Highest Bump-Up CD Rates in Missouri
13 Missouri-specific products
The Missouri market
Missouri accounts
13
Institutions
7
Top Missouri APY
4.22% APY
Nationally: 4.35% APY
FDIC national average
1.73%
As of Sep 2026
13 bump-up CDs are open only to Missouri residents, from 7 institutions. The highest advertised APY among them is 4.22%.
The highest nationally available rate is 4.35% APY, 13 basis points above the Missouri leader.
3 of the 13 Missouri bump-up CDs advertise more than the FDIC national average of 1.73% for 12-month CDs as of Sep 2026.
Missouri-Specific Bump-Up CDs Rates
Bump-Up CDs rates specifically available to Missouri residents.
| # | Institution & CD | Rate & Features | Minimum Deposit | Actions |
|---|---|---|---|---|
| #1 | 4.22%APY Observed: Oct 13, 2026 Branches: Yes | $50,000 | ||
| #2 | 3.91%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #3 | 3.56%APY Observed: Oct 7, 2026 | $100 | ||
| #4 | 1.72%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #5 | 1.62%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #6 | 1.52%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #7 | 1.41%APY Observed: Oct 3, 2026 Branches: Yes | $500 | ||
| #8 | 1.16%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #9 | 0.90%APY Observed: Oct 3, 2026 Branches: Yes | $500 | ||
| #10 | 0.05%APY Observed: Oct 7, 2026 Branches: Yes | $5,000 | ||
| #11 | 0.05%APY Observed: Oct 7, 2026 Branches: Yes | $5,000 | ||
| #12 | 0.05%APY Observed: Oct 7, 2026 Branches: Yes | $5,000 | ||
| #13 | 0.05%APY Observed: Oct 7, 2026 Branches: Yes | $5,000 |
$50,000
Yes
$1,000
Yes
$100
N/A
$500
Yes
$500
Yes
$500
Yes
$500
Yes
$500
Yes
$500
Yes
$5,000
Yes
$5,000
Yes
$5,000
Yes
$5,000
Yes
Nationally Available Bump-Up CDs Rates
The 7 highest bump-up cds rates available nationwide, including in Missouri.
| Institution | Product / Term | APY |
|---|---|---|
| Rising Bank | Rising CD 18-Month18 months | 4.35% |
| Marcus by Goldman Sachs | 20-Month Rate Bump CD20 months | 4.35% |
| Rising Bank | Rising CD 26-Month26 months | 3.15% |
| Synchrony Bank | 24 Month Bump-Up CD24 months | 3.00% |
| Clear Lake Bank and Trust Company | 27 Month Bump Up CD27 months | 2.85% |
| Climate First Bank | 15-Month Flex CD15 months | 2.68% |
| Citibank | 30-Month Step-Up CD30 months | 0.10% |