Skip to main content

Texas

Banks Available in Texas

72 banks offer deposit accounts in Texas and not across the country. For the ones you can open from any state, see the full directory.

By Aviel Fahl

Newest reading: October 24, 2026|

Texas Snapshot

Texas Banks

72

state-specific availability

Accounts Tracked

989

Highest Texas Savings APY

7.00%

Highest Texas CD APY

4.70%

741 terms tracked

Banks That Serve Texas

Each one offers accounts where it operates rather than nationwide, so membership or residency conditions can apply.

Sort

A

B

  • BMO Bank

    Chicago, IL · 987 branches in 23 states

    Savings3.01%
    Money Mkt3.01%
    CD3.35%15 terms

  • Bank of America

    Charlotte, NC · 3,823 branches in 38 states and DC

    Savings0.04%
    Money Mkt—
    CD4.00%17 terms

  • BankUnited, National Association

    Miami Lakes, FL · 57 branches in 4 states

    Savings3.50%
    Money Mkt3.50%
    CD3.95%3 terms

C

  • Capital Bank

    Jacinto City, TX · 9 branches in Texas

    Savings1.96%
    Money Mkt1.96%
    CD3.80%15 terms

  • Central Bank

    Houston, TX · 4 branches in Texas

    Savings1.01%
    Money Mkt1.01%
    CD0.50%6 terms

  • Charter Bank

    Corpus Christi, TX · 4 branches in Texas

    Savings1.00%
    Money Mkt—
    CD3.33%12 terms

  • Ciera Bank

    Graham, TX · 8 branches in Texas

    Savings3.45%
    Money Mkt3.45%
    CD4.20%22 terms

  • Citizens National Bank

    Cameron, TX · 13 branches in Texas

    Savings3.75%
    Money Mkt1.65%
    CD4.10%12 terms

  • Classic Bank, National Association

    Cameron, TX · 7 branches in Texas

    Savings0.50%
    Money Mkt0.50%
    CD—

  • Coleman County State Bank

    Coleman, TX · 7 branches in Texas

    Savings3.04%
    Money Mkt—
    CD3.20%7 terms

D

  • Diamond Bank

    Murfreesboro, AR · 14 branches in 2 states

    Savings4.06%
    Money Mkt—
    CD3.50%1 term

F

G

  • Gateway First Bank

    Jenks, OK · 16 branches in 6 states · No branches in Texas

    Savings2.50%
    Money Mkt2.50%
    CD3.85%11 terms

  • Great Southern Bank

    Reeds Spring, MO · 108 branches in 8 states

    Savings2.78%
    Money Mkt2.78%
    CD—

H

I

  • Incommons Bank, N.A.

    Mexia, TX · 6 branches in Texas

    Savings3.00%
    Money Mkt—
    CD3.53%9 terms

  • Independent Bank

    Memphis, TN · 12 branches in 3 states

    Savings—
    Money Mkt—
    CD4.20%2 terms

  • Interstate Bank

    Perryton, TX · 2 branches in Texas

    Savings1.46%
    Money Mkt1.46%
    CD3.65%7 terms

J

  • Jefferson Bank

    San Antonio, TX · 13 branches in Texas

    Savings3.05%
    Money Mkt3.05%
    CD3.25%10 terms

L

  • Liberty National Bank

    Lawton, OK · 9 branches in 2 states

    Savings0.50%
    Money Mkt0.50%
    CD—

  • Lone Star Bank

    Houston, TX · 4 branches in Texas

    Savings3.56%
    Money Mkt3.56%
    CD3.55%28 terms

M

N

  • NBT Financial Bank

    Fort Worth, TX · 6 branches in Texas

    Savings2.07%
    Money Mkt—
    CD3.02%20 terms

  • Normangee State Bank

    Normangee, TX · 2 branches in Texas

    Savings0.40%
    Money Mkt0.40%
    CD3.03%6 terms

P

  • PCB Bank

    Los Angeles, CA · 19 branches in 5 states

    Savings—
    Money Mkt—
    CD3.00%6 terms

  • PNC

    Wilmington, DE · 2,427 branches in 27 states and DC

    Savings0.03%
    Money Mkt—
    CD—

  • Panhandle First Bank

    Guymon, OK · 4 branches in 2 states

    Savings1.41%
    Money Mkt1.41%
    CD3.82%7 terms

  • Pilgrim Bank

    Pittsburg, TX · 14 branches in Texas

    Savings0.10%
    Money Mkt—
    CD4.47%4 terms

  • Pinnacle Bank

    Fort Worth, TX · 28 branches in Texas

    Savings1.66%
    Money Mkt1.66%
    CD—

  • Plains State Bank

    Humble, TX · 8 branches in Texas

    Savings0.85%
    Money Mkt0.85%
    CD3.82%1 term

  • PlainsCapital Bank

    University Park, TX · 57 branches in Texas

    Savings3.18%
    Money Mkt3.18%
    CD3.33%23 terms

R

S

T

U

V

W

  • WaFd Bank

    Seattle, WA · 213 branches in 9 states

    Savings5.00%
    Money Mkt2.00%
    CD4.10%4 terms

Also Available in Texas

The highest-paying national banks, which anyone in Texas can open.

See all national banks

  • Axos Bank

    San Diego, CA · 3 branches in 3 states · Nationally available

    Savings5.00%
    Money Mkt—
    CD—

  • GO2bank

    Provo, UT · Nationally available

    Savings4.50%
    Money Mkt—
    CD—

  • Pibank

    Coral Gables, FL · Nationally available

    Savings4.40%
    Money Mkt—
    CD—

  • SoFi Bank

    Cottonwood Heights, UT · 4 branches in 2 states · Nationally available

    Savings4.40%
    Money Mkt—
    CD—

  • Openbank

    Wilmington, DE · Nationally available

    Savings4.35%
    Money Mkt—
    CD—