Highest 4-Year CD Rates in Wisconsin
59 Wisconsin-specific 48-Month CD products
The Wisconsin market
Wisconsin accounts
59
Institutions
56
Top Wisconsin APY
4.70% APY
Nationally: 4.95% APY
FDIC national average
1.28%
As of Sep 2026
59 48-month CDs are open only to Wisconsin residents, from 56 institutions. The highest advertised APY among them is 4.70%.
The highest nationally available rate is 4.95% APY, 25 basis points above the Wisconsin leader.
46 of the 59 Wisconsin 48-month CDs advertise more than the FDIC national average of 1.28% for 48-month CDs as of Sep 2026.
Wisconsin-Specific 48-Month CD Rates
48-Month CD rates specifically available to Wisconsin residents. Business, youth and IRA CDs are not included on this page.
| # | Institution & CD | Rate & Features | Minimum Deposit | Actions |
|---|---|---|---|---|
| #1 | Up to4.70%APY Needs a linked account at the bank · 4.20% without the linked account Observed: Oct 13, 2026 Branches: Yes | $2,500 | ||
| #2 | 4.58%APY Observed: Oct 12, 2026 Branches: Yes | $200 | ||
| #3 | Up to4.25%APY Needs at least $100,000 Observed: Oct 12, 2026 Branches: Yes | $1,000 | ||
| #4 | Up to3.96%APY Needs at least $35,000 Observed: Oct 7, 2026 Branches: Yes | $250 | ||
| #5 | 3.94%APY Observed: Oct 12, 2026 Branches: Yes | $1,000 | ||
| #6 | 3.94%APY Observed: Oct 12, 2026 Branches: Yes | $1,000 | ||
| #7 | 3.90%APY Observed: Oct 13, 2026 Branches: Yes | $500 | ||
| #8 | 3.76%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #9 | 3.65%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #10 | 3.55%APY Observed: Oct 13, 2026 Branches: Yes | $500 | ||
| #11 | 3.50%APY Observed: Oct 13, 2026 Branches: Yes | $500 | ||
| #12 | 3.35%APY Observed: Oct 3, 2026 Branches: Yes | $1,000 | ||
| #13 | 3.32%APY Observed: Oct 13, 2026 Branches: Yes | $500 | ||
| #14 | 3.25%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #15 | 3.15%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #16 | 3.10%APY Observed: Oct 3, 2026 Branches: Yes | $1,000 | ||
| #17 | 3.04%APY Observed: Oct 7, 2026 | $500 | ||
| #18 | 3.03%APY Observed: Oct 13, 2026 Branches: Yes | $200 | ||
| #19 | 3.03%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #20 | 3.02%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #21 | 3.02%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #22 | 3.00%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #23 | 3.00%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #24 | 3.00%APY Observed: Oct 7, 2026 Branches: Yes | $2,500 | ||
| #25 | 2.95%APY Observed: Oct 7, 2026 Branches: Yes | $2,000 | ||
| #26 | Up to2.92%APY Needs at least $1,000,000 Observed: Oct 13, 2026 Branches: Yes | N/A | ||
| #27 | 2.88%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #28 | 2.85%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #29 | 2.83%APY Observed: Oct 13, 2026 Branches: Yes | $2,500 | ||
| #30 | 2.80%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #31 | 2.75%APY Observed: Oct 7, 2026 Branches: Yes | $1,500 | ||
| #32 | 2.75%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #33 | 2.70%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #34 | 2.52%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #35 | 2.50%APY Observed: Oct 7, 2026 Branches: Yes | $2,000 | ||
| #36 | 2.27%APY Observed: Oct 13, 2026 | $500 | ||
| #37 | 2.26%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #38 | 2.25%APY Needs at least $10,000 Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #39 | Up to1.91%APY Needs at least $25,000 Observed: Oct 13, 2026 Branches: Yes | $500 | ||
| #40 | 1.76%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #41 | 1.75%APY Needs at least $10,000 Observed: Oct 13, 2026 Branches: Yes | $2,500 | ||
| #42 | 1.66%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #43 | 1.55%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #44 | 1.55%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #45 | 1.40%APY Observed: Oct 7, 2026 Branches: Yes | $2,000 | ||
| #46 | 1.35%APY Observed: Oct 13, 2026 Branches: Yes | $500 | ||
| #47 | 1.20%APY Observed: Oct 7, 2026 | $500 | ||
| #48 | 1.15%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #49 | 0.75%APY Observed: Oct 9, 2026 Branches: Yes | $1,000 | ||
| #50 | 0.65%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 |
Needs a linked account at the bank · 4.20% without the linked account
$2,500
Yes
$200
Yes
Needs at least $100,000
$1,000
Yes
Needs at least $35,000
$250
Yes
$1,000
Yes
$1,000
Yes
$500
Yes
$500
Yes
$1,000
Yes
$500
Yes
$500
Yes
$1,000
Yes
$500
Yes
$500
Yes
$500
Yes
$1,000
Yes
$500
N/A
$200
Yes
$1,000
Yes
$500
Yes
$1,000
Yes
$500
Yes
$1,000
Yes
$2,500
Yes
$2,000
Yes
Needs at least $1,000,000
N/A
Yes
$1,000
Yes
$1,000
Yes
$2,500
Yes
$500
Yes
$1,500
Yes
$1,000
Yes
$1,000
Yes
$500
Yes
$2,000
Yes
$500
N/A
$1,000
Yes
Needs at least $10,000
$1,000
Yes
Needs at least $25,000
$500
Yes
$1,000
Yes
Needs at least $10,000
$2,500
Yes
$500
Yes
$500
Yes
$500
Yes
$2,000
Yes
$500
Yes
$500
N/A
$1,000
Yes
$1,000
Yes
$1,000
Yes
Nationally Available 48-Month CD Rates
The 8 highest 48-Month CD rates available nationwide, including in Wisconsin.
| Institution | Product / Term | APY |
|---|---|---|
| Popular Direct | 48 Months48 months | 4.95% |
| Bread Savings | 4-Year CD48 months | 4.55% |
| Barclays | 48-Month CD48 months | 4.50% |
| Marcus by Goldman Sachs | 4 Year CD48 months | 4.40% |
| Synchrony Bank | 48 Month CD48 months | 4.40% |
| KS StateBank | 4 Year CD48 months | 4.35% |
| Capital One | 48-Month CD48 months | 3.50% |
| EverBank | 48-Month CD48 months | 3.40% |