Community Bank of Pleasant Hill savings, CD and money market rates
Community Bank of Pleasant Hill's Super Saver lists 0.05% APY on its own. With a linked account at the bank, it advertises 3.00%.
On a $10,000 balance the account earns 0.05% overall, about $5 in a year, which is 0.33 percentage points below the national savings average of 0.38% (FDIC, Oct 2026).
Ranked #287 of 2929 tracked savings rates by advertised APY. For a $10,000 balance it would rank #2353.
Estimate your earnings·What Community Bank of Pleasant Hill actually pays
Community Bank of Pleasant Hill at a glance
| Savings | |
|---|---|
| Top savings APY | Up to 3.00% · Super Saver · needs a linked account at the bank · 0.05% without the linked account |
| Minimum to open | $25 · Super Saver |
| Against the national average | 2.62 percentage points above the 0.38% FDIC savings average (Oct 2026) |
| CDs | |
| Top CD APY | 4.23% · 36 months · 3-Year IntraFi Network Deposit |
| Minimum to open | $10,000 · 36 months CD |
| Against the national average | 2.84 percentage points above the 1.39% FDIC 36-month CD average (Oct 2026) |
| Money market | |
| Top money market APY | 2.50% · Premier Money Management Account |
| Minimum to open | $25 · Premier Money Management Account |
| Against the national average | 1.87 percentage points above the 0.63% FDIC money market average (Oct 2026) |
| FDIC certificate | 58423 · Pleasant Hill, MO |
|---|---|
| Website | www.cbphonline.net |
| Branches | 1 branch in MO |
| Availability | Available in MO |
Community Bank of Pleasant Hill savings, CD and money market rates
How the rate applies
Rates are APY. The national savings average is 0.38% (FDIC, Oct 2026). The top tracked savings rate on Banksparency is 12.00%. Across 60 savings accounts from 59 banks in the Banksparency core savings index, the median advertised rate is 3.65%, and one account in ten advertises 4.20% or more. See the highest savings rates.
Community Bank of Pleasant Hill CD rates
| Term | APY | Minimum | Product |
|---|---|---|---|
| 1 months | 0.05% | $500 | 30 Day CD |
| 1 months | 3.57% | $10,000 | 4-Week IntraFi Network Deposit |
| 3 months | 0.05% | $500 | 90 Day CD |
| 3 months | 3.67% | $10,000 | 13-Week IntraFi Network Deposit |
| 6 months | 0.05% | $500 | 6 Month CD |
| 6 months | 3.79% | $10,000 | 26-Week IntraFi Network Deposit |
| 12 months | 0.05% | $500 | 1 Year CD |
| 12 months | 3.91% | $10,000 | 1-Year IntraFi Network Deposit |
| 15 months | 0.05% | $5,000 | 15 Month Rate Watcher CD |
| 24 months | 0.05% | $500 | 2 Year CD |
| 24 months | 4.20% | $10,000 | 2-Year IntraFi Network Deposit |
| 27 months | 0.05% | $5,000 | 27 Month Rate Watcher CD |
| 36 months | 0.05% | $500 | 3 Year CD |
| 36 months | 4.23% | $10,000 | 3-Year IntraFi Network Deposit |
| 48 months | 0.10% | $500 | 4 Year CD |
Interactive Tool
Calculate Savings for Community Bank of Pleasant Hill
All calculations are based on APY.
Savings Breakdown
- Interest Earned+$18.60(0.1%)
- Total Contributions$13,000
- Initial Deposit$1,000
Projected Balance
$14,018.60
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
What Community Bank of Pleasant Hill pays on deposits
FDIC call report data
An advertised rate tells you what a new savings account earns today. It cannot tell you how the bank has priced the savings and money market deposits it already holds, over time. This section shows that. The figure is computed from the interest expense and deposit balances that every bank files with the FDIC in the same form. That is what makes it comparable across banks and across quarters.
The two figures answer different questions, so they sit side by side and are not combined. The 3.00% needs a linked account at the bank. Without the linked account, the account advertises 0.05%.
In Q2 2026, Community Bank of Pleasant Hill paid a higher average rate on savings and money market deposits than 57% of banks that reported a figure (3,938 banks; FDIC call report). The all-bank median was 1.45%.
- Community Bank of Pleasant Hill, savings and money market
- All-bank median
How to read these figures
What the average covers. It is an average across the whole bank, taken from its own quarterly FDIC call report. It covers savings accounts and money market deposit accounts, personal and business, at every balance tier. It also covers accounts that were opened years ago and keep the rate of those years. The FDIC line does not separate consumer accounts.
The second figure. The scale row also shows the average across all interest-bearing deposits: savings, interest checking, money market accounts, CDs, personal and business. That figure covers the whole deposit book. The two are shown separately and are not combined.
What the advertised rate covers. It is the rate that this bank advertises now for a new savings account. Banksparency records it from the bank's website on the date shown beside it.
Why the two differ. They measure different things, so this page shows them side by side and keeps them apart. An advertised rate applies to one account, opened now, at today's price. The average also includes older savings balances at the rates of earlier years, money market balances that were priced in a different rate environment, and business accounts. An average below an advertised rate is the usual result of that arithmetic. On its own it is not evidence about the account that you would open.
What the average is useful for. The bank files the data itself, under reporting instructions that are the same for every filer, and the same computation runs for every bank on this site. That makes it comparable in a way that an advertisement is not. Two things on this page read it: the percentile, which shows where the quarter sits among all filers, and the chart, which shows the direction the figure has moved across quarters.
What the average cannot tell you. It cannot tell you the rate that you would earn. No single customer earns the average. For your rate, read the advertised rate above and the rate tables on this page, each with the date it was observed.
What to do next. Use the advertised rate to work out what a new account earns. Use the chart to see how the quarterly average has moved against the all-bank median. Then compare the advertised rate against the current rates on the savings-rate tables before you open an account.
Definitions: Call Report · Rate Paid on Deposits · Interest-Bearing Deposits · Front Book and Back Book · Deposit Rate Percentile
Average annualized rates paid on savings and money market deposits, and on all interest-bearing deposits, quarterly. The FDIC line for savings includes money market deposit accounts and business savings deposits and does not separate consumer accounts. Source: FDIC call report data, as reported; it may be amended. The percentile compares all FDIC filers, count-weighted. A missing quarter is suppressed, never interpolated. The percentile counts the banks that paid strictly less on savings and money market deposits, one vote per bank, among the 3,938 banks that reported a figure for the quarter ending June 30, 2026.
So what is the catch?
| Product | APY | Min to open | Min to earn | Balance cap | Monthly fee | Requirements | Rate type | 12-mo trend |
|---|---|---|---|---|---|---|---|---|
| Super Saver | Up to 3.00% | $25 | $0 | None | not stated | Linked account at the bank | Tiered | |
| Fine print: The highest rate applies only to daily balances up to $20,000, and the portion above $20,000 earns a lower rate. The higher rate requires the linked Super Cash Checking account to meet its monthly qualifications. Without them the account earns the base rate. | ||||||||
| Kasasa Saver | Up to 0.20% | $25 | $0 | None | not stated | Linked account at the bank | Tiered | |
| Fine print: The highest rate applies only to daily balances up to $10,000, and the portion above $10,000 earns a lower rate. The higher rate requires the linked Kasasa Cash or Kasasa Cash Back checking account to meet its monthly qualifications. Without them the account earns the base rate. | ||||||||
| Savings Account | 0.05% | $25 | $0 | None | not stated | not stated | One rate | |
| Fine print: Two withdrawals each month are free, and each withdrawal after that costs $1. eStatements are sent twice each year, in June and December. | ||||||||
| Premier Money Management Account | 2.50% | $25 | $0 | None | not stated | not stated | One rate | |
| Fine print: The account can be opened only in person at a branch. Withdrawals are permitted on the second and fourth Wednesday of each month, and a withdrawal on any other day is charged a fee. The rate is set at one and one-half percent below the 13-week Treasury Bill discount rate and changes each month. | ||||||||
| Money Market | Up to 0.15% | $25 | $0 | None | not stated | not stated | Tiered | |
Rate type: one rate applies at every balance. A tiered rate changes with your balance. A promotional rate changes after the period shown. A balance cap is the largest balance the highest rate applies to.
The 12-month trend shows the highest advertised rate observed each day and includes promotional tiers where one applied.
CDs
| Product | Term | APY | Min to open | Early withdrawal fee | Compounding |
|---|---|---|---|---|---|
| 30 Day CD | 1 months | 0.05% | $500 | not stated | not stated |
| 4-Week IntraFi Network Deposit | 1 months | 3.57% | $10,000 | not stated | not stated |
| 90 Day CD | 3 months | 0.05% | $500 | not stated | not stated |
| 13-Week IntraFi Network Deposit | 3 months | 3.67% | $10,000 | not stated | not stated |
| 6 Month CD | 6 months | 0.05% | $500 | not stated | not stated |
| 26-Week IntraFi Network Deposit | 6 months | 3.79% | $10,000 | not stated | not stated |
| 1 Year CD | 12 months | 0.05% | $500 | not stated | not stated |
| 1-Year IntraFi Network Deposit | 12 months | 3.91% | $10,000 | not stated | not stated |
| 15 Month Rate Watcher CD | 15 months | 0.05% | $5,000 | not stated | not stated |
| 2 Year CD | 24 months | 0.05% | $500 | not stated | not stated |
| 2-Year IntraFi Network Deposit | 24 months | 4.20% | $10,000 | not stated | not stated |
| 27 Month Rate Watcher CD | 27 months | 0.05% | $5,000 | not stated | not stated |
| 3 Year CD | 36 months | 0.05% | $500 | not stated | not stated |
| 3-Year IntraFi Network Deposit | 36 months | 4.23% | $10,000 | not stated | not stated |
| 4 Year CD | 48 months | 0.10% | $500 | not stated | not stated |
Fine print for 6 CDs above: Deposits are placed through the IntraFi Network at other member banks. The offered rate is set weekly and changes each Wednesday.
Fine print for 2 CDs above: The rate can be increased one time during the term if the bank increases its Rate Watcher rates for the same term.
Opening and using the account
| Availability | Available in MO |
|---|---|
| Footprint | 1 branch in MO |
| Eligibility | not stated |
How Community Bank of Pleasant Hill behaves over time
Every observation of the advertised Super Saver rate in the last 12 months was 3.00% (observed through Oct 14, 2026). The series includes promotional tiers where one applied.
Recent rate changes, as observed
- Obs. Sep 30, 20264-Week IntraFi Network DepositRaise:3.49%to3.52%
- Obs. Sep 30, 202613-Week IntraFi Network DepositRaise:3.57%to3.61%
- Obs. Sep 30, 202626-Week IntraFi Network DepositRaise:3.68%to3.73%
- Obs. Sep 30, 20261-Year IntraFi Network DepositRaise:3.79%to3.82%
- Obs. Sep 30, 20262-Year IntraFi Network DepositRaise:3.97%to4.04%
- 36 months CD
- Up 0.16 percentage points from 7 days ago.
- Premier Money Management Account
- Up 0.27 percentage points from 30 days ago.
$10,000 in Community Bank of Pleasant Hill's Super Saver earns 0.05% overall at the advertised rates, so it grows to $10,005 in a year. Prices rose 3.4% in the year to August 2026 (Consumer Price Index (CPI)). After a year of prices rising at that pace, it buys as much as $9,676 does today. See how the federal funds rate shapes savings rates.
Community Bank of Pleasant Hill CD rates over time
Who is Community Bank of Pleasant Hill?
| Headquarters | Pleasant Hill, MO |
|---|---|
| Founded | 2006 |
| Scale | $133M assets · $125M deposits, $90M of it interest-bearing (Q2 2026, FDIC) |
| Deposit insurance | FDIC insured · Certificate 58423 |
| Charter state | Missouri · one of 194 insured banks chartered there (Q2 2026, FDIC) |
| Size | Tied for 3,314th-largest by deposits of 4,238 insured banks (Q2 2026, FDIC) |
| Deposit growth | Higher than at 0% of 4,226 insured banks over the four quarters to Q2 2026 (FDIC) |
Financial detail is in What Community Bank of Pleasant Hill pays on deposits above.
Common questions about Community Bank of Pleasant Hill
Is Community Bank of Pleasant Hill FDIC insured?
Yes. Community Bank of Pleasant Hill is FDIC insured under certificate 58423, so deposits are covered up to $250,000 per depositor, per ownership category.
What is the minimum deposit at Community Bank of Pleasant Hill?
Community Bank of Pleasant Hill requires a minimum deposit of $25 to open its Super Saver account, as observed on Oct 14, 2026. Check the bank's current terms before you open an account.
Does the 3.00% apply to my whole balance?
The 3.00% needs a linked account at the bank. Without the linked account, the account advertises 0.05%. Rates are as observed on Oct 14, 2026.
Does Community Bank of Pleasant Hill have branches?
Yes. Community Bank of Pleasant Hill operates 1 branch according to FDIC branch records, in addition to its website and mobile apps.
Community Bank of Pleasant Hill against its closest alternatives
| Bank | Savings APY | Rate paid on savings and money market deposits (Q2 2026) | Min deposit | Branches |
|---|---|---|---|---|
| Community Bank of Pleasant Hill | Up to3.00% | 1.62% | $25 | 1 branch in MO |
| BMO Alto | 3.00% | 1.61% | $0 | not stated |
| Bonanza Valley State Bank | 3.00% | 2.36% | $100 | 1 branch in MN |
| Brentwood Bank | 3.00% | 2.19% | $5,000 | 14 branches in PA |
Each savings APY is the top rate of the account the bank's own page leads with. Alternatives are the three tracked banks whose savings APY is closest to Community Bank of Pleasant Hill's.
Similar banks and related pages
Banks in the same rate band with the same product mix:
Other banks chartered in Missouri, nearest to Community Bank of Pleasant Hill in deposits:
Rate hubs: today's highest savings rates, CD rates by term, and money market rates.
State pages: savings rates in Missouri, CD rates in Missouri, money market rates in Missouri, and banks in Missouri.