Barclays vs. Bask Bank
Compare rates, requirements, and features side-by-side to find the best option for you.
Barclays
Tiered Savings
Up to4.00%APYDec 6, 2025FDIC InsuredHigh MinimumGreat iOS AppGreat Android AppRange: 3.85% – 4.00%Show Fine Print & Trends Hide Details
Barclays
Tiered Savings
Bask Bank
Interest Savings Account
3.90%APYDec 6, 2025FDIC InsuredNo MinimumsGreat iOS AppGreat Android AppShow Fine Print & Trends Hide Details
Bask Bank
Interest Savings Account
Market Reality Check
Both of these banks offer rates below the current top tier. The best rates we track are currently above 4.25% APY.
Comparison Analysis
Comparing Barclays vs. Bask Bank
Why Barclays?
- ✓Offers 2 different high-yield savings options
Why Bask Bank?
No distinct advantages found vs Barclays.
— Key Feature Differences —
Best for Simplicity
Bask BankBask Bank's Interest Savings Account offers 3.90% APY with no bundling, direct deposit requirement or caps.
Best Mobile App Experience
BarclaysBarclays offers an iOS app rated 4.9 (vs. 4.7) and Android app rated 4.7 (vs. 4.5)
Shared Benefits
Over a 1-year period, Bask Bank's Interest Savings Account pays $5 more interest on a $10,000 balance than Barclays's Tiered Savings.
Executive Summary
Barclays and Bask Bank both offer competitive online savings options, but Barclays' Tiered Savings account stands out with a higher APY of 4.00%, available for balances over $250,000, while lower balances earn 3.85%. In contrast, Bask Bank's Interest Savings Account provides a consistent APY of 3.90% with no minimum balance requirement. Both banks feature online-only accounts with no maintenance fees and no direct deposit requirements. Barclays also boasts a superior mobile app experience, rated 4.9 for iOS and 4.7 for Android. Overall, Barclays is the winner based on its higher APY for larger balances.
Analysis generated based on current Banksparency database records
* AI-generated content provided for informational purposes only. Accuracy is not guaranteed; always verify details with the provider.
Top Market Contenders
See who beats both Barclays and Bask Bank.
| Feature | Barclays | Bask Bank |
|---|---|---|
| APY | 4.00% Range: 3.85% - 4.00% Verified: 12/6/2025 ↘︎ 0.10%90d Change | 3.90% Verified: 12/6/2025 ↘︎ 0.25%90d Change |
| Product Name | Tiered Savings | Interest Savings Account |
| Minimum Deposit | $0 | $0 |
| Min. Balance for APY | $250,000 | $0 |
| Monthly Fee | $0 | $0 |
| Branch Access | None | None |
| Account Type | Online Only | Online Only |
| Direct Deposit Req. | None | None |
| Checking Bundle | No | No |
| Mobile Apps | iOS4.9 Android4.7 | iOS4.7 Android4.5 |
| BBB Rating | A+ | B |
| Important Notes | The 4.00% APY is only available for balances over $250,000. For lower balances, the APY is 3.85%. | - |
| Next Steps |
Savings Comparison
Bask Bank earns $32.2 more than Barclays.
Barclays
Tiered Savings
Savings Breakdown
- Interest Earned+$2,338.00(11.5%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,338.00
Bask Bank
Interest Savings Account
Savings Breakdown
- Interest Earned+$2,370.20(11.6%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,370.20
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
📈 Compare Savings Rates Over Time
Historical Performance
| Metric | Barclays | Bask Bank | |
|---|---|---|---|
| Online Savings | Tiered Savings | Interest Savings Account | |
Current APY | 3.60% | 4.00% | 3.90% |
Trend | Stable | Stable | Stable |
Velocity (bps/mo) | -2.6 | -4.4 | -4.5 |
Days Since Change | 10 | 17 | 29 |
10-Month High | 4.00% | 4.50% | 4.50% |
10-Month Low | 3.60% | 4.00% | 3.90% |
Adjustments / Mo | 0.57 | 0.66 | 0.47 |
Volatility Score | 0.025 | 0.036 | 0.036 |
How to read these metrics(Click to expand)
Compare Similar High-Yield Accounts
Compare Barclays vs...
Comparing against Standard Savings
Compare Bask Bank vs...
Comparing against Standard Savings
Higher Rates (With Checking)
Looking for something different? Check out these top-rated alternatives.