Capital One vs Chase Bank
High-Yield Savings Account Comparison

Compare Capital One's vs Chase Bank's Savings Accounts

  • Affirm - 3.85% APY
  • All America Bank - 1.50-3.25% APY
  • Ally Bank - 3.60% APY
  • Amalgamated Bank - 2.25% APY
  • American Express - 3.60% APY
  • Axos Bank - 4.66% APY
  • Bank5 Connect - 4.05% APY
  • Bank of America - 0.01% APY
  • Barclays - 4.00-4.20% APY
  • Bask Bank - 4.20% APY
  • Betterment - 4.00% APY
  • BMO Alto - 3.60% APY
  • Bread Savings - 4.30% APY
  • BrioDirect - 4.30% APY
  • Carver Bank - 4.00% APY
  • Charles Schwab Bank - 0.15% APY
  • Chime - 1.25-3.75% APY
  • CIBC Bank USA - 4.11% APY
  • CIT Bank - 0.25-4.10% APY
  • Citibank - 3.60% APY
  • Citizens Access™ - 3.70% APY
  • Colorado Federal Savings Bank - 4.25% APY
  • ConnectOne Bank - 4.00% APY
  • Customers Bank - 4.23% APY
  • Discover Bank - 3.60% APY
  • E*TRADE from Morgan Stanley - 4.00% APY
  • EverBank - 4.30% APY
  • Evergreen Bank Group - 4.25% APY
  • First Foundation Bank - 4.25% APY
  • Fitness Bank - 5.00% APY
  • Flagstar Bank - 4.00% APY
  • Forbright Bank - 4.25% APY
  • FVCbank - 4.45% APY
  • High Plains Bank - 0.23-3.82% APY
  • Jenius Bank - 4.20% APY
  • LendingClub - 3.40-4.40% APY
  • Live Oak Bank - 4.10% APY
  • Marcus by Goldman Sachs - 3.65% APY
  • My Banking Direct - 4.40% APY
  • MySavingsDirect - 3.75% APY
  • Neighbors Bank - 4.60% APY
  • Newtek Bank - 4.35% APY
  • OMB Bank - 4.56% APY
  • Openbank - 4.40% APY
  • Peak Bank - 4.44% APY
  • Pibank - 4.60% APY
  • PNC - 3.95% APY
  • Poppy Bank - 4.25% APY
  • Popular Direct - 4.05% APY
  • Presidential Bank - 4.00-4.50% APY
  • Prime Alliance Bank - 4.15% APY
  • Primis Bank - 4.35% APY
  • Quontic Bank - 3.85% APY
  • RBMAX - 4.15% APY
  • Rising Bank - 4.30% APY
  • ROGER - 4.65% APY
  • Salem Five Direct - 4.01% APY
  • Sallie Mae Bank - 3.90% APY
  • Santander Bank - 0.03% APY
  • SoFi Bank - 3.80-3.80% APY
  • Synchrony Bank - 4.00% APY
  • TAB Bank - 4.26% APY
  • TD Bank - 0.05-3.25% APY
  • The State Exchange Bank - 4.10% APY
  • TIMBR - 4.40% APY
  • UFB Direct - 4.01-4.21% APY
  • Upgrade - 4.02% APY
  • Valley Direct - 4.40% APY
  • Varo Bank - 2.50-5.00% APY
  • Western Alliance Bank - 4.30% APY
  • Zynlo Bank - 4.35% APY
BankCapital One
Chase Bank
Product360 Performance SavingsChase Savings℠
APY
3.60% (as of 5/28/2025)0.01% (as of 5/28/2025)
Bundled Account
NoNo
FDIC-insured
YesYes
Online OnlyNoNo
Compound Frequency
MonthlyMonthly
Minimum Deposit$0$0
Minimum Balance for APY$0$0
Maintenance Fee$0$5
Direct Deposit Required
NoNo
App Store Rating4.9/54.8/5
Google Play Rating4.5/54.4/5
BBB RatingA+A+
NoteN/AAPY may vary by market. The maintenance fee may be waived under some circumstances, such as if the account balance is maintained with at least $300 each day, or you set up automatic transfers from a linked Chase account, etc.
VisitCapital One's 360 Performance SavingsChase Bank's Chase Savings℠

Historical APY Insights (Last 4 Months)

Capital OneChase Bank
Product360 Performance SavingsvsChase Savings℠
Latest APY3.60 %0.01 %
TrendSidewaysSideways
Slope (bps/mo)-4.7-0.0
Rate Changes / Mo0.500.00
Days Since Last Change50119
High (-4 m)3.80 %0.01 %
Low (-4 m)3.60 %0.01 %
Draw-down from High-5.3 %0.0 %
Volatility (CV)0.0170.000

Calculate Savings Growth for Capital One vs Chase Bank

All calculations are based on APY.

Capital One

APY: 3.60%

Total savings breakdown:

  • Interest earned: $36 (3.47%)
  • Total contributions: $0 (0.00%)
  • Initial deposit: $1,000 (96.53%)

Your total balance

$1,036.00

Effective APY: 3.60% (based on your deposit and contributions)

Total balance: $1,036

Earnings: $36

Bank Details

Chase Bank

APY: 0.01%

Total savings breakdown:

  • Interest earned: $0 (0.00%)
  • Total contributions: $0 (0.00%)
  • Initial deposit: $1,000 (100.00%)

Your total balance

$1,000.00

Effective APY: 0.01% (based on your deposit and contributions)

Total balance: $1,000

Earnings: $0

Bank Details

After 1 year, Capital One would earn you $36 more than Chase Bank.