Bask Bank vs. Chase Bank
Compare rates, requirements, and features side-by-side to find the best option for you.
Bask Bank
Interest Savings Account
3.90%APYDec 6, 2025FDIC InsuredNo MinimumsGreat iOS AppGreat Android AppShow Fine Print & Trends Hide Details
Bask Bank
Interest Savings Account
Chase Bank
Chase Savings℠
0.01%APYDec 6, 2025FDIC InsuredNo MinimumsGreat iOS AppGreat Android AppIn-Person AccessShow Fine Print & Trends Hide Details
Chase Bank
Chase Savings℠
Market Reality Check
Both of these banks offer rates below the current top tier. The best rates we track are currently above 4.25% APY.
Comparison Analysis
Comparing Bask Bank vs. Chase Bank
Why Bask Bank?
- ✓Higher potential APY (3.90% vs 0.01%) on all balances
- ✓No checking account or direct deposit required
Why Chase Bank?
No distinct advantages found vs Bask Bank.
— Key Feature Differences —
Better Returns at $10,000
Bask BankBask Bank's Interest Savings Account earns more on smaller deposits (approx. $390 vs $1/yr).
Better Returns at $25,000
Bask BankBask Bank's Interest Savings Account pulls ahead with larger amounts (approx. $975 vs $3/yr).
Best for Simplicity
Bask BankBask Bank's Interest Savings Account offers 3.90% APY with no bundling, direct deposit requirement or caps.
Shared Benefits
Over a 1-year period, Bask Bank's Interest Savings Account pays $389 more interest on a $10,000 balance than Chase Bank's Chase Savings℠.
Executive Summary
Bask Bank offers a significantly higher APY of 3.90% on its Interest Savings Account, which is an online-only product with no minimum deposit, maintenance fees, or direct deposit requirements. This makes it a strong choice for savers seeking high returns without complex conditions. In contrast, Chase Bank's savings account provides a minimal APY of 0.01% and has a maintenance fee of $5, although this can be waived under certain conditions. Overall, Bask Bank stands out as the superior option for those prioritizing higher interest earnings.
Analysis generated based on current Banksparency database records
* AI-generated content provided for informational purposes only. Accuracy is not guaranteed; always verify details with the provider.
Top Market Contenders
See who beats both Bask Bank and Chase Bank.
| Feature | Bask Bank | Chase Bank |
|---|---|---|
| APY | 3.90% Verified: 12/6/2025 ↘︎ 0.25%90d Change | 0.01% Verified: 12/6/2025 Stable (90d) |
| Product Name | Interest Savings Account | Chase Savings℠ |
| Minimum Deposit | $0 | $0 |
| Min. Balance for APY | $0 | $0 |
| Monthly Fee | $0 | $5 |
| Branch Access | None | Yes |
| Account Type | Online Only | Online & Branches |
| Direct Deposit Req. | None | None |
| Checking Bundle | No | No |
| Mobile Apps | iOS4.7 Android4.5 | iOS4.8 Android4.6 |
| BBB Rating | B | A- |
| Important Notes | - | APY may vary by market. The maintenance fee may be waived under some circumstances, such as if the account balance is maintained with at least $300 each day, or you set up automatic transfers from a linked Chase account, etc. |
| Next Steps |
Savings Comparison
Bask Bank earns $2,364.5 more than Chase Bank.
Bask Bank
Interest Savings Account
Savings Breakdown
- Interest Earned+$2,370.20(11.6%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,370.20
Chase Bank
Chase Savings℠
Savings Breakdown
- Interest Earned+$5.70(0.0%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$18,005.70
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
📈 Compare Savings Rates Over Time
Historical Performance
| Metric | Bask Bank | Chase Bank |
|---|---|---|
| Interest Savings Account | Chase Savings℠ | |
Current APY | 3.90% | 0.01% |
Trend | Stable | Stable |
Velocity (bps/mo) | -4.4 | -0.0 |
Days Since Change | 29 | 311 |
10-Month High | 4.50% | 0.01% |
10-Month Low | 3.90% | 0.01% |
Adjustments / Mo | 0.48 | 0.00 |
Volatility Score | 0.035 | 0.000 |
How to read these metrics(Click to expand)
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