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Kentucky

Banks Available in Kentucky

30 banks sell deposit accounts in Kentucky and not across the country. For the ones you can open from any state, see the full directory.

By Aviel Fahl

Newest reading: October 13, 2026|

Kentucky Snapshot

Kentucky Banks

30

state-specific availability

Accounts Tracked

447

Highest Kentucky Savings APY

4.00%

Highest Kentucky CD APY

4.65%

316 terms tracked

Banks That Serve Kentucky

Each one sells where it operates rather than nationwide, so membership or residency conditions can apply.

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  • Bank of America

    Charlotte, NC · 3,823 branches · 39 states

    Savings0.04%
    Money Mkt—
    CD4.00%17 terms

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  • Gateway First Bank

    Jenks, OK · 16 branches · 39 states

    Savings2.50%
    Money Mkt2.50%
    CD3.85%11 terms

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  • Heritage Bank, Inc.

    Burlington, KY · 19 branches · 2 states

    Savings2.53%
    Money Mkt2.53%
    CD4.00%10 terms

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  • Old National Bank

    Evansville, IN · 360 branches · 10 states

    Savings3.85%
    Money Mkt3.85%
    CD4.15%2 terms

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  • PNC

    Wilmington, DE · 2,427 branches · 51 states

    Savings3.15%
    Money Mkt—
    CD—
  • Peoples Bank

    Lebanon, KY · 4 branches · 1 state

    Savings0.25%
    Money Mkt0.10%
    CD4.07%12 terms
  • Peoples Bank, Mt. Washington

    Mount Washington, KY · 2 branches · 1 state

    Savings0.06%
    Money Mkt0.06%
    CD0.35%7 terms

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Also Available in Kentucky

The highest-paying national banks, which anyone in Kentucky can open.

See all national banks
  • Axos Bank

    San Diego, CA · 3 branches · Nationally available

    Savings5.00%
    Money Mkt—
    CD—
  • GO2bank

    Provo, UT · Nationally available

    Savings4.50%
    Money Mkt—
    CD—
  • Elevault

    Arkadelphia, AR · Nationally available

    Savings4.34%
    Money Mkt—
    CD—
  • Peak Bank

    Mccall, ID · Nationally available

    Savings4.27%
    Money Mkt—
    CD3.69%3 terms
  • Climate First Bank

    Saint Petersburg, FL · 4 branches · Nationally available

    Savings4.26%
    Money Mkt3.96%
    CD4.33%3 terms