Bask Bank vs. Marcus by Goldman Sachs
Comparing Bask Bank and Marcus by Goldman Sachs for savings: Bask Bank's Interest Savings Account pays 0.25% APY while Marcus by Goldman Sachs's Marcus Online Savings Account pays 3.50% APY.
See how they compare on rate stability, mobile app ratings, and more below.
The Bottom Line
Who pays more interest on $10,000? Marcus by Goldman Sachs pays $325 more than Bask Bank annually ($350 vs $25).
Choose Bask Bank if you want Zelle for quick transfers. Choose Marcus by Goldman Sachs if getting the best rate matters most, or BBB rating matters to you.
| Metric | Bask BankInterest Savings Account Apr 21, 2026 | Marcus by Goldman SachsMarcus Online Savings Account Apr 21, 2026 |
|---|---|---|
| APY | 0.25% | 3.50% |
Est. Earnings | $5,000+$13 $10,000+$25 $25,000+$63 | $5,000+$175 $10,000+$350 $25,000+$875 |
Min Deposit | $0 | $0 |
Snapshot view. Rates subject to change. | ||
| Features | FDIC InsuredNo MinimumsGreat iOS AppGreat Android AppZelle® SupportedDaily CompoundingRate Changes Often | FDIC InsuredNo MinimumsGreat iOS AppGreat Android AppDaily CompoundingStable Rate |
Market Reality Check
Both of these banks offer rates below the current top tier. The best rates we track are currently above 4.07% APY.
Comparison Analysis
Comparing Bask Bank vs. Marcus by Goldman Sachs
Executive Summary
Marcus by Goldman Sachs offers a compelling option with its Marcus Online Savings Account, boasting a competitive APY of 3.50%. This account requires no minimum deposit or balance, and there are no maintenance fees, making it an attractive choice for savers. In contrast, Bask Bank's Interest Savings Account provides a significantly lower APY of 0.25%, also with no minimum deposit or balance and no fees, but it does not match the returns offered by Marcus. Both accounts are online-only and do not require direct deposit, but Marcus stands out as the better choice for higher yields.
The analysis is based on current Banksparency database records
* This content is provided for informational purposes only; always verify details with the provider.
Why Bask Bank?
- ✓Fast transfers via Zelle®
Why Marcus by Goldman Sachs?
- ✓Higher potential APY (3.50% vs 0.25%) on all balances
- ✓No checking account or direct deposit required
— Key Feature Differences —
Better Returns at $10,000
Marcus by Goldman SachsMarcus by Goldman Sachs's Marcus Online Savings Account earns more on smaller deposits (approx. $350 vs $25/yr).
Better Returns at $25,000
Marcus by Goldman SachsMarcus by Goldman Sachs's Marcus Online Savings Account pulls ahead with larger amounts (approx. $875 vs $63/yr).
Best for Simplicity
Marcus by Goldman SachsMarcus by Goldman Sachs's Marcus Online Savings Account offers 3.50% APY with no bundling, direct deposit requirement or caps.
Best Mobile App Experience
Marcus by Goldman SachsMarcus by Goldman Sachs offers an iOS app rated 4.9 (vs. 4.7) and Android app rated 4.9 (vs. 4.6)
Shared Benefits
Over a 1-year period, Marcus by Goldman Sachs's Marcus Online Savings Account pays $325 more interest on a $10,000 balance than Bask Bank's Interest Savings Account.
*This calculation assumes current rates remain consistent for 1 year and does not include temporary bonuses.
Non-sponsored link to official site
Non-sponsored link to official site
Top Market Contenders
Bask Bank vs. Marcus by Goldman Sachs Savings Calculator
You earn $325 more with Marcus by Goldman Sachs than Bask Bank on a $10,000 initial deposit for 1 year*.
*This calculation assumes that APYs remain unchanged for 1 year, and takes into account known promo rate periods, but does not factor in bonuses. You can see how often these banks have changed their rates in the Compare Savings Rates Over Time section below.
Bask Bank
Interest Savings Account
Savings Breakdown
- Interest Earned+$25.00(0.2%)
- Total Contributions$0
- Initial Deposit$10,000
Projected Balance
$10,025.00
Marcus by Goldman Sachs
Marcus Online Savings Account
Savings Breakdown
- Interest Earned+$350.00(3.4%)
- Total Contributions$0
- Initial Deposit$10,000
Projected Balance
$10,350.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
| Feature | Bask Bank | Marcus by Goldman Sachs |
|---|---|---|
| APY | 0.25% Verified: 4/21/2026 ↘︎ 3.50%90d Change | 3.50% Verified: 4/21/2026 ↘︎ 0.15%90d Change |
| Product Name | Interest Savings Account | Marcus Online Savings Account |
| Minimum Deposit | $0 | $0 |
| Min. Balance for APY | $0 | $0 |
| Monthly Fee | $0 | $0 |
| Compound Frequency | Daily | Daily |
| Branch Access | None | None |
| Account Type | Online Only | Online Only |
| Physical Branches | None | N/A |
| Direct Deposit Req. | None | None |
| Checking Bundle | No | No |
| Mobile Apps | ||
| FDIC Insured | YesVerify FDIC | YesVerify FDIC |
| Zelle® Support | Available Available for Interest Checking; not for standalone savings. | Not Supported |
| BBB Rating | B | A+ |
| Next Steps | Visit SiteVerify at Bask Bank Non-sponsored link to official site | Visit SiteVerify at Marcus by Goldman Sachs Non-sponsored link to official site |
📈 Compare Savings Rates Over Time
Historical Performance
| Metric | Bask Bank | Marcus by Goldman Sachs |
|---|---|---|
| Interest Savings Account | Marcus Online Savings Account | |
Current APY | 0.25% | 3.50% |
Trend | Stable | Stable |
Velocity (bps/mo) | -36.0 | -0.4 |
Days Since Change | 77 | 0 |
12-Month High | 4.20% | 3.75% |
12-Month Low | 0.25% | 3.50% |
Adjustments / Mo | 0.41 | 0.16 |
Volatility Score | 0.533 | 0.008 |
How to read these metrics(Click to expand)
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Compare Bask Bank's APY of 0.25% with other banks
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|---|---|---|
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