Elevault vs. Wealthfront
High-Yield Savings Account Comparison
By Aviel Fahl|Last Updated: November 12, 2025
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Summary of Elevault vs. Wealthfront
Key Metrics at a Glance
| Feature | Elevault | Wealthfront |
|---|---|---|
| Top Savings APY | 4.08% High Yield Savings Account | 4.15% Cash Account |
| Minimum to Open | $0 | $0 |
| Minimum Balance for Top APY | $0 | $0 |
| Note | The 4.08% APY is up to $250,000. Balances above that earn no interest. Daily deposit limit is $2,500. | Wealthfront is not a bank but a financial services company. It is FDIC-insured through its many partner banks. New clients get an APY of 4.15% for 3 months, after which the 3.50% APY applies. See terms at Wealthfront. |
Elevault
Strengths
- Elevault offers a competitive APY of 4.08%, though it decreased from 4.34% in the last 30 days.
- Elevault has an A+ BBB rating, indicating a higher trustworthiness compared to Wealthfront.
Potential Drawbacks
- Elevault's APY applies only to balances up to $250,000; higher balances earn no interest.
- Elevault has a lower App Store rating of 3.7 compared to Wealthfront.
Wealthfront
Strengths
- Wealthfront offers a higher initial APY of 4.15% for new clients for 3 months.
- Wealthfront has excellent App Store and Google Play ratings of 4.8 and 4.9, respectively.
Potential Drawbacks
- Wealthfront has a lower long-term APY of 3.50% after the initial period.
- Wealthfront has an F BBB rating, indicating poor trustworthiness.
→ As of November 12, 2025 Elevault offers an APY of 4.08% for its High Yield Savings Account, with a minimum balance of $0, compared to Wealthfront's 4.15% APY for its Cash Account, with a minimum balance of $0.
→ Wealthfront yields $7 more than Elevault on a $10,000 balance after one year. Elevault pays $408, while Wealthfront pays $415 - an APY advantage for Wealthfront.
Calculate Savings Growth for Elevault vs Wealthfront
Elevault - High Yield Savings Account
Total savings breakdown:
- Interest earned: $2,486.4 (12.14%)
- Total contributions: $13,000 (63.46%)
- Initial deposit: $5,000 (24.41%)
Your total balance
$20,486.40
Total balance: $20,486.4
Earnings: $2,486.4
Bank OverviewWealthfront - Cash Account
Total savings breakdown:
- Interest earned: $2,531.8 (12.33%)
- Total contributions: $13,000 (63.32%)
- Initial deposit: $5,000 (24.35%)
Your total balance
$20,531.80
Total balance: $20,531.8
Earnings: $2,531.8
Bank OverviewWith a $5,000 initial deposit and $13,000 in total contributions over 5 years, Elevault's total earnings would be $45.4 lower than Wealthfront's total earnings.
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
Compare Elevault's vs Wealthfront's Savings Accounts
| Elevault | Wealthfront | ||
|---|---|---|---|
| Product | High Yield Savings Account | vs | Cash Account |
| APY | 4.08% (as of 11/12/2025) | 3.50% - 4.15% (as of 11/12/2025) | |
| Bundled Account | No | No | |
| FDIC-insured | Yes | Yes | |
| Online Only | Yes | Yes | |
| Compound Frequency | Daily | Daily | |
| Minimum Deposit | $0 | $0 | |
| Minimum Balance for APY | $0 | $0 | |
| Maintenance Fee | $0 | $0 | |
| Direct Deposit Required | No | No | |
| Note | The 4.08% APY is up to $250,000. Balances above that earn no interest. Daily deposit limit is $2,500. | Wealthfront is not a bank but a financial services company. It is FDIC-insured through its many partner banks. New clients get an APY of 4.15% for 3 months, after which the 3.50% APY applies. See terms at Wealthfront. | |
| App Store Rating | 3.7/5 | 4.8/5 | |
| Google Play Rating | 4.0/5 | 4.9/5 | |
| BBB Rating | A+ | F |
No historical data available.