Bask Bank vs. Marcus by Goldman Sachs
Compare rates, requirements, and features side-by-side to find the best option for you.
Bask Bank
Interest Savings Account
3.90%APYDec 6, 2025FDIC InsuredNo MinimumsGreat iOS AppGreat Android AppShow Fine Print & Trends Hide Details
Bask Bank
Interest Savings Account
Marcus by Goldman Sachs
Marcus Online Savings Account
3.65%APYDec 6, 2025FDIC InsuredNo MinimumsGreat iOS AppGreat Android AppShow Fine Print & Trends Hide Details
Marcus by Goldman Sachs
Marcus Online Savings Account
Market Reality Check
Both of these banks offer rates below the current top tier. The best rates we track are currently above 4.25% APY.
Comparison Analysis
Comparing Bask Bank vs. Marcus by Goldman Sachs
Why Bask Bank?
- ✓Higher potential APY (3.90% vs 3.65%) on all balances
- ✓Higher rated Android app (4.5 vs 4.2)
Why Marcus by Goldman Sachs?
No distinct advantages found vs Bask Bank.
— Key Feature Differences —
Better Returns at $10,000
Bask BankBask Bank's Interest Savings Account earns more on smaller deposits (approx. $390 vs $365/yr).
Better Returns at $25,000
Bask BankBask Bank's Interest Savings Account pulls ahead with larger amounts (approx. $975 vs $913/yr).
Best for Simplicity
Bask BankBask Bank's Interest Savings Account offers 3.90% APY with no bundling, direct deposit requirement or caps.
Shared Benefits
Over a 1-year period, Bask Bank's Interest Savings Account pays $25 more interest on a $10,000 balance than Marcus by Goldman Sachs's Marcus Online Savings Account.
Executive Summary
Bask Bank offers a competitive Interest Savings Account with a high APY of 3.90%, making it the clear winner compared to Marcus by Goldman Sachs, which provides a lower APY of 3.65% on its Online Savings Account. Both accounts have no minimum deposit or balance requirements, no maintenance fees, and do not require direct deposit, ensuring ease of access for users. Additionally, both banks operate online-only, catering to customers seeking straightforward savings solutions.
Analysis generated based on current Banksparency database records
* AI-generated content provided for informational purposes only. Accuracy is not guaranteed; always verify details with the provider.
Top Market Contenders
See who beats both Bask Bank and Marcus by Goldman Sachs.
| Feature | Bask Bank | Marcus by Goldman Sachs |
|---|---|---|
| APY | 3.90% Verified: 12/6/2025 ↘︎ 0.25%90d Change | 3.65% Verified: 12/6/2025 Stable (90d) |
| Product Name | Interest Savings Account | Marcus Online Savings Account |
| Minimum Deposit | $0 | $0 |
| Min. Balance for APY | $0 | $0 |
| Monthly Fee | $0 | $0 |
| Branch Access | None | None |
| Account Type | Online Only | Online Only |
| Direct Deposit Req. | None | None |
| Checking Bundle | No | No |
| Mobile Apps | iOS4.7 Android4.5 | iOS4.8 Android4.2 |
| BBB Rating | B | A+ |
| Next Steps |
Savings Comparison
Bask Bank earns $160.5 more than Marcus by Goldman Sachs.
Bask Bank
Interest Savings Account
Savings Breakdown
- Interest Earned+$2,370.20(11.6%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,370.20
Marcus by Goldman Sachs
Marcus Online Savings Account
Savings Breakdown
- Interest Earned+$2,209.70(10.9%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,209.70
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
📈 Compare Savings Rates Over Time
Historical Performance
| Metric | Bask Bank | Marcus by Goldman Sachs |
|---|---|---|
| Interest Savings Account | Marcus Online Savings Account | |
Current APY | 3.90% | 3.65% |
Trend | Stable | Stable |
Velocity (bps/mo) | -4.4 | -2.5 |
Days Since Change | 29 | 192 |
10-Month High | 4.50% | 3.90% |
10-Month Low | 3.90% | 3.65% |
Adjustments / Mo | 0.48 | 0.19 |
Volatility Score | 0.035 | 0.025 |
How to read these metrics(Click to expand)
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