yes
Nationally Available Business CDs Rates
The 8 highest business cds rates available nationwide, including in Texas.
| Institution | Product / Term | APY |
|---|---|---|
| Live Oak Bank | 1 Year Business CD12 months | 4.40% |
| Newtek Bank | 6-Month CD6 months | 4.30% |
| Live Oak Bank | 9-Month Business CD9 months | 4.30% |
| Prime Alliance Bank | 12-Month Business CD12 months | 4.25% |
| Prime Alliance Bank | 18-Month Business CD18 months | 4.25% |
| Live Oak Bank | 6-Month Business CD6 months | 4.20% |
| Live Oak Bank | 18-Month Business CD18 months | 4.20% |
| Prime Alliance Bank | 6-Month Business CD6 months | 4.00% |