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North Carolina

Banks Available in North Carolina

19 banks sell deposit accounts in North Carolina and not across the country. For the ones you can open from any state, see the full directory.

By Aviel Fahl

Newest reading: October 13, 2026|

North Carolina Snapshot

North Carolina Banks

19

state-specific availability

Accounts Tracked

197

Highest North Carolina Savings APY

4.00%

Highest North Carolina CD APY

4.30%

140 terms tracked

Banks That Serve North Carolina

Each one sells where it operates rather than nationwide, so membership or residency conditions can apply.

Sort

A

  • American Pride Bank

    Macon, GA · 8 branches · 3 states

    Savings4.00%
    Money Mkt0.45%
    CD—
  • Atlantic Union Bank

    Richmond City, VA · 185 branches · 4 states

    Savings2.25%
    Money Mkt2.25%
    CD4.05%20 terms

B

  • Bank of America

    Charlotte, NC · 3,823 branches · 39 states

    Savings0.04%
    Money Mkt—
    CD4.00%17 terms

F

  • First Bank

    Strasburg, VA · 33 branches · 2 states

    Savings—
    Money Mkt—
    CD1.55%9 terms
  • First Community Bank

    Bluefield, VA · 67 branches · 4 states

    Savings1.51%
    Money Mkt—
    CD—
  • First Horizon Bank

    Memphis, TN · 416 branches · 12 states

    Savings0.25%
    Money Mkt0.15%
    CD0.10%10 terms
  • FirstBank

    Nashville, TN · 132 branches · 5 states

    Savings3.15%
    Money Mkt3.15%
    CD—

G

  • Gateway First Bank

    Jenks, OK · 16 branches · 39 states

    Savings2.50%
    Money Mkt2.50%
    CD3.85%11 terms

L

  • LifeStore Bank

    West Jefferson, NC · 4 branches · 1 state

    Savings3.20%
    Money Mkt3.20%
    CD—
  • Lumbee Guaranty Bank

    Pembroke, NC · 14 branches · 1 state

    Savings—
    Money Mkt—
    CD4.10%5 terms

M

  • Movement Bank

    Danville, VA · 4 branches · 3 states

    Savings3.05%
    Money Mkt—
    CD—

O

  • Old National Bank

    Evansville, IN · 360 branches · 10 states

    Savings3.85%
    Money Mkt3.85%
    CD4.15%2 terms

P

  • PNC

    Wilmington, DE · 2,427 branches · 51 states

    Savings3.15%
    Money Mkt—
    CD—
  • Paramount Bank

    Hazelwood, MO · 3 branches · 3 states

    Savings1.00%
    Money Mkt0.50%
    CD4.00%8 terms

R

T

  • TD Bank

    Wilmington, DE · 1,051 branches · 16 states

    Savings2.50%
    Money Mkt—
    CD4.30%9 terms

U

  • United Bank

    Fairfax, VA · 237 branches · 9 states

    Savings—
    Money Mkt—
    CD4.05%17 terms
  • United Community Bank

    Greenville, SC · 192 branches · 6 states

    Savings1.15%
    Money Mkt1.15%
    CD3.65%1 term

Also Available in North Carolina

The highest-paying national banks, which anyone in North Carolina can open.

See all national banks
  • Axos Bank

    San Diego, CA · 3 branches · Nationally available

    Savings5.00%
    Money Mkt—
    CD—
  • GO2bank

    Provo, UT · Nationally available

    Savings4.50%
    Money Mkt—
    CD—
  • Elevault

    Arkadelphia, AR · Nationally available

    Savings4.34%
    Money Mkt—
    CD—
  • Peak Bank

    Mccall, ID · Nationally available

    Savings4.27%
    Money Mkt—
    CD3.69%3 terms
  • Climate First Bank

    Saint Petersburg, FL · 4 branches · Nationally available

    Savings4.26%
    Money Mkt3.96%
    CD4.33%3 terms