Highest Bump-Up CD Rates in Kansas
9 Kansas-specific products
The Kansas market
Kansas accounts
9
Institutions
6
Top Kansas APY
3.65% APY
Nationally: 4.35% APY
FDIC national average
1.73%
As of Sep 2026
9 bump-up CDs are open only to Kansas residents, from 6 institutions. The highest advertised APY among them is 3.65%.
The highest nationally available rate is 4.35% APY, 70 basis points above the Kansas leader.
9 of the 9 Kansas bump-up CDs advertise more than the FDIC national average of 1.73% for 12-month CDs as of Sep 2026.
Kansas-Specific Bump-Up CDs Rates
Bump-Up CDs rates specifically available to Kansas residents.
| # | Institution & CD | Rate & Features | Minimum Deposit | Actions |
|---|---|---|---|---|
| #1 | 3.65%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #2 | 3.10%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #3 | 2.52%APY Observed: Oct 7, 2026 Branches: Yes | $10,000 | ||
| #4 | 2.50%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #5 | 2.25%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #6 | 2.25%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #7 | 2.02%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #8 | 2.00%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #9 | 1.86%APY Observed: Oct 3, 2026 Branches: Yes | $500 |
$1,000
Yes
$1,000
Yes
$10,000
Yes
$1,000
Yes
$1,000
Yes
$1,000
Yes
$500
Yes
$1,000
Yes
$500
Yes
Nationally Available Bump-Up CDs Rates
The 7 highest bump-up cds rates available nationwide, including in Kansas.
| Institution | Product / Term | APY |
|---|---|---|
| Rising Bank | Rising CD 18-Month18 months | 4.35% |
| Marcus by Goldman Sachs | 20-Month Rate Bump CD20 months | 4.35% |
| Rising Bank | Rising CD 26-Month26 months | 3.15% |
| Synchrony Bank | 24 Month Bump-Up CD24 months | 3.00% |
| Clear Lake Bank and Trust Company | 27 Month Bump Up CD27 months | 2.85% |
| Climate First Bank | 15-Month Flex CD15 months | 2.68% |
| Citibank | 30-Month Step-Up CD30 months | 0.10% |