First County Bank: Savings Accounts, CDs, Money Market & Rates
Mission: Banksparency aims to make First County Bank's deposit accounts transparent and comparable to the market.
Analysis of First County Bank
Our verdict
First County Bank offers FirstMaturedCD Savings, a high-yield savings account paying 4.00% APY with a $1 minimum deposit.
At 4.00% APY, First County Bank pays 11x the national savings average of 0.38%.
Additional Accounts
- First Savings, a savings account at 0.03% APY.
- FirstPrize $avings, a savings account at 0.03% APY.
- First Tiered Money Market, a money market account at 0.03% APY.
Ideal User Profile
- Best for: earning a top rate with no strings attached.
CD Analysis
First County Bank also offers CDs paying up to 4.00% APY on its 3 months term, across 14 term lengths.
Tracking 22 active CD products, useful for locking in today's rate before further moves at the Fed.
- Best CD use: locking in 4.00% APY for a 3 months term and laddering across multiple maturities.
IRA Analysis
First County Bank also offers an IRA savings account paying up to 0.03% APY.
Tracking 1 active IRA savings product, useful for tax-advantaged retirement savings.
- Best IRA use: tax-advantaged retirement saving.
Important Considerations
Deposit Accounts Overview
FirstMaturedCD Savings
First Business Money Market
First Business Savings
First Savings
FirstPrize $avings
First Tiered Money Market
IRA Money Market
Bank Overview
- HQ LocationStamford, CT
- Deposit InsuranceFDIC Insured(Cert: 18204)
Deposit Accounts: In-Depth View
Savings Accounts Offered by First County Bank
| Feature | FirstMaturedCD Savings | First Business Savings | First Savings | FirstPrize $avings |
|---|---|---|---|---|
APY | 4.00%Verified: 8/21/2026 | 0.03%Range: 0.01% - 0.03%Verified: 8/21/2026 | 0.03%Range: 0.01% - 0.03%Verified: 8/21/2026 | 0.03%Range: 0.01% - 0.03%Verified: 8/21/2026 |
APY Trend | StableNo rate changes in last 7 days | StableNo rate changes in last 7 days | StableNo rate changes in last 7 days | StableNo rate changes in last 7 days |
Min. Deposit | $1 | $50 | $1 | $1 |
Min. Balance | $1 | $1 | $1 | $1 |
Monthly Fee | N/A | N/A | N/A | N/A |
Direct Deposit | None | None | None | None |
Checking Bundle | No | No | No | No |
In-Branch Access | Yes | Yes | Yes | Yes |
Compounding | N/A | N/A | N/A | N/A |
FDIC Insured | Yes | Yes | Yes | Yes |
Eligibility | United States | United States | United States | United States |
| Next Steps | - | - | - | - |
Interactive Tool
Calculate Savings for First County Bank
All calculations are based on APY.
Savings Breakdown
- Interest Earned+$1,568.10(10.1%)
- Total Contributions$13,000
- Initial Deposit$1,000
Projected Balance
$15,568.10
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
First County Bank Deposit Rates Over Time
No historical data available.
Compare with First County Bank
| Feature | Current View First County Bank | Empty Slot |
|---|---|---|
| Product | - | |
APY | 4.00%Verified: 8/21/2026 | - |
APY Trend | StableNo rate changes in last 7 days | - |
| Min. Deposit | $1 | N/A |
| Monthly Fee | N/A | - |
Direct Deposit | No | - |
Checking Bundle | No | - |
| In-Branch Access | Yes | - |
| Eligibility | United States | - |
Compounding | N/A | - |
FDIC or NCUA Insured | Yes | - |
| Next Steps | - | - |
CD Overview
CD Products Offered by First County Bank
| Feature | 60 Day CD 2 months | 3 Month CD 3 months | 6 Month CD 6 months | 11 Month No Penalty CD 11 months | One Year Tax-Deferred CD 12 months | 12 Month CD 12 months | 1 Year IRA CD 12 months | 13 Month CD 13 months | 14 Month Easy-Out CD 14 months | 15 Month CD 15 months | 18 Month CD 18 months | 18 Month Bump Rate CD 18 months | 18 Month No Penalty CD 18 months | 18 Month IRA CD 18 months | 24 Month CD 24 months | 2 1/2 Year IRA CD 30 months | 30 Month Bump Rate CD 30 months | 36 Month CD 36 months | 36 Month Bump Rate CD 36 months | 48 Month CD 48 months | 60 Month CD 60 months | 5 Year IRA CD 60 months |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
APY | 2.75%Verified: 8/21/2026 | 4.00%Verified: 8/21/2026 | 2.75%Verified: 8/21/2026 | 3.50%Verified: 8/21/2026 | 3.00%Verified: 8/21/2026 | 0.15%Verified: 8/21/2026 | 3.15%Verified: 8/21/2026 | 1.75%Verified: 8/21/2026 | 2.75%Verified: 8/21/2026 | 1.00%Verified: 8/21/2026 | 2.75%Verified: 8/21/2026 | 0.30%Verified: 8/21/2026 | 3.65%Verified: 8/21/2026 | 3.00%Verified: 8/21/2026 | 3.00%Verified: 8/21/2026 | 3.00%Verified: 8/21/2026 | 0.35%Verified: 8/21/2026 | 3.25%Verified: 8/21/2026 | 0.40%Verified: 8/21/2026 | 0.50%Verified: 8/21/2026 | 0.55%Verified: 8/21/2026 | 0.55%Verified: 8/21/2026 |
Term | 2 months | 3 months | 6 months | 11 months | 12 months | 12 months | 12 months | 13 months | 14 months | 15 months | 18 months | 18 months | 18 months | 18 months | 24 months | 30 months | 30 months | 36 months | 36 months | 48 months | 60 months | 60 months |
Min. Deposit | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
Early Withdrawal | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
FDIC Insured | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
Notes | - | New money only. The account must be opened with funds not currently on deposit with First County Bank. | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
First County Bank CD Rates Over Time
Money Market Accounts Offered by First County Bank
| Feature | First Tiered Money Market |
|---|---|
APY | 0.03%Range: 0.01% - 0.03%Verified: 8/21/2026 |
Min. Deposit | $1 |
Min. Balance | $1 |
Monthly Fee | N/A |
Direct Deposit | None |
In-Branch Access | Yes |
Compounding | N/A |
FDIC Insured | Yes |
Eligibility | United States |
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