Highest Bump-Up CD Rates in Ohio
14 Ohio-specific products
The Ohio market
Ohio accounts
14
Institutions
6
Top Ohio APY
3.50% APY
Nationally: 4.35% APY
FDIC national average
1.73%
As of Sep 2026
14 bump-up CDs are open only to Ohio residents, from 6 institutions. The highest advertised APY among them is 3.50%.
The highest nationally available rate is 4.35% APY, 85 basis points above the Ohio leader.
14 of the 14 Ohio bump-up CDs advertise more than the FDIC national average of 1.73% for 12-month CDs as of Sep 2026.
Ohio-Specific Bump-Up CDs Rates
Bump-Up CDs rates specifically available to Ohio residents.
| # | Institution & CD | Rate & Features | Minimum Deposit | Actions |
|---|---|---|---|---|
| #1 | 3.50%APY Observed: Oct 9, 2026 Branches: Yes | N/A | ||
| #2 | 3.20%APY Observed: Oct 3, 2026 Branches: Yes | $500 | ||
| #3 | 3.20%APY Observed: Oct 3, 2026 Branches: Yes | $500 | ||
| #4 | 3.04%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #5 | 3.04%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #6 | 3.04%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #7 | 3.04%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #8 | 2.45%APY Observed: Oct 7, 2026 | $5,000 | ||
| #9 | 2.25%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #10 | 2.20%APY Observed: Oct 7, 2026 | $5,000 | ||
| #11 | 2.02%APY Observed: Oct 12, 2026 Branches: Yes | $500 | ||
| #12 | 2.00%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #13 | 2.00%APY Observed: Oct 8, 2026 Branches: Yes | N/A | ||
| #14 | 1.95%APY Observed: Oct 7, 2026 | $5,000 |
N/A
Yes
$500
Yes
$500
Yes
$1,000
Yes
$1,000
Yes
$1,000
Yes
$1,000
Yes
$5,000
N/A
$1,000
Yes
$5,000
N/A
$500
Yes
$1,000
Yes
N/A
Yes
$5,000
N/A
Nationally Available Bump-Up CDs Rates
The 8 highest bump-up cds rates available nationwide, including in Ohio.
| Institution | Product / Term | APY |
|---|---|---|
| Rising Bank | Rising CD 18-Month18 months | 4.35% |
| Marcus by Goldman Sachs | 20-Month Rate Bump CD20 months | 4.35% |
| Farm Bureau Bank FSB | 1 Year CD with Step-Up Option12 monthsneeds at least $50,000 | Up to3.75% |
| Farm Bureau Bank FSB | 2 Year CD with Step-Up Option24 monthsneeds at least $50,000 | Up to3.70% |
| Farm Bureau Bank FSB | 18 Month CD with Step-Up Option18 monthsneeds at least $50,000 | Up to3.20% |
| Rising Bank | Rising CD 26-Month26 months | 3.15% |
| Farm Bureau Bank FSB | 3 Year CD with Step-Up Option36 monthsneeds at least $50,000 | Up to3.10% |
| Farm Bureau Bank FSB | 4 Year CD with Step-Up Option48 monthsneeds at least $50,000 | Up to3.10% |