Neighbors Bank vs. TIMBR
Compare rates, requirements, and features side-by-side to find the best option for you.
Neighbors Bank
Neighbors Savings Account
4.50%APYDec 6, 2025FDIC InsuredNo MinimumsGreat Android AppIn-Person AccessShow Fine Print & Trends Hide Details
Neighbors Bank
Neighbors Savings Account
TIMBR
Premium Savings Account
4.40%APYDec 6, 2025FDIC InsuredLow MinimumsShow Fine Print & Trends Hide Details
TIMBR
Premium Savings Account
Comparison Analysis
Comparing Neighbors Bank vs. TIMBR
Why Neighbors Bank?
- ✓Physical branch access (One location in Columbia, Missouri)
- ✓Higher rated Android app (4.4 vs 0.0)
Why TIMBR?
- ✓Available Nationwide
— Key Feature Differences —
Better Returns at $10,000
Neighbors BankNeighbors Bank's Neighbors Savings Account earns more on smaller deposits (approx. $450 vs $440/yr).
Shared Benefits
Over a 1-year period, Neighbors Bank's Neighbors Savings Account pays $10 more interest on a $10,000 balance than TIMBR's Premium Savings Account.
Executive Summary
Neighbors Bank offers a competitive Neighbors Savings Account with an APY of 4.50% on balances up to $250,000, making it the winner in this comparison. This account has no minimum deposit or maintenance fees, and does not require direct deposit, although it is not available in Delaware. In contrast, TIMBR's Premium Savings Account provides a slightly lower APY of 4.40%, with a minimum deposit requirement of $1,000 and is available online only. Both banks provide FDIC insurance, ensuring the safety of deposits.
Analysis generated based on current Banksparency database records
* AI-generated content provided for informational purposes only. Accuracy is not guaranteed; always verify details with the provider.
Top Market Contenders
See who beats both Neighbors Bank and TIMBR.
| Feature | Neighbors Bank | TIMBR |
|---|---|---|
| APY | 4.50% Verified: 12/6/2025 ↘︎ 0.10%90d Change | 4.40% Verified: 12/6/2025 Stable (90d) |
| Product Name | Neighbors Savings Account | Premium Savings Account |
| Minimum Deposit | $0 | $1,000 |
| Min. Balance for APY | $0 | $0 |
| Monthly Fee | $0 | $0 |
| Branch Access | Yes | None |
| Account Type | Online & Branches | Online Only |
| Direct Deposit Req. | None | None |
| Checking Bundle | No | No |
| Mobile Apps | iOS3.3 Android4.4 | iOS- Android- |
| BBB Rating | A+ | A+ |
| Important Notes | Balances up to $250,000 earn 4.50% APY. Anything above will earn 0.05% APY. | - |
| Next Steps |
Savings Comparison
Neighbors Bank earns $65.4 more than TIMBR.
Neighbors Bank
Neighbors Savings Account
Savings Breakdown
- Interest Earned+$2,760.10(13.3%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,760.10
TIMBR
Premium Savings Account
Savings Breakdown
- Interest Earned+$2,694.70(13.0%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,694.70
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
📈 Compare Savings Rates Over Time
Historical Performance
| Metric | Neighbors Bank | TIMBR |
|---|---|---|
| Neighbors Savings Account | Premium Savings Account | |
Current APY | 4.50% | 4.40% |
Trend | Stable | Stable |
Velocity (bps/mo) | -1.5 | -1.2 |
Days Since Change | 53 | 236 |
9-Month High | 4.75% | 4.55% |
9-Month Low | 4.50% | 4.40% |
Adjustments / Mo | 0.21 | 0.11 |
Volatility Score | 0.012 | 0.012 |
How to read these metrics(Click to expand)
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