Climate First Bank vs. Vio Bank
Compare rates, requirements, and features side-by-side to find the best option for you.
Climate First Bank
Super Duper Savings Account
4.21%APYDec 6, 2025FDIC InsuredLow MinimumsGreat iOS AppGreat Android AppIn-Person AccessShow Fine Print & Trends Hide Details
Climate First Bank
Super Duper Savings Account
Vio Bank
Online Savings Account
4.16%APYDec 6, 2025FDIC InsuredLow MinimumsGreat iOS AppShow Fine Print & Trends Hide Details
Vio Bank
Online Savings Account
Comparison Analysis
Comparing Climate First Bank vs. Vio Bank
Why Climate First Bank?
- ✓Physical branch access (3 locations in Florida (St. Petersburg, Mount Dora, Winter Park), and one coming soon in Orlando, FL)
- ✓Higher rated Android app (4.4 vs 3.4)
Why Vio Bank?
No distinct advantages found vs Climate First Bank.
— Key Feature Differences —
Best Mobile App Experience
Climate First BankClimate First Bank offers an iOS app rated 4.9 (vs. 4.6) and Android app rated 4.4 (vs. 3.4)
Shared Benefits
Over a 1-year period, Climate First Bank's Super Duper Savings Account pays $5 more interest on a $10,000 balance than Vio Bank's Online Savings Account.
Executive Summary
Climate First Bank offers a Super Duper Savings Account with a competitive APY of 4.21%, making it the top choice compared to Vio Bank's Online Savings Account, which has an APY of 4.16%. Both accounts have no maintenance fees if electronic statements are selected, and neither requires direct deposit. However, Climate First Bank has a lower minimum deposit requirement of $50, while Vio Bank requires $100. Additionally, Climate First Bank is noted for its superior mobile app experience, with an iOS rating of 4.9 and an Android rating of 4.4. Overall, Climate First Bank's higher APY and better app experience position it as the winner.
Analysis generated based on current Banksparency database records
* AI-generated content provided for informational purposes only. Accuracy is not guaranteed; always verify details with the provider.
Top Market Contenders
See who beats both Climate First Bank and Vio Bank.
| Feature | Climate First Bank | Vio Bank |
|---|---|---|
| APY | 4.21% Verified: 12/6/2025 - | 4.16% Verified: 12/6/2025 - |
| Product Name | Super Duper Savings Account | Online Savings Account |
| Minimum Deposit | $50 | $100 |
| Min. Balance for APY | $0 | $0 |
| Monthly Fee | $0, if electronic statements selected, otherwise $5 | $0, if electronic statements selected, otherwise $5 |
| Branch Access | Yes | None |
| Account Type | Online & Branches | Online Only |
| Direct Deposit Req. | None | None |
| Checking Bundle | No | No |
| Mobile Apps | iOS4.9 Android4.4 | iOS4.6 Android3.4 |
| BBB Rating | A- | A+ |
| Next Steps |
Savings Comparison
Climate First Bank earns $32.5 more than Vio Bank.
Climate First Bank
Super Duper Savings Account
Savings Breakdown
- Interest Earned+$2,570.80(12.5%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,570.80
Vio Bank
Online Savings Account
Savings Breakdown
- Interest Earned+$2,538.30(12.4%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,538.30
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
📈 Compare Savings Rates Over Time
Historical Performance
| Metric | Climate First Bank | Vio Bank |
|---|---|---|
| Super Duper Savings Account | Online Savings Account | |
Current APY | 4.21% | 4.16% |
Trend | Stable | Stable |
Velocity (bps/mo) | 0.0 | -0.0 |
Days Since Change | 11 | 11 |
1-Month High | 4.21% | 4.16% |
1-Month Low | 4.21% | 4.16% |
Adjustments / Mo | 0.00 | 0.00 |
Volatility Score | 0.000 | 0.000 |
How to read these metrics(Click to expand)
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