Bask Bank vs. Wealthfront
High-Yield Savings Account Comparison
By Aviel Fahl|Last Updated: November 12, 2025
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Summary of Bask Bank vs. Wealthfront
Key Metrics at a Glance
| Feature | Bask Bank | Wealthfront |
|---|---|---|
| Top Savings APY | 3.90% Interest Savings Account | 4.15% Cash Account |
| Minimum to Open | $0 | $0 |
| Minimum Balance for Top APY | $0 | $0 |
| Note | Wealthfront is not a bank but a financial services company. It is FDIC-insured through its many partner banks. New clients get an APY of 4.15% for 3 months, after which the 3.50% APY applies. See terms at Wealthfront. |
Bask Bank
Strengths
- Bask Bank offers a competitive APY of 3.90%, though it decreased from 4.05% over the last 30 days.
- Bask Bank has no maintenance fees or minimum balance requirements.
Potential Drawbacks
- Bask Bank has a BBB rating of B and is not BBB accredited.
- Bask Bank's App Store rating is 4.7, lower than Wealthfront's.
Wealthfront
Strengths
- Wealthfront provides a higher introductory APY of 4.15% for new clients, dropping to 3.50% afterward.
- Wealthfront has an impressive App Store rating of 4.8 and a Google Play rating of 4.9.
Potential Drawbacks
- Wealthfront has a BBB rating of F and is not BBB accredited.
- Wealthfront's APY drops after three months, unlike Bask Bank's consistent rate.
→ As of November 12, 2025 Bask Bank offers an APY of 3.90% for its Interest Savings Account, with a minimum balance of $0, compared to Wealthfront's 4.15% APY for its Cash Account, with a minimum balance of $0.
→ Wealthfront yields $25 more than Bask Bank on a $10,000 balance after one year. Bask Bank pays $390, while Wealthfront pays $415 - an APY advantage for Wealthfront.
Calculate Savings Growth for Bask Bank vs Wealthfront
Bask Bank - Interest Savings Account
Total savings breakdown:
- Interest earned: $2,370.2 (11.64%)
- Total contributions: $13,000 (63.82%)
- Initial deposit: $5,000 (24.55%)
Your total balance
$20,370.20
Total balance: $20,370.2
Earnings: $2,370.2
Bank OverviewWealthfront - Cash Account
Total savings breakdown:
- Interest earned: $2,531.8 (12.33%)
- Total contributions: $13,000 (63.32%)
- Initial deposit: $5,000 (24.35%)
Your total balance
$20,531.80
Total balance: $20,531.8
Earnings: $2,531.8
Bank OverviewWith a $5,000 initial deposit and $13,000 in total contributions over 5 years, Bask Bank's total earnings would be $161.6 lower than Wealthfront's total earnings.
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
Compare Bask Bank's vs Wealthfront's Savings Accounts
| Bask Bank | Wealthfront | ||
|---|---|---|---|
| Product | Interest Savings Account | vs | Cash Account |
| APY | 3.90% (as of 11/12/2025) | 3.50% - 4.15% (as of 11/12/2025) | |
| Bundled Account | No | No | |
| FDIC-insured | Yes | Yes | |
| Online Only | Yes | Yes | |
| Compound Frequency | Daily | Daily | |
| Minimum Deposit | $0 | $0 | |
| Minimum Balance for APY | $0 | $0 | |
| Maintenance Fee | $0 | $0 | |
| Direct Deposit Required | No | No | |
| Note | Wealthfront is not a bank but a financial services company. It is FDIC-insured through its many partner banks. New clients get an APY of 4.15% for 3 months, after which the 3.50% APY applies. See terms at Wealthfront. | ||
| App Store Rating | 4.7/5 | 4.8/5 | |
| Google Play Rating | 4.5/5 | 4.9/5 | |
| BBB Rating | B | F |
No historical data available.