Bask Bank vs. Marcus by Goldman Sachs
Compare rates, requirements, and features side-by-side to find the best option for you.
| Metric | Bask BankInterest Savings Account Jan 21, 2026 | Marcus by Goldman SachsMarcus Online Savings Account Jan 21, 2026 |
|---|---|---|
| APY | 3.75% | 3.65% |
Est. Earnings | $5,000+$188 $10,000+$375 $25,000+$938 | $5,000+$183 $10,000+$365 $25,000+$912 |
Min Deposit | $0 | $0 |
Snapshot view. Rates subject to change. | ||
| Features | FDIC InsuredNo MinimumsGreat iOS AppGreat Android AppZelle® Supported | FDIC InsuredNo MinimumsGreat iOS AppGreat Android App |
Market Reality Check
Both of these banks offer rates below the current top tier. The best rates we track are currently above 4.20% APY.
Comparison Analysis
Comparing Bask Bank vs. Marcus by Goldman Sachs
As of Bask Bank offers an APY of 3.75% for its Interest Savings Account, with a minimum balance of $0, compared to Marcus by Goldman Sachs's 3.65% APY for its Marcus Online Savings Account, with a minimum balance of $0.
Bask Bank pays $10 more than Marcus by Goldman Sachs on a $10,000 balance after one year. Bask Bank pays $375, while Marcus by Goldman Sachs pays $365 - an APY advantage for Bask Bank.
Why Bask Bank?
- ✓Fast transfers via Zelle®
Why Marcus by Goldman Sachs?
No distinct advantages found vs Bask Bank.
— Key Feature Differences —
Better Returns at $25,000
Bask BankBask Bank's Interest Savings Account pulls ahead with larger amounts (approx. $938 vs $912/yr).
Best Mobile App Experience
Marcus by Goldman SachsMarcus by Goldman Sachs offers an iOS app rated 4.9 (vs. 4.7) and Android app rated 4.9 (vs. 4.7)
Shared Benefits
Over a 1-year period, Bask Bank's Interest Savings Account pays $10 more interest on a $10,000 balance than Marcus by Goldman Sachs's Marcus Online Savings Account.
*This calculation assumes current rates remain consistent for 1 year and does not include temporary bonuses.
Executive Summary as of
Bask Bank offers an Interest Savings Account with a competitive APY of 3.75%, making it the top choice for savers looking to maximize their returns, especially at higher balances. In comparison, Marcus by Goldman Sachs provides a slightly lower APY of 3.65% through its Marcus Online Savings Account. Both accounts require no minimum deposit or balance and have no maintenance fees, but Bask Bank's higher yield positions it as the winner for those seeking better returns. Additionally, both banks operate online only, ensuring easy access to their services.
The analysis is based on current Banksparency database records
* This content is provided for informational purposes only; always verify details with the provider.
Non-sponsored link to official site
Non-sponsored link to official site
Top Market Contenders
Bask Bank vs. Marcus by Goldman Sachs Savings Calculator
You earn $10 more with Bask Bank than Marcus by Goldman Sachs on a $10,000 initial deposit for 1 year*.
*This calculation assumes that APYs remain unchanged for 1 year, and takes into account known promo rate periods, but does not factor in bonuses. You can see how often these banks have changed their rates in the Compare Savings Rates Over Time section below.
Bask Bank
Interest Savings Account
Savings Breakdown
- Interest Earned+$375.00(3.6%)
- Total Contributions$0
- Initial Deposit$10,000
Projected Balance
$10,375.00
Marcus by Goldman Sachs
Marcus Online Savings Account
Savings Breakdown
- Interest Earned+$365.00(3.5%)
- Total Contributions$0
- Initial Deposit$10,000
Projected Balance
$10,365.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
| Feature | Bask Bank | Marcus by Goldman Sachs |
|---|---|---|
| APY | 3.75% Verified: 1/21/2026 ↘︎ 0.30%90d Change | 3.65% Verified: 1/21/2026 Stable (90d) |
| Product Name | Interest Savings Account | Marcus Online Savings Account |
| Minimum Deposit | $0 | $0 |
| Min. Balance for APY | $0 | $0 |
| Monthly Fee | $0 | $0 |
| Branch Access | None | None |
| Account Type | Online Only | Online Only |
| Direct Deposit Req. | None | None |
| Checking Bundle | No | No |
| Mobile Apps | iOS4.7 Android4.7 | iOS4.9 Android4.9 |
| Zelle® Support | Available Available for Interest Checking; not for standalone savings. | Not Supported |
| BBB Rating | B | A+ |
| Next Steps | Visit SiteVerify at Bask Bank Non-sponsored link to official site | Visit SiteVerify at Marcus by Goldman Sachs Non-sponsored link to official site |
📈 Compare Savings Rates Over Time
Historical Performance
| Metric | Bask Bank | Marcus by Goldman Sachs |
|---|---|---|
| Interest Savings Account | Marcus Online Savings Account | |
Current APY | 3.75% | 3.65% |
Trend | Stable | Stable |
Velocity (bps/mo) | -5.2 | -2.0 |
Days Since Change | 33 | 238 |
12-Month High | 4.50% | 3.90% |
12-Month Low | 3.75% | 3.65% |
Adjustments / Mo | 0.50 | 0.17 |
Volatility Score | 0.048 | 0.024 |
How to read these metrics(Click to expand)
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