Briodirect vs. Wealthfront
High-Yield Savings Account Comparison
By Aviel Fahl|Last Updated: November 12, 2025
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Summary of BrioDirect vs. Wealthfront
Key Metrics at a Glance
| Feature | BrioDirect | Wealthfront |
|---|---|---|
| Top Savings APY | 4.00% High-Yield Savings Account | 4.15% Cash Account |
| Minimum to Open | $5,000 | $0 |
| Minimum Balance for Top APY | $25 | $0 |
| Note | Wealthfront is not a bank but a financial services company. It is FDIC-insured through its many partner banks. New clients get an APY of 4.15% for 3 months, after which the 3.50% APY applies. See terms at Wealthfront. |
BrioDirect
Strengths
- BrioDirect offers a higher APY of 4.00%, up from 4.20% last month.
- BrioDirect has no maintenance fees, making it cost-effective.
- BrioDirect has a solid App Store rating of 4.7.
Potential Drawbacks
- BrioDirect has a BBB rating of B- and is not accredited.
- BrioDirect requires a minimum deposit of $5,000 to open an account.
- BrioDirect has no branches for in-person banking.
Wealthfront
Strengths
- Wealthfront offers a competitive APY of 4.15% for the first 3 months.
- Wealthfront has a higher Google Play rating of 4.9.
- Wealthfront has no minimum deposit or balance requirements.
Potential Drawbacks
- Wealthfront has a BBB rating of F and is not accredited.
- After 3 months, Wealthfront's APY drops to 3.50%.
- Wealthfront is not a bank but a financial services company.
→ As of November 12, 2025 BrioDirect offers an APY of 4.00% for its High-Yield Savings Account, with a minimum balance of $25, compared to Wealthfront's 4.15% APY for its Cash Account, with a minimum balance of $0.
→ Wealthfront yields $15 more than BrioDirect on a $10,000 balance after one year. BrioDirect pays $400, while Wealthfront pays $415 - an APY advantage for Wealthfront.
Calculate Savings Growth for BrioDirect vs Wealthfront
BrioDirect - High-Yield Savings Account
Total savings breakdown:
- Interest earned: $2,434.7 (11.91%)
- Total contributions: $13,000 (63.62%)
- Initial deposit: $5,000 (24.47%)
Your total balance
$20,434.70
Total balance: $20,434.7
Earnings: $2,434.7
Bank OverviewWealthfront - Cash Account
Total savings breakdown:
- Interest earned: $2,531.8 (12.33%)
- Total contributions: $13,000 (63.32%)
- Initial deposit: $5,000 (24.35%)
Your total balance
$20,531.80
Total balance: $20,531.8
Earnings: $2,531.8
Bank OverviewWith a $5,000 initial deposit and $13,000 in total contributions over 5 years, BrioDirect's total earnings would be $97.1 lower than Wealthfront's total earnings.
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
Compare BrioDirect's vs Wealthfront's Savings Accounts
| BrioDirect | Wealthfront | ||
|---|---|---|---|
| Product | High-Yield Savings Account | vs | Cash Account |
| APY | 4.00% (as of 11/12/2025) | 3.50% - 4.15% (as of 11/12/2025) | |
| Bundled Account | No | No | |
| FDIC-insured | Yes | Yes | |
| Online Only | Yes | Yes | |
| Compound Frequency | Daily | Daily | |
| Minimum Deposit | $5,000 | $0 | |
| Minimum Balance for APY | $25 | $0 | |
| Maintenance Fee | $0 | $0 | |
| Direct Deposit Required | No | No | |
| Note | Wealthfront is not a bank but a financial services company. It is FDIC-insured through its many partner banks. New clients get an APY of 4.15% for 3 months, after which the 3.50% APY applies. See terms at Wealthfront. | ||
| App Store Rating | 4.7/5 | 4.8/5 | |
| Google Play Rating | 4.3/5 | 4.9/5 | |
| BBB Rating | B- | F |
No historical data available.