BrioDirect vs. CIT Bank
Compare rates, requirements, and features side-by-side to find the best option for you.
| Metric | BrioDirectHigh-Yield Savings Account Jan 21, 2026 | CIT BankPlatinum Savings Jan 21, 2026 |
|---|---|---|
| APY | 3.75% | 0.25% - 3.75% |
Est. Earnings | $5,000+$188 $10,000+$375 $25,000+$938 | $5,000+$188 $10,000+$375 $25,000+$938 |
Min Deposit | $5,000 | $100 |
Snapshot view. Rates subject to change. | ||
Terms | - | This is a tiered savings account, where the 3.75% APY requires meeting the $5,000 balance requirement. Lower balances earn an APY of 0.25%. |
| Features | FDIC InsuredMod. MinimumGreat iOS AppGreat Android AppZelle® Supported | FDIC InsuredMod. MinimumGreat iOS AppGreat Android AppZelle® Supported |
Market Reality Check
Both of these banks offer rates below the current top tier. The best rates we track are currently above 4.20% APY.
Comparison Analysis
Comparing BrioDirect vs. CIT Bank
As of both BrioDirect (High-Yield Savings Account) and CIT Bank (Platinum Savings) offer an APY of 3.75% .
Both banks yield $375 in interest on a $10,000 balance after one year. Neither has an APY advantage, so consider other features (fees, access, app ratings, etc.) when choosing.
In addition, CIT Bank also offers 3.65% APY for the Savings Connect account, with a minimum balance of $0.
Why BrioDirect?
No distinct advantages found vs CIT Bank.
Why CIT Bank?
- ✓Offers 2 different high-yield savings options
— Key Feature Differences —
Best Mobile App Experience
CIT BankCIT Bank offers an iOS app rated 4.8 (vs. 4.7) and Android app rated 4.6 (vs. 4.4)
Shared Benefits
Executive Summary as of
BrioDirect offers a High-Yield Savings Account with a competitive APY of 3.75%, requiring a minimum deposit of $5,000 and maintaining a balance of at least $25, with no maintenance fees. In comparison, CIT Bank features two savings products: the Savings Connect account at 3.65% APY and the Platinum Savings account, which also offers 3.75% APY but requires a minimum balance of $5,000 to earn this rate. Both banks operate online only and do not require direct deposit. Notably, CIT Bank has been recognized for its superior mobile app experience.
The analysis is based on current Banksparency database records
* This content is provided for informational purposes only; always verify details with the provider.
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Top Market Contenders
BrioDirect vs. CIT Bank Savings Calculator
Both accounts earn exactly the same amount.
BrioDirect
High-Yield Savings Account
Savings Breakdown
- Interest Earned+$375.00(3.6%)
- Total Contributions$0
- Initial Deposit$10,000
Projected Balance
$10,375.00
CIT Bank
Platinum Savings
Savings Breakdown
- Interest Earned+$375.00(3.6%)
- Total Contributions$0
- Initial Deposit$10,000
Projected Balance
$10,375.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
| Feature | BrioDirect | CIT Bank |
|---|---|---|
| APY | 3.75% Verified: 1/21/2026 ↘︎ 0.45%90d Change | 3.75% Range: 0.25% - 3.75% Verified: 1/21/2026 ↘︎ 0.10%90d Change |
| Product Name | High-Yield Savings Account | Platinum Savings |
| Minimum Deposit | $5,000 | $100 |
| Min. Balance for APY | $25 | $5,000 |
| Monthly Fee | $0 | $0 |
| Branch Access | None | None |
| Account Type | Online Only | Online Only |
| Direct Deposit Req. | None | None |
| Checking Bundle | No | No |
| Mobile Apps | iOS4.7 Android4.4 | iOS4.8 Android4.6 |
| Zelle® Support | Available Accessed via the Webster Bank mobile app. | Available Supported for eChecking users post-First Citizens merger. |
| BBB Rating | B- | A- |
| Important Notes | - | This is a tiered savings account, where the 3.75% APY requires meeting the $5,000 balance requirement. Lower balances earn an APY of 0.25%. |
| Next Steps | Visit SiteVerify at BrioDirect Non-sponsored link to official site | Visit SiteGo to CIT Bank * Secure link to our partner |
📈 Compare Savings Rates Over Time
Historical Performance
| Metric | BrioDirect | CIT Bank | |
|---|---|---|---|
| High-Yield Savings Account | Savings Connect | Platinum Savings | |
Current APY | 3.75% | 3.65% | 3.75% |
Trend | Stable | Stable | Stable |
Velocity (bps/mo) | -6.5 | -3.6 | -4.9 |
Days Since Change | 40 | 62 | 62 |
12-Month High | 4.75% | 4.00% | 4.35% |
12-Month Low | 3.75% | 3.65% | 3.75% |
Adjustments / Mo | 0.66 | 0.25 | 0.41 |
Volatility Score | 0.060 | 0.036 | 0.046 |
How to read these metrics(Click to expand)
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