The First National Bank of Bastrop: Savings Account, Money Market & Rates

Updated: 8/19/2026

Mission: Banksparency aims to make The First National Bank of Bastrop's deposit accounts transparent and comparable to the market.

Interest rates reported as APY

Analysis of The First National Bank of Bastrop

Our verdict

The First National Bank of Bastrop offers Money Market, a money market account paying 0.50% APY with a $1,500 minimum deposit.

At 0.50% APY, The First National Bank of Bastrop pays below the national money market average of 0.63%.

Additional Accounts

Military Freedom Savings, a savings account at 0.10% APY.

Ideal User Profile

Best for: simple saving without extra requirements.

Important Considerations

No app ratings available for this bank.

iOS app rating is not available.

Android app rating is not available.

Deposit Accounts Overview

Military Freedom Savings

Savings

0.10% APY

Min: $50 Branch Access

Rank #267 of 337 tracked.

Money Market

0.50% APY

Min: $1,500 Branch Access

Market Reality Check

This institution offers rates below the top 10 savings and money market accounts we track. Those institutions all pay at least 4.01% APY.

See Top Rates

National Avg: 0.38% (FDIC, 8/1/2026).
Banksparency tracks live rates daily.

Bank Overview

HQ LocationBastrop, TX
Deposit InsuranceFDIC Insured(Cert: 3091)

Visit Official Website

Featured Offers

Axos ONE - High Yield Savings & Checking

Over 95,000 fee-free ATMs
Get paid up to 2 days early with Direct Deposit
One convenient app for spending & saving

FDIC Insured

Savings4.21%APY

Checking0.51%APY

Go to Axos Bank

FDIC or NCUA insured

View Details

Monthly Maintenance Fee	None
Min. Deposit to Savings Account	0
Min. Balance in Savings Account	0
How to qualify for APY	OPTION ADirect Deposit $1,500+ AND Maintain $1,500+ avg daily checking balance. OR OPTION BDeposit $5,000+ total/mo AND Maintain $5,000+ avg daily checking balance.
Mobile Ratings	iOS:4.7 Android:4.5

The APY is available with the Axos ONE savings and checking bundle. The checking account also earns interest. To qualify, you must either set up a direct deposit of $1,500 and maintain an average daily balance of more than $1,500 in your ONE Checking account, or receive at least $5,000 in total monthly qualifying deposits and maintain an average daily balance of more than $5,000.

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FDIC Insured

Quontic High Yield Savings

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FDIC Insured

Savings3.20%APY

Go to Quontic Bank

FDIC or NCUA insured

View Details

Monthly Maintenance Fee	None
Min. Deposit to Savings Account	10000
Min. Balance in Savings Account	0
Mobile Ratings	iOS:4.8 Android:4.9

Deposit Accounts: In-Depth View

Savings Account Offered by The First National Bank of Bastrop

Feature	Military Freedom Savings
APY	0.10%Verified: 8/19/2026
APY Trend	N/A
Min. Deposit	$50
Min. Balance	N/A
Monthly Fee	N/A
Direct Deposit	None
Checking Bundle	No
In-Branch Access	Yes
Compounding	N/A
FDIC Insured	Yes
Eligibility	For veterans and military service members.
Next Steps	-

Interactive Tool

Calculate Savings for The First National Bank of Bastrop

All calculations are based on APY.

Selected product

Military Freedom Savings0.10% APY

Initial deposit

Recurring deposit

Frequency

Duration

Savings Breakdown

Interest Earned
+$37.30(0.3%)
Total Contributions
$13,000
Initial Deposit
$1,000

Projected Balance

$14,037.30

Effective APY

0.10%

The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.

The First National Bank of Bastrop Deposit Rates Over Time

No historical data available.

Compare with The First National Bank of Bastrop

Feature	Current View The First National Bank of Bastrop	Empty Slot
Product	Military Freedom Savings	-
APY	0.10%Verified: 8/19/2026	-
APY Trend	N/A	-
Min. Deposit	$50	N/A
Monthly Fee	N/A	-
Direct Deposit	No	-
Checking Bundle	No	-
In-Branch Access	Yes	-
Eligibility	For veterans and military service members.	-
Compounding	N/A	-
FDIC or NCUA Insured	Yes	-
Next Steps	-	-

Money Market Accounts Offered by The First National Bank of Bastrop

Feature	Money Market
APY	0.50%Verified: 8/19/2026
Min. Deposit	$1,500
Min. Balance	N/A
Monthly Fee	N/A
Direct Deposit	None
In-Branch Access	Yes
Compounding	Monthly
FDIC Insured	Yes
Eligibility	Must be opened at one of their branches in Texas