E*TRADE from Morgan Stanley vs. Marcus by Goldman Sachs
Compare rates, requirements, and features side-by-side to find the best option for you.
E*TRADE from Morgan Stanley
Premium Savings Account
3.75%APYDec 10, 2025FDIC InsuredNo MinimumsGreat iOS AppGreat Android AppShow Fine Print & Trends Hide Details
E*TRADE from Morgan Stanley
Premium Savings Account
Marcus by Goldman Sachs
Marcus Online Savings Account
3.65%APYDec 10, 2025FDIC InsuredNo MinimumsGreat iOS AppGreat Android AppShow Fine Print & Trends Hide Details
Marcus by Goldman Sachs
Marcus Online Savings Account
Market Reality Check
Both of these banks offer rates below the current top tier. The best rates we track are currently above 4.25% APY.
E*TRADE from Morgan Stanley vs. Marcus by Goldman Sachs Savings Calculator
E*TRADE from Morgan Stanley earns $64.1 more than Marcus by Goldman Sachs.
E*TRADE from Morgan Stanley
Premium Savings Account
Savings Breakdown
- Interest Earned+$2,273.80(11.2%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,273.80
Marcus by Goldman Sachs
Marcus Online Savings Account
Savings Breakdown
- Interest Earned+$2,209.70(10.9%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,209.70
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
Comparison Analysis
Comparing E*TRADE from Morgan Stanley vs. Marcus by Goldman Sachs
Why E*TRADE from Morgan Stanley?
No distinct advantages found vs Marcus by Goldman Sachs.
Why Marcus by Goldman Sachs?
No distinct advantages found vs E*TRADE from Morgan Stanley.
— Key Feature Differences —
Better Returns at $25,000
E*TRADE from Morgan StanleyE*TRADE from Morgan Stanley's Premium Savings Account pulls ahead with larger amounts (approx. $938 vs $912/yr).
Shared Benefits
Over a 1-year period, E*TRADE from Morgan Stanley's Premium Savings Account pays $10 more interest on a $10,000 balance than Marcus by Goldman Sachs's Marcus Online Savings Account.
*This calculation assumes current rates remain consistent for 1 year and does not include temporary bonuses.
Executive Summary
E*TRADE from Morgan Stanley offers a Premium Savings Account with a competitive APY of 3.75%, making it the higher-yield option compared to Marcus by Goldman Sachs, which has an APY of 3.65% for its Online Savings Account. Both accounts require no minimum deposit or maintenance fees and are available online only. E*TRADE's account notably provides better returns at larger balances, yielding approximately $938 annually at $25,000, compared to Marcus's $912. Both banks do not require direct deposit, and customers can benefit from daily compounding.
Analysis generated based on current Banksparency database records
* AI-generated content provided for informational purposes only. Accuracy is not guaranteed; always verify details with the provider.
Top Market Contenders
See who beats both E*TRADE from Morgan Stanley and Marcus by Goldman Sachs.
| Feature | E*TRADE from Morgan Stanley | Marcus by Goldman Sachs |
|---|---|---|
| APY | 3.75% Verified: 12/10/2025 ↘︎ 0.25%90d Change | 3.65% Verified: 12/10/2025 Stable (90d) |
| Product Name | Premium Savings Account | Marcus Online Savings Account |
| Minimum Deposit | $0 | $0 |
| Min. Balance for APY | $0+ | $0 |
| Monthly Fee | $0 | $0 |
| Branch Access | None | None |
| Account Type | Online Only | Online Only |
| Direct Deposit Req. | None | None |
| Checking Bundle | No | No |
| Mobile Apps | iOS4.7 Android4.7 | iOS4.9 Android4.4 |
| BBB Rating | D- | A+ |
| Next Steps |
📈 Compare Savings Rates Over Time
Historical Performance
| Metric | E*TRADE from Morgan Stanley | Marcus by Goldman Sachs |
|---|---|---|
| Premium Savings Account | Marcus Online Savings Account | |
Current APY | 3.75% | 3.65% |
Trend | Stable | Stable |
Velocity (bps/mo) | -3.2 | -2.2 |
Days Since Change | 78 | 196 |
10-Month High | 4.00% | 3.90% |
10-Month Low | 3.75% | 3.65% |
Adjustments / Mo | 0.10 | 0.20 |
Volatility Score | 0.030 | 0.022 |
How to read these metrics(Click to expand)
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