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California

Banks Available in California

24 banks sell deposit accounts in California and not across the country. For the ones you can open from any state, see the full directory.

By Aviel Fahl

Newest reading: October 13, 2026|

California Snapshot

California Banks

24

state-specific availability

Accounts Tracked

412

Highest California Savings APY

5.00%

Highest California CD APY

4.48%

305 terms tracked

Banks That Serve California

Each one sells where it operates rather than nationwide, so membership or residency conditions can apply.

Sort

A

B

  • BMO Bank

    Chicago, IL · 987 branches · 23 states

    Savings2.76%
    Money Mkt2.76%
    CD3.35%15 terms
  • Bank of America

    Charlotte, NC · 3,823 branches · 39 states

    Savings0.04%
    Money Mkt—
    CD4.00%17 terms
  • Banner Bank

    Walla Walla, WA · 167 branches · 6 states

    Savings2.53%
    Money Mkt—
    CD—

C

E

F

  • FFB Bank

    Fresno, CA · 3 branches · 1 state

    Savings1.06%
    Money Mkt1.06%
    CD2.79%10 terms
  • First Bank

    St. Louis, MO · 75 branches · 3 states

    Savings4.00%
    Money Mkt0.02%
    CD4.20%18 terms

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M

  • Metropolitan Bank

    Oakland, CA · 4 branches · 1 state

    Savings0.50%
    Money Mkt0.50%
    CD0.50%15 terms

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O

  • OneUnited Bank

    Boston, MA · 5 branches · 3 states

    Savings0.40%
    Money Mkt0.15%
    CD0.30%11 terms

P

  • PCB Bank

    Los Angeles, CA · 19 branches · 5 states

    Savings—
    Money Mkt—
    CD3.00%6 terms
  • PNC

    Wilmington, DE · 2,427 branches · 51 states

    Savings3.15%
    Money Mkt—
    CD—

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T

  • Tri Counties Bank

    Chico, CA · 77 branches · 1 state

    Savings—
    Money Mkt—
    CD3.70%2 terms

U

W

  • WaFd Bank

    Seattle, WA · 213 branches · 9 states

    Savings5.00%
    Money Mkt2.00%
    CD4.00%4 terms

Also Available in California

The highest-paying national banks, which anyone in California can open.

See all national banks
  • Axos Bank

    San Diego, CA · 3 branches · Nationally available

    Savings5.00%
    Money Mkt—
    CD—
  • GO2bank

    Provo, UT · Nationally available

    Savings4.50%
    Money Mkt—
    CD—
  • Elevault

    Arkadelphia, AR · Nationally available

    Savings4.34%
    Money Mkt—
    CD—
  • Peak Bank

    Mccall, ID · Nationally available

    Savings4.27%
    Money Mkt—
    CD3.69%3 terms
  • Climate First Bank

    Saint Petersburg, FL · 4 branches · Nationally available

    Savings4.26%
    Money Mkt3.96%
    CD4.33%3 terms