Artisans' Bank savings, CD and money market rates
Artisans' Bank's Premier Yield Savings Account offers 0.10% APY on most balances, and 0.30% from $125,000. A $10,000 balance earns 0.10%, which is 0.27 percentage points below the national savings average of 0.37% (FDIC, Sep 2026).
Ranked #1368 of 2929 tracked savings rates by advertised APY. For a $10,000 balance it would rank #1883.
Artisans' Bank at a glance
| Savings | |
|---|---|
| Top savings APY | Up to 0.30% · Premier Yield Savings Account · needs at least $125,000 |
| Minimum to open | $1,000 · Premier Yield Savings Account |
| Against the national average | 0.07 percentage points below the 0.37% FDIC savings average (Sep 2026) |
| CDs | |
| Top CD APY | 4.05% · 6 months · 6 Month CD |
| Minimum to open | $1,500 · 6 months CD |
| Against the national average | 2.64 percentage points above the 1.41% FDIC 6-month CD average (Sep 2026) |
| Money market | |
| Top money market APY | 2.50% · Premier Money Market Account · needs at least $5,000 |
| Minimum to open | $5,000 · Premier Money Market Account |
| Against the national average | 1.87 percentage points above the 0.63% FDIC money market average (Sep 2026) |
| FDIC certificate | 17123 · Wilmington, DE |
|---|---|
| Website | www.artisansbank.com |
| Branches | 13 branches in DE |
| Availability | Available in DE |
Artisans' Bank savings, CD and money market rates
Personal
How the rate applies
How the rate applies
How the rate applies
IRA
Business
Rates are APY. The national savings average is 0.37% (FDIC, Sep 2026). The top tracked savings rate on Banksparency is 12.00%. Across 60 savings accounts from 59 banks in the Banksparency core savings index, the median advertised rate is 3.65%, and one account in ten advertises 4.20% or more. See the highest savings rates.
Artisans' Bank CD rates
| Term | APY | Minimum | Product |
|---|---|---|---|
| Personal CDs | |||
| 3 months | 2.50% | $1,500 | 3 Month CD |
| 6 months | 4.05% | $1,500 | 6 Month CD |
| 8 months | 3.15% | $1,500 | 8 Month CD |
| 9 months | 3.15% | $1,500 | 9 Month CD |
| 10 months | 3.85% | $1,500 | 10 Month CD |
| 11 months | 3.15% | $1,500 | 11 Month CD |
| 12 months | 3.15% | $1,500 | 12 Month CD |
| 13 months | 2.50% | $1,500 | 13 Month CD |
| 14 months | 3.75% | $1,500 | 14 Month CD |
| 15 months | 4.00% | $1,500 | 15 Month CD |
| 18 months | 2.90% | $1,500 | 18 Month CD |
| 21 months | 2.50% | $1,500 | 21 Month CD |
| 24 months | 2.50% | $1,500 | 24 Month CD |
| 30 months | 2.00% | $1,500 | 30 Month CD |
| 36 months | 2.00% | $1,500 | 36 Month CD |
| 48 months | 2.00% | $1,500 | 48 Month CD |
| 54 months | 2.00% | $1,500 | 54 Month CD |
| 60 months | 2.00% | $1,500 | 60 Month CD |
| IRA CDs | |||
| 6 months | 4.05% | $500 | 6 Month Fixed Rate IRA |
| 8 months | 3.15% | $500 | 8 Month Fixed Rate IRA |
| 9 months | 3.15% | $500 | 9 Month Fixed Rate IRA |
| 10 months | 3.85% | $500 | 10 Month Fixed Rate IRA |
| 11 months | 3.15% | $500 | 11 Month Fixed Rate IRA |
| 12 months | 3.15% | $500 | 12 Month Fixed Rate IRA |
| 12 months | 0.15% | $100 | 1 Year Variable Rate IRA |
| 13 months | 2.50% | $500 | 13 Month Fixed Rate IRA |
| 14 months | 3.75% | $500 | 14 Month Fixed Rate IRA |
| 15 months | 4.00% | $500 | 15 Month Fixed Rate IRA |
| 18 months | 2.90% | $500 | 18 Month Fixed Rate IRA |
| 21 months | 2.50% | $500 | 21 Month Fixed Rate IRA |
| 24 months | 2.50% | $500 | 24 Month Fixed Rate IRA |
| 30 months | 2.00% | $500 | 30 Month Fixed Rate IRA |
| 36 months | 2.00% | $500 | 36 Month Fixed Rate IRA |
| 48 months | 2.00% | $500 | 48 Month Fixed Rate IRA |
| 54 months | 2.00% | $500 | 54 Month Fixed Rate IRA |
| 60 months | 2.00% | $500 | 60 Month Fixed Rate IRA |
Interactive Tool
Calculate Savings for Artisans' Bank
All calculations are based on APY.
Savings Breakdown
- Interest Earned+$961.40(6.4%)
- Total Contributions$13,000
- Initial Deposit$1,000
Projected Balance
$14,961.40
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
What Artisans' Bank pays on deposits
FDIC call report data
An advertised rate tells you what a new savings account earns today. It cannot tell you how the bank has priced the savings and money market deposits it already holds, over time. This section shows that. The figure is computed from the interest expense and deposit balances that every bank files with the FDIC in the same form. That is what makes it comparable across banks and across quarters.
The two figures answer different questions, so they sit side by side and are not combined. The 0.30% needs a balance of at least $125,000. Below that, the account advertises 0.10%.
In Q2 2026, Artisans' Bank paid a higher average rate on savings and money market deposits than 29% of banks that reported a figure (3,938 banks; FDIC call report). The all-bank median was 1.45%.
- Artisans' Bank, savings and money market
- All-bank median
How to read these figures
What the average covers. It is an average across the whole bank, taken from its own quarterly FDIC call report. It covers savings accounts and money market deposit accounts, personal and business, at every balance tier. It also covers accounts that were opened years ago and keep the rate of those years. The FDIC line does not separate consumer accounts.
The second figure. The scale row also shows the average across all interest-bearing deposits: savings, interest checking, money market accounts, CDs, personal and business. That figure covers the whole deposit book. The two are shown separately and are not combined.
What the advertised rate covers. It is the rate that this bank advertises now for a new savings account. Banksparency records it from the bank's website on the date shown beside it.
Why the two differ. They measure different things, so this page shows them side by side and keeps them apart. An advertised rate applies to one account, opened now, at today's price. The average also includes older savings balances at the rates of earlier years, money market balances that were priced in a different rate environment, and business accounts. An average below an advertised rate is the usual result of that arithmetic. On its own it is not evidence about the account that you would open.
What the average is useful for. The bank files the data itself, under reporting instructions that are the same for every filer, and the same computation runs for every bank on this site. That makes it comparable in a way that an advertisement is not. Two things on this page read it: the percentile, which shows where the quarter sits among all filers, and the chart, which shows the direction the figure has moved across quarters.
What the average cannot tell you. It cannot tell you the rate that you would earn. No single customer earns the average. For your rate, read the advertised rate above and the rate tables on this page, each with the date it was observed.
What to do next. Use the advertised rate to work out what a new account earns. Use the chart to see how the quarterly average has moved against the all-bank median. Then compare the advertised rate against the current rates on the savings-rate tables before you open an account.
Definitions: Call Report · Rate Paid on Deposits · Interest-Bearing Deposits · Front Book and Back Book · Deposit Rate Percentile
Average annualized rates paid on savings and money market deposits, and on all interest-bearing deposits, quarterly. The FDIC line for savings includes money market deposit accounts and business savings deposits and does not separate consumer accounts. Source: FDIC call report data, as reported; it may be amended. The percentile compares all FDIC filers, count-weighted. A missing quarter is suppressed, never interpolated. The percentile counts the banks that paid strictly less on savings and money market deposits, one vote per bank, among the 3,938 banks that reported a figure for the quarter ending June 30, 2026.
So what is the catch?
| Product | APY | Min to open | Min to earn | Balance cap | Monthly fee | Requirements | Rate type | 12-mo trend |
|---|---|---|---|---|---|---|---|---|
| Personal | ||||||||
| Premier Yield Savings Account | Up to 0.30% | $1,000 | $0 | None | not stated | not stated | Tiered | |
| Holiday Club Savings Account | 0.15% | $10 | $10 | $24,999.99 | not stated | not stated | Tiered | |
| Fine print: Funds can be withdrawn without penalty only at maturity in October. An earlier withdrawal has a $10 penalty. The higher rate band ends at $24,999.99, and a balance of $25,000 or more earns the lower rate on the entire balance. | ||||||||
| Health Savings Account | 0.10% | $50 | $0 | None | not stated | not stated | One rate | |
| Statement Savings Account | 0.10% | $10 | $0 | None | not stated | not stated | One rate | |
| Premier Money Market Account | 2.50% | $5,000 | $0 | None | not stated | not stated | Tiered | |
| Money Market Statement Savings Account | 0.10% | $1,000 | $0 | None | not stated | not stated | One rate | |
| Fine print: The number of transactions on this account each month is not limited. | ||||||||
| Business | ||||||||
| Business Money Market | 2.50% | $1,000 | $0 | None | not stated | not stated | Tiered | |
| Business Statement Savings | 0.10% | $10 | $0 | None | not stated | not stated | One rate | |
Rate type: one rate applies at every balance. A tiered rate changes with your balance. A promotional rate changes after the period shown. A balance cap is the largest balance the highest rate applies to.
The 12-month trend shows the highest advertised rate observed each day and includes promotional tiers where one applied.
CDs
| Product | Term | APY | Min to open | Early withdrawal fee | Compounding |
|---|---|---|---|---|---|
| Personal CDs | |||||
| 3 Month CD | 3 months | 2.50% | $1,500 | not stated | not stated |
| 6 Month CD | 6 months | 4.05% | $1,500 | not stated | not stated |
| 8 Month CD | 8 months | 3.15% | $1,500 | not stated | not stated |
| 9 Month CD | 9 months | 3.15% | $1,500 | not stated | not stated |
| 10 Month CD | 10 months | 3.85% | $1,500 | not stated | not stated |
| 11 Month CD | 11 months | 3.15% | $1,500 | not stated | not stated |
| 12 Month CD | 12 months | 3.15% | $1,500 | not stated | not stated |
| 13 Month CD | 13 months | 2.50% | $1,500 | not stated | not stated |
| 14 Month CD | 14 months | 3.75% | $1,500 | not stated | not stated |
| 15 Month CD | 15 months | 4.00% | $1,500 | not stated | not stated |
| 18 Month CD | 18 months | 2.90% | $1,500 | not stated | not stated |
| 21 Month CD | 21 months | 2.50% | $1,500 | not stated | not stated |
| 24 Month CD | 24 months | 2.50% | $1,500 | not stated | not stated |
| 30 Month CD | 30 months | 2.00% | $1,500 | not stated | not stated |
| 36 Month CD | 36 months | 2.00% | $1,500 | not stated | not stated |
| 48 Month CD | 48 months | 2.00% | $1,500 | not stated | not stated |
| 54 Month CD | 54 months | 2.00% | $1,500 | not stated | not stated |
| 60 Month CD | 60 months | 2.00% | $1,500 | not stated | not stated |
| IRA CDs | |||||
| 6 Month Fixed Rate IRA | 6 months | 4.05% | $500 | not stated | not stated |
| 8 Month Fixed Rate IRA | 8 months | 3.15% | $500 | not stated | not stated |
| 9 Month Fixed Rate IRA | 9 months | 3.15% | $500 | not stated | not stated |
| 10 Month Fixed Rate IRA | 10 months | 3.85% | $500 | not stated | not stated |
| 11 Month Fixed Rate IRA | 11 months | 3.15% | $500 | not stated | not stated |
| 12 Month Fixed Rate IRA | 12 months | 3.15% | $500 | not stated | not stated |
| 1 Year Variable Rate IRA | 12 months | 0.15% | $100 | not stated | not stated |
| Fine print: The rate on this retirement certificate is variable and can change at any time after the account is opened. | |||||
| 13 Month Fixed Rate IRA | 13 months | 2.50% | $500 | not stated | not stated |
| 14 Month Fixed Rate IRA | 14 months | 3.75% | $500 | not stated | not stated |
| 15 Month Fixed Rate IRA | 15 months | 4.00% | $500 | not stated | not stated |
| 18 Month Fixed Rate IRA | 18 months | 2.90% | $500 | not stated | not stated |
| 21 Month Fixed Rate IRA | 21 months | 2.50% | $500 | not stated | not stated |
| 24 Month Fixed Rate IRA | 24 months | 2.50% | $500 | not stated | not stated |
| 30 Month Fixed Rate IRA | 30 months | 2.00% | $500 | not stated | not stated |
| 36 Month Fixed Rate IRA | 36 months | 2.00% | $500 | not stated | not stated |
| 48 Month Fixed Rate IRA | 48 months | 2.00% | $500 | not stated | not stated |
| 54 Month Fixed Rate IRA | 54 months | 2.00% | $500 | not stated | not stated |
| 60 Month Fixed Rate IRA | 60 months | 2.00% | $500 | not stated | not stated |
Opening and using the account
| Availability | Available in DE |
|---|---|
| Footprint | 13 branches in DE |
| Eligibility | not stated |
How Artisans' Bank behaves over time
Every observation of the advertised Premier Yield Savings Account rate in the last 12 months was 0.30% (observed through Oct 14, 2026). The series includes promotional tiers where one applied.
- 6 months CD
- The same as 30 days ago.
- Premier Money Market Account
- The same as 30 days ago.
- Rate last changed
- Sep 3, 2026(effective date)
$10,000 in Artisans' Bank's Premier Yield Savings Account earns 0.10% overall at the advertised rates, so it grows to $10,010 in a year. Prices rose 3.4% in the year to August 2026 (Consumer Price Index (CPI)). After a year of prices rising at that pace, it buys as much as $9,681 does today. See how the federal funds rate shapes savings rates.
Artisans' Bank CD rates over time
Who is Artisans' Bank?
| Headquarters | Wilmington, DE |
|---|---|
| Founded | 1861 |
| Scale | $718M assets · $643M deposits, $611M of it interest-bearing (Q2 2026, FDIC) |
| Deposit insurance | FDIC insured · Certificate 17123 |
| Charter state | Delaware · one of 16 insured banks chartered there (Q2 2026, FDIC) |
| Size | 1,293rd-largest by deposits of 4,238 insured banks (Q2 2026, FDIC) |
| Deposit growth | Higher than at 41% of 4,226 insured banks over the four quarters to Q2 2026 (FDIC) |
Financial detail is in What Artisans' Bank pays on deposits above.
Common questions about Artisans' Bank
Is Artisans' Bank FDIC insured?
Yes. Artisans' Bank is FDIC insured under certificate 17123, so deposits are covered up to $250,000 per depositor, per ownership category.
What is the minimum deposit at Artisans' Bank?
Artisans' Bank requires a minimum deposit of $1,000 to open its Premier Yield Savings Account, as observed on Oct 14, 2026. Check the bank's current terms before you open an account.
Does the 0.30% apply to my whole balance?
The 0.30% needs a balance of at least $125,000. Below that, the account advertises 0.10%. Rates are as observed on Oct 14, 2026.
Does Artisans' Bank have branches?
Yes. Artisans' Bank operates 13 branches according to FDIC branch records, in addition to its website and mobile apps.
Artisans' Bank against its closest alternatives
| Bank | Savings APY | Rate paid on savings and money market deposits (Q2 2026) | Min deposit | Branches |
|---|---|---|---|---|
| Artisans' Bank | Up to0.30% | 0.91% | $1,000 | 13 branches in DE |
| Access Bank | 0.30% | 2.75% | $100 | 6 branches in NE |
| Ambler Savings Bank | 0.30% | 1.59% | $50 | 7 branches in PA |
| Bonneville Bank | Up to0.30% | 0.05% | not stated | 1 branch in UT |
Each savings APY is the top rate of the account the bank's own page leads with. Alternatives are the three tracked banks whose savings APY is closest to Artisans' Bank's.
Similar banks and related pages
Banks in the same rate band with the same product mix:
Other banks chartered in Delaware, nearest to Artisans' Bank in deposits:
Rate hubs: today's highest savings rates, CD rates by term, and money market rates.
State pages: savings rates in Delaware, and CD rates in Delaware.