Axos Bank vs. Bask Bank
Compare rates, requirements, and features side-by-side to find the best option for you.
Axos Bank
Axos ONE
4.31%APYDec 6, 2025FDIC InsuredChecking BundleNo MinimumsGreat iOS AppGreat Android AppShow Fine Print & Trends Hide Details
Axos Bank
Axos ONE
Bask Bank
Interest Savings Account
3.90%APYDec 6, 2025FDIC InsuredNo MinimumsGreat iOS AppGreat Android AppShow Fine Print & Trends Hide Details
Bask Bank
Interest Savings Account
Prefer In-Person Banking?
Both of these banks are online-only. If you need physical branch access, check out our list of high-yield accounts with brick-and-mortar locations.
Comparison Analysis
Comparing Axos Bank vs. Bask Bank
Why Axos Bank?
- ✓Earn 0.51% APY on checking account
- ✓Access to 95,000 fee-free ATMs
- ✓Higher potential APY (4.00%-4.31% vs 3.90%) on all balances
- ✓Offers 2 different high-yield savings options
Why Bask Bank?
No distinct advantages found vs Axos Bank.
— Key Feature Differences —
Better Returns at $10,000
Axos BankAxos Bank's Axos ONE earns more on smaller deposits (approx. $431 vs $390/yr).
Better Returns at $25,000
Axos BankAxos Bank's Axos ONE pulls ahead with larger amounts (approx. $1077 vs $975/yr).
Best for All-in-One Banking
Axos BankAxos Bank's Axos ONE pays a superior APY for customers who also open a checking account.
Shared Benefits
Over a 1-year period, Axos Bank's Axos ONE pays $41 more interest on a $10,000 balance than Bask Bank's Interest Savings Account.
Executive Summary
Axos Bank offers a competitive savings product, the Axos ONE, which provides an APY of 4.31% when bundled with a checking account, making it the standout option compared to Bask Bank's Interest Savings Account, which has an APY of 3.90%. The Axos ONE requires either a direct deposit of $1,500 or total monthly qualifying deposits of at least $5,000 to earn the highest rate, while Bask Bank does not have such requirements. Both banks feature online-only accounts with no maintenance fees, but Axos Bank's higher yield makes it the more attractive choice for savers.
Analysis generated based on current Banksparency database records
* AI-generated content provided for informational purposes only. Accuracy is not guaranteed; always verify details with the provider.
Top Market Contenders
See who beats both Axos Bank and Bask Bank.
| Feature | Axos Bank | Bask Bank |
|---|---|---|
| APY | 4.31% Verified: 12/6/2025 ↘︎ 0.15%90d Change | 3.90% Verified: 12/6/2025 ↘︎ 0.25%90d Change |
| Product Name | Axos ONE | Interest Savings Account |
| Minimum Deposit | $0 | $0 |
| Min. Balance for APY | $0 | $0 |
| Monthly Fee | $0 | $0 |
| Branch Access | None | None |
| Account Type | Online Only | Online Only |
| Direct Deposit Req. | None | None |
| Checking Bundle | Yes | No |
| Mobile Apps | iOS4.7 Android4.6 | iOS4.7 Android4.5 |
| BBB Rating | A+ | B |
| Important Notes | The 4.31% APY is available with the Axos ONE savings and checking bundle. The checking account earns 0.51% APY. To qualify, you must either set up a direct deposit of $1,500 and maintain an average daily balance of more than $1,500 in your ONE Checking account, or receive at least $5,000 in total monthly qualifying deposits and maintain an average daily balance of more than $5,000. | - |
| Next Steps | SponsoredOpen Account |
Savings Comparison
Axos Bank earns $265.7 more than Bask Bank.
Axos Bank
Axos ONE
Savings Breakdown
- Interest Earned+$2,635.90(12.8%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,635.90
Sponsored Link
Bask Bank
Interest Savings Account
Savings Breakdown
- Interest Earned+$2,370.20(11.6%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,370.20
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
📈 Compare Savings Rates Over Time
Historical Performance
| Metric | Axos Bank | Bask Bank | ||
|---|---|---|---|---|
| High Yield Savings | Summit Savings | Axos ONE | Interest Savings Account | |
Current APY | 0.61% | 4.00% | 4.31% | 3.90% |
Trend | Stable | Stable | Stable | Stable |
Velocity (bps/mo) | 0.0 | 0.0 | -4.1 | -4.6 |
Days Since Change | 332 | 159 | 4 | 29 |
12-Month High | 0.61% | 4.00% | 4.86% | 4.65% |
12-Month Low | 0.61% | 4.00% | 4.31% | 3.90% |
Adjustments / Mo | 0.00 | 0.00 | 0.34 | 0.51 |
Volatility Score | 0.000 | 0.000 | 0.033 | 0.040 |
How to read these metrics(Click to expand)
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