Climate First Bank vs. Colorado Federal Savings Bank
Compare rates, requirements, and features side-by-side to find the best option for you.
| Metric | Climate First BankSuper Duper Savings Account Jan 7, 2026 | Colorado Federal Savings BankPremier Savings Jan 7, 2026 |
|---|---|---|
| APY | 4.21% | 4.05% |
Est. Earnings | $5,000+$211 $10,000+$421 $25,000+$1,053 | $5,000+$0 $10,000+$0 $25,000+$0 |
Min Deposit | $50 | $50,000 |
Snapshot view. Rates subject to change. | ||
| Features | FDIC InsuredLow MinimumsGreat iOS AppGreat Android AppIn-Person AccessZelle® Supported | FDIC InsuredHigh MinimumGreat iOS App |
Comparison Analysis
Comparing Climate First Bank vs. Colorado Federal Savings Bank
As of Climate First Bank offers an APY of 4.21% for its Super Duper Savings Account, with a minimum balance of $0, compared to Colorado Federal Savings Bank's 4.05% APY for its Premier Savings account, with a minimum balance of $50,000.
Climate First Bank pays $16 more than Colorado Federal Savings Bank on a $10,000 balance after one year. Climate First Bank pays $421, while Colorado Federal Savings Bank pays $405 - an APY advantage for Climate First Bank.
In addition, Colorado Federal Savings Bank also offers 4.00% APY for the High Yield Savings account, with a minimum balance of $1.
Why Climate First Bank?
- ✓Higher potential APY (4.21% vs 4.00%-4.05%) on all balances
- ✓Physical branch access (3 locations in Florida (St. Petersburg, Mount Dora, Winter Park), and one coming soon in Orlando, FL)
- ✓Higher rated iOS app (4.9 vs 4.3)
- ✓Higher rated Android app (4.4 vs 0.0)
- ✓Fast transfers via Zelle®
Why Colorado Federal Savings Bank?
- ✓Offers 2 different high-yield savings options
— Key Feature Differences —
Better Returns at $10,000
Climate First BankClimate First Bank's Super Duper Savings Account earns more on smaller deposits (approx. $421 vs $0/yr).
Better Returns at $25,000
Climate First BankClimate First Bank's Super Duper Savings Account pulls ahead with larger amounts (approx. $1053 vs $0/yr).
Best Mobile App Experience
Climate First BankClimate First Bank offers an iOS app rated 4.9 (vs. 4.3) and Android app rated 4.4 (vs. 0.0)
Shared Benefits
Over a 1-year period, Climate First Bank's Super Duper Savings Account pays $16 more interest on a $10,000 balance than Colorado Federal Savings Bank's Premier Savings.
*This calculation assumes current rates remain consistent for 1 year and does not include temporary bonuses.
Executive Summary as of
Climate First Bank offers a competitive Super Duper Savings Account with an APY of 4.21%, making it the top choice for savers looking for higher returns. This account requires a minimum deposit of $50 and has no maintenance fees if electronic statements are selected. In contrast, Colorado Federal Savings Bank's High Yield Savings account provides a slightly lower APY of 4.00% and is an online-only option with a minimum deposit of just $1. While both banks do not require direct deposits, Climate First Bank stands out for its superior APY and better mobile app experience.
The analysis is based on current Banksparency database records
* This content is provided for informational purposes only; always verify details with the provider.
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Climate First Bank vs. Colorado Federal Savings Bank Savings Calculator
You earn $80 more with Climate First Bank than Colorado Federal Savings Bank on a $50,000 initial deposit for 1 year*.
*This calculation assumes that APYs remain unchanged for 1 year, and takes into account known promo rate periods, but does not factor in bonuses. You can see how often these banks have changed their rates in the Compare Savings Rates Over Time section below.
Climate First Bank
Super Duper Savings Account
Savings Breakdown
- Interest Earned+$2,105.00(4.0%)
- Total Contributions$0
- Initial Deposit$50,000
Projected Balance
$52,105.00
Colorado Federal Savings Bank
Premier Savings
Savings Breakdown
- Interest Earned+$2,025.00(3.9%)
- Total Contributions$0
- Initial Deposit$50,000
Projected Balance
$52,025.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
| Feature | Climate First Bank | Colorado Federal Savings Bank |
|---|---|---|
| APY | 4.21% Verified: 1/7/2026 - | 4.05% Verified: 1/7/2026 ↘︎ 0.10%90d Change |
| Product Name | Super Duper Savings Account | Premier Savings |
| Minimum Deposit | $50 | $50,000 |
| Min. Balance for APY | $0 | $50,000 |
| Monthly Fee | $0, if electronic statements selected, otherwise $5 | $0 |
| Branch Access | Yes | None |
| Account Type | Online & Branches | Online Only |
| Direct Deposit Req. | None | None |
| Checking Bundle | No | No |
| Mobile Apps | iOS4.9 Android4.4 | iOS4.3 Android- |
| Zelle® Support | Available Verified in Climate First Bank Personal app. | Not Supported |
| BBB Rating | B+ | A+ |
| Next Steps | Visit SiteVerify at Climate First Bank Non-sponsored link to official site | Visit SiteVerify at Colorado Federal Savings Bank Non-sponsored link to official site |
📈 Compare Savings Rates Over Time
Historical Performance
| Metric | Climate First Bank | Colorado Federal Savings Bank | |
|---|---|---|---|
| Super Duper Savings Account | Premier Savings | High Yield Savings | |
Current APY | 4.21% | 4.05% | 4.00% |
Trend | Stable | Stable | Stable |
Velocity (bps/mo) | 0.0 | 0.0 | 0.0 |
Days Since Change | 43 | 43 | 43 |
1-Month High | 4.21% | 4.05% | 4.00% |
1-Month Low | 4.21% | 4.05% | 4.00% |
Adjustments / Mo | 0.00 | 0.00 | 0.00 |
Volatility Score | 0.000 | 0.000 | 0.000 |
How to read these metrics(Click to expand)
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High Rates (With Checking Bundle)
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