Bask Bank vs. Marcus by Goldman Sachs
Comparing Bask Bank and Marcus by Goldman Sachs for high-yield savings: Bask Bank's Interest Savings Account pays 4.10% APY while Marcus by Goldman Sachs's Marcus Online Savings Account pays 3.40% APY.
See how they compare on rate stability, mobile app ratings, and more below.
The Bottom Line
Who pays more interest on $10,000? Bask Bank pays $70 more than Marcus by Goldman Sachs annually ($410 vs $340).
Choose Bask Bank if getting the best rate matters most, or you want Zelle for quick transfers. Choose Marcus by Goldman Sachs if BBB rating matters to you.
| Metric | Bask BankInterest Savings Account Jun 5, 2026 | Marcus by Goldman SachsMarcus Online Savings Account Jun 5, 2026 |
|---|---|---|
| APY | 4.10% | 3.40% |
Est. Earnings | $5,000+$205 $10,000+$410 $25,000+$1,025 | $5,000+$170 $10,000+$340 $25,000+$850 |
Min Deposit | $0 | $0 |
Snapshot view. Rates subject to change. | ||
| Features | FDIC InsuredNo MinimumsGreat iOS AppGreat Android AppZelle® SupportedDaily CompoundingRate Changes Often | FDIC InsuredNo MinimumsGreat iOS AppGreat Android AppDaily CompoundingStable Rate |
Prefer In-Person Banking?
Both of these banks are online-only. If you need physical branch access, check out our list of high-yield accounts with brick-and-mortar locations.
Comparison Analysis
Comparing Bask Bank vs. Marcus by Goldman Sachs
Executive Summary
Bask Bank offers the highest APY with its Interest Savings Account at 4.10%, providing better returns on deposits compared to Marcus by Goldman Sachs, which offers a lower APY of 3.40% with its Online Savings Account. Both accounts require no minimum deposit or maintenance fees and are online-only. Bask Bank's account is noted for its simplicity, with no direct deposit requirement or caps on earnings. In contrast, while Marcus provides a highly rated mobile app experience, its APY is significantly lower, making Bask Bank the more attractive option for savers seeking higher interest rates.
The analysis is based on current Banksparency database records
* This content is provided for informational purposes only; always verify details with the provider.
Why Bask Bank?
- ✓Higher potential APY (4.10% vs 3.40%) on all balances
- ✓Fast transfers via Zelle®
Why Marcus by Goldman Sachs?
No distinct advantages found vs Bask Bank.
— Key Feature Differences —
Better Returns at $10,000
Bask BankBask Bank's Interest Savings Account earns more on smaller deposits (approx. $410 vs $340/yr).
Better Returns at $25,000
Bask BankBask Bank's Interest Savings Account pulls ahead with larger amounts (approx. $1025 vs $850/yr).
Best for Simplicity
Bask BankBask Bank's Interest Savings Account offers 4.10% APY with no bundling, direct deposit requirement or caps.
Best Mobile App Experience
Marcus by Goldman SachsMarcus by Goldman Sachs offers an iOS app rated 4.9 (vs. 4.7) and Android app rated 4.9 (vs. 4.7)
Shared Benefits
Over a 1-year period, Bask Bank's Interest Savings Account pays $70 more interest on a $10,000 balance than Marcus by Goldman Sachs's Marcus Online Savings Account.
*This calculation assumes current rates remain consistent for 1 year and does not include temporary bonuses.
Non-sponsored link to official site
Non-sponsored link to official site
Top Market Contenders
Bask Bank vs. Marcus by Goldman Sachs Savings Calculator
You earn $70 more with Bask Bank than Marcus by Goldman Sachs on a $10,000 initial deposit for 1 year*.
*This calculation assumes that APYs remain unchanged for 1 year, and takes into account known promo rate periods, but does not factor in bonuses. You can see how often these banks have changed their rates in the Compare Savings Rates Over Time section below.
Bask Bank
Interest Savings Account
Savings Breakdown
- Interest Earned+$410.00(3.9%)
- Total Contributions$0
- Initial Deposit$10,000
Projected Balance
$10,410.00
Marcus by Goldman Sachs
Marcus Online Savings Account
Savings Breakdown
- Interest Earned+$340.00(3.3%)
- Total Contributions$0
- Initial Deposit$10,000
Projected Balance
$10,340.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
Still banking with Chase, Bank of America, or Wells Fargo?
On a $10,000 balance, you're missing out on at least $339 per year in interest.
Both Bask Bank and Marcus by Goldman Sachs dramatically outperform the typical 0.01% APY at traditional big banks.
| Feature | Bask Bank | Marcus by Goldman Sachs |
|---|---|---|
| APY | 4.10% Verified: 6/5/2026 ↗︎ 3.85%90d Change | 3.40% Verified: 6/5/2026 ↘︎ 0.25%90d Change |
| Product Name | Interest Savings Account | Marcus Online Savings Account |
| Minimum Deposit | $0 | $0 |
| Min. Balance for APY | $0 | $0 |
| Monthly Fee | $0 | $0 |
| Compound Frequency | Daily | Daily |
| Branch Access | None | None |
| Account Type | Online Only | Online Only |
| Physical Branches | None | N/A |
| Direct Deposit Req. | None | None |
| Checking Bundle | No | No |
| Mobile Apps | ||
| FDIC Insured | YesVerify FDIC | YesVerify FDIC |
| Zelle® Support | Available Available for Interest Checking; not for standalone savings. | Not Supported |
| BBB Rating | B | A+ |
| Next Steps | Visit SiteVerify at Bask Bank Non-sponsored link to official site | Visit SiteVerify at Marcus by Goldman Sachs Non-sponsored link to official site |
📈 Compare Savings Rates Over Time
Historical Performance
| Metric | Bask Bank | Marcus by Goldman Sachs |
|---|---|---|
| Interest Savings Account | Marcus Online Savings Account | |
Current APY | 4.10% | 3.40% |
Trend | Stable | Stable |
Velocity (bps/mo) | -28.1 | -1.0 |
Days Since Change | 17 | 3 |
12-Month High | 4.20% | 3.65% |
12-Month Low | 0.25% | 3.40% |
Adjustments / Mo | 0.58 | 0.16 |
Volatility Score | 0.560 | 0.016 |
How to read these metrics(Click to expand)
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More Comparisons
Compare Bask Bank's APY of 4.10% with other banks
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|---|---|---|
| Bask Bank vs Ally Bank | 3.10% | $0 |
| Bask Bank vs American Express | 3.10% | $0 |
| Bask Bank vs Axos Bank | 4.21% | $0 |
| Bask Bank vs Barclays | 3.75% | $0 |
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| Bask Bank vs Chime | 3.00% | $0 |
| Bask Bank vs CIT Bank | 3.75% | $100 |
| Bask Bank vs Discover Bank | 3.30% | $0 |
| Bask Bank vs EverBank | 3.90% | $0 |
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| Bask Bank vs Openbank | 4.00% | $500 |
| Bask Bank vs Pibank | 4.40% | $0 |
| Bask Bank vs SoFi Bank | 3.80% | $0 |
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