Petefish, Skiles & Co.: Savings Accounts, CDs, Money Market & Rates

By Aviel Fahl

Updated: 8/19/2026

Mission: Banksparency aims to make Petefish, Skiles & Co.'s deposit accounts transparent and comparable to the market.

Interest rates reported as APY

Analysis of Petefish, Skiles & Co.

Our verdict

CD Analysis

Petefish, Skiles & Co. offers CDs paying up to 2.26% APY on its 6 months term, across 9 term lengths.

Tracking 9 active CD products, useful for locking in today's rate before further moves at the Fed.

Best CD use: locking in 2.26% APY for a 6 months term and laddering across multiple maturities.

Petefish, Skiles & Co. also offers Investor Elite, a money market account paying 0.75% APY with no minimum deposit. A minimum balance of $10,000 is required to earn this rate.

At 0.75% APY, Petefish, Skiles & Co. pays above the national money market average of 0.63%.

Additional Accounts

Investor Fund, a money market account at 0.25% APY.
Regular Savings, a savings account at 0.20% APY.
Health Savings, a health savings account (HSA) at 3.03% APY.

Ideal User Profile

Best for: simple saving without extra requirements.

IRA Analysis

Petefish, Skiles & Co. also offers an IRA savings account paying up to 1.96% APY.

Tracking 1 active IRA savings product, useful for tax-advantaged retirement savings.

Best IRA use: tax-advantaged retirement saving.

Important Considerations

Health Savings is a health savings account (HSA). Requires an eligible high-deductible health plan and is intended for qualified medical expenses.

No app ratings available for this bank.

iOS app rating is not available.

Android app rating is not available.

Deposit Accounts Overview

Health Savings

Savings

3.03% APY

Tiered Range: 1.00% - 3.03%

StableNo rate changes in last 7 days

No Minimums Branch Access

Rank #105 of 337 tracked.

Regular Savings

Savings

0.20% APY

StableNo rate changes in last 7 days

No Minimums Branch Access

Rank #224 of 337 tracked.

Investor Fund

Money Market

0.25% APY

Tiered Range: 0.15% - 0.25%

No Minimums Branch Access

Investor Elite

Money Market

0.75% APY

No Minimums Branch Access

IRA Floating Rate

IRA Savings

1.96% APY

Min: $1,000 Branch Access

Market Reality Check

This institution offers rates below the top 10 savings and money market accounts we track. Those institutions all pay at least 4.01% APY.

See Top Rates

National Avg: 0.38% (FDIC, 8/1/2026).
Banksparency tracks live rates daily.

Bank Overview

HQ LocationVirginia, IL
Deposit InsuranceFDIC Insured(Cert: 10829)

Visit Official Website

Featured Offers

Axos ONE - High Yield Savings & Checking

Over 95,000 fee-free ATMs
Get paid up to 2 days early with Direct Deposit
One convenient app for spending & saving

FDIC Insured

Savings4.21%APY

Checking0.51%APY

Go to Axos Bank

FDIC or NCUA insured

View Details

Monthly Maintenance Fee	None
Min. Deposit to Savings Account	0
Min. Balance in Savings Account	0
How to qualify for APY	OPTION ADirect Deposit $1,500+ AND Maintain $1,500+ avg daily checking balance. OR OPTION BDeposit $5,000+ total/mo AND Maintain $5,000+ avg daily checking balance.
Mobile Ratings	iOS:4.7 Android:4.5

The APY is available with the Axos ONE savings and checking bundle. The checking account also earns interest. To qualify, you must either set up a direct deposit of $1,500 and maintain an average daily balance of more than $1,500 in your ONE Checking account, or receive at least $5,000 in total monthly qualifying deposits and maintain an average daily balance of more than $5,000.

EASY TRANSFERS, LOW MINIMUMS

SponsoredVerified Aug 19, 2026

FDIC Insured

Quontic High Yield Savings

Apply in 3 minutes or less
No monthly service fees
Transfer with Zelle, Apple Pay, G-Pay, and more

FDIC Insured

Savings3.20%APY

Go to Quontic Bank

FDIC or NCUA insured

View Details

Monthly Maintenance Fee	None
Min. Deposit to Savings Account	10000
Min. Balance in Savings Account	0
Mobile Ratings	iOS:4.8 Android:4.9

Deposit Accounts: In-Depth View

Savings Accounts Offered by Petefish, Skiles & Co.

Feature	Health Savings	Regular Savings
APY	3.03%Range: 1.00% - 3.03%Verified: 8/19/2026	0.20%Verified: 8/19/2026
APY Trend	StableNo rate changes in last 7 days	StableNo rate changes in last 7 days
Min. Deposit	N/A	N/A
Min. Balance	N/A	N/A
Monthly Fee	N/A	N/A
Direct Deposit	None	None
Checking Bundle	No	No
In-Branch Access	Yes	Yes
Compounding	N/A	N/A
FDIC Insured	Yes	Yes
Eligibility	United States	United States
Next Steps	-	-

Interactive Tool

Calculate Savings for Petefish, Skiles & Co.

All calculations are based on APY.

Choose savings account

Initial deposit

Recurring deposit

Frequency

Duration

Savings Breakdown

Interest Earned
+$1,173.20(7.7%)
Total Contributions
$13,000
Initial Deposit
$1,000

Projected Balance

$15,173.20

Effective APY

3.03%

The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.

Petefish, Skiles & Co. Deposit Rates Over Time

Historical APY Insights

Last 6 Months

Metric	Money Market: Investor Fund
Latest APY	0.25%
Trend	Sideways
Slope (bps/mo)	0.0
Rate Changes / Mo	0.00
Days Since Last Change	145
High (-6m)	0.25%
Low (-6m)	0.25%
Draw-down	0.0%
Volatility (CV)	0.000

How to read these metrics▼

Trends & Velocity

Trend: The general direction of the rate over the analyzed period. Useful for spotting if a bank is currently aggressive or pulling back.
Slope (bps/mo): Speed of change. A high positive number means they raise rates quickly. 10 bps = 0.10%.
Rate Changes / Mo: "Twitchiness." High frequency means the rate changes constantly; low frequency means it's stable.

Risk & Range

High/Low: The absolute ceiling and floor of the rate during the 185-day window.
Volatility Score: Lower is better for predictability. It indicates how wildly the rate swings relative to its average.
Days Since Change: If this number is high (e.g., >90), the rate is very sticky. If low, it changed recently.

Why track this? Understanding volatility helps you avoid "bait-and-switch" rates. A steady, rising slope is ideal; high volatility often signals a temporary teaser rate.

Compare with Petefish, Skiles & Co.

Feature	Current View Petefish, Skiles & Co.	Empty Slot
Product		-
APY	1.00% - 3.03%Verified: 8/19/2026	-
APY Trend	StableNo rate changes in last 7 days	-
Min. Deposit	N/A	N/A
Monthly Fee	N/A	-
Direct Deposit	No	-
Checking Bundle	No	-
In-Branch Access	Yes	-
Eligibility	United States	-
Compounding	N/A	-
FDIC or NCUA Insured	Yes	-
Next Steps	-	-

CD Overview

2.26% Highest APY

Across 9 CD products with terms: 12 months, 18 months, 24 months, 30 months, 36 months, 48 months, 60 months, 3 months, 6 months

CD Products Offered by Petefish, Skiles & Co.

Feature	3-Month CD 3 months	6-Month CD 6 months	12-Month CD 12 months	18-Month CD 18 months	24-Month CD 24 months	30-Month CD 30 months	36-Month CD 36 months	48-Month CD 48 months	60-Month CD 60 months
APY	1.26%Verified: 8/19/2026	2.26%Verified: 8/19/2026	1.96%Verified: 8/19/2026	1.96%Verified: 8/19/2026	1.76%Verified: 8/19/2026	1.76%Verified: 8/19/2026	2.02%Verified: 8/19/2026	2.07%Verified: 8/19/2026	2.17%Verified: 8/19/2026
Term	3 months	6 months	12 months	18 months	24 months	30 months	36 months	48 months	60 months
Min. Deposit	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$5,000
Early Withdrawal	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
FDIC Insured	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes

Petefish, Skiles & Co. CD Rates Over Time

Money Market Accounts Offered by Petefish, Skiles & Co.

Feature	Investor Elite	Investor Fund
APY	0.75%Verified: 8/19/2026	0.25%Range: 0.15% - 0.25%Verified: 8/19/2026
Min. Deposit	N/A	N/A
Min. Balance	$10,000	N/A
Monthly Fee	N/A	N/A
Direct Deposit	None	None
In-Branch Access	Yes	Yes
Compounding	N/A	N/A
FDIC Insured	Yes	Yes
Eligibility	United States	United States

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