Highest Bump-Up CD Rates in Wisconsin
12 Wisconsin-specific products
The Wisconsin market
Wisconsin accounts
12
Institutions
5
Top Wisconsin APY
4.22% APY
Nationally: 4.35% APY
FDIC national average
1.73%
As of Sep 2026
12 bump-up CDs are open only to Wisconsin residents, from 5 institutions. The highest advertised APY among them is 4.22%.
The highest nationally available rate is 4.35% APY, 13 basis points above the Wisconsin leader.
8 of the 12 Wisconsin bump-up CDs advertise more than the FDIC national average of 1.73% for 12-month CDs as of Sep 2026.
Wisconsin-Specific Bump-Up CDs Rates
Bump-Up CDs rates specifically available to Wisconsin residents.
| # | Institution & CD | Rate & Features | Minimum Deposit | Actions |
|---|---|---|---|---|
| #1 | 4.22%APY Observed: Oct 13, 2026 | $5,000 | ||
| #2 | 3.86%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #3 | 3.70%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #4 | 3.30%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #5 | Up to2.90%APY Needs a linked account at the bank · 2.65% without the linked account Observed: Oct 13, 2026 Branches: Yes | $10,000 | ||
| #6 | 2.47%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #7 | 2.47%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #8 | 2.42%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #9 | 1.47%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #10 | Up to1.00%APY Needs a linked account at the bank · 0.75% without the linked account Observed: Oct 13, 2026 Branches: Yes | $10,000 | ||
| #11 | 0.60%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #12 | 0.60%APY Observed: Oct 7, 2026 | $1,000 |
$5,000
N/A
$1,000
Yes
$1,000
Yes
$1,000
Yes
Needs a linked account at the bank · 2.65% without the linked account
$10,000
Yes
$1,000
Yes
$1,000
Yes
$1,000
Yes
$1,000
Yes
Needs a linked account at the bank · 0.75% without the linked account
$10,000
Yes
$1,000
Yes
$1,000
N/A
Nationally Available Bump-Up CDs Rates
The 8 highest bump-up cds rates available nationwide, including in Wisconsin.
| Institution | Product / Term | APY |
|---|---|---|
| Rising Bank | Rising CD 18-Month18 months | 4.35% |
| Marcus by Goldman Sachs | 20-Month Rate Bump CD20 months | 4.35% |
| Farm Bureau Bank FSB | 1 Year CD with Step-Up Option12 monthsneeds at least $50,000 | Up to3.75% |
| Farm Bureau Bank FSB | 2 Year CD with Step-Up Option24 monthsneeds at least $50,000 | Up to3.70% |
| Farm Bureau Bank FSB | 18 Month CD with Step-Up Option18 monthsneeds at least $50,000 | Up to3.20% |
| Rising Bank | Rising CD 26-Month26 months | 3.15% |
| Farm Bureau Bank FSB | 3 Year CD with Step-Up Option36 monthsneeds at least $50,000 | Up to3.10% |
| Farm Bureau Bank FSB | 4 Year CD with Step-Up Option48 monthsneeds at least $50,000 | Up to3.10% |