BrioDirect vs. Climate First Bank
Compare rates, requirements, and features side-by-side to find the best option for you.
BrioDirect
High-Yield Savings Account
4.00%APYDec 6, 2025FDIC InsuredMod. MinimumGreat iOS AppGreat Android AppShow Fine Print & Trends Hide Details
BrioDirect
High-Yield Savings Account
Climate First Bank
Super Duper Savings Account
4.21%APYDec 6, 2025FDIC InsuredLow MinimumsGreat iOS AppGreat Android AppIn-Person AccessShow Fine Print & Trends Hide Details
Climate First Bank
Super Duper Savings Account
Comparison Analysis
Comparing BrioDirect vs. Climate First Bank
Why BrioDirect?
No distinct advantages found vs Climate First Bank.
Why Climate First Bank?
- ✓Higher potential APY (4.21% vs 4.00%) on all balances
- ✓Physical branch access (3 locations in Florida (St. Petersburg, Mount Dora, Winter Park), and one coming soon in Orlando, FL)
— Key Feature Differences —
Better Returns at $10,000
Climate First BankClimate First Bank's Super Duper Savings Account earns more on smaller deposits (approx. $421 vs $400/yr).
Better Returns at $25,000
Climate First BankClimate First Bank's Super Duper Savings Account pulls ahead with larger amounts (approx. $1053 vs $1000/yr).
Best for Simplicity
Climate First BankClimate First Bank's Super Duper Savings Account offers 4.21% APY with no bundling, direct deposit requirement or caps.
Best Mobile App Experience
Climate First BankClimate First Bank offers an iOS app rated 4.9 (vs. 4.7) and Android app rated 4.4 (vs. 4.3)
Shared Benefits
Over a 1-year period, Climate First Bank's Super Duper Savings Account pays $21 more interest on a $10,000 balance than BrioDirect's High-Yield Savings Account.
Executive Summary
BrioDirect offers a High-Yield Savings Account with a competitive APY of 4.00%, requiring a minimum deposit of $5,000 and maintaining a balance of $25, with no maintenance fees. However, Climate First Bank's Super Duper Savings Account surpasses this with an APY of 4.21%, making it the winner for higher returns, especially beneficial for both smaller deposits (minimum $50) and larger amounts. This account also has no maintenance fees if electronic statements are selected, and it does not require direct deposit. Both accounts are FDIC insured and available online, but BrioDirect is exclusively online, while Climate First Bank also offers physical branch access.
Analysis generated based on current Banksparency database records
* AI-generated content provided for informational purposes only. Accuracy is not guaranteed; always verify details with the provider.
Top Market Contenders
See who beats both BrioDirect and Climate First Bank.
| Feature | BrioDirect | Climate First Bank |
|---|---|---|
| APY | 4.00% Verified: 12/6/2025 ↘︎ 0.30%90d Change | 4.21% Verified: 12/6/2025 - |
| Product Name | High-Yield Savings Account | Super Duper Savings Account |
| Minimum Deposit | $5,000 | $50 |
| Min. Balance for APY | $25 | $0 |
| Monthly Fee | $0 | $0, if electronic statements selected, otherwise $5 |
| Branch Access | None | Yes |
| Account Type | Online Only | Online & Branches |
| Direct Deposit Req. | None | None |
| Checking Bundle | No | No |
| Mobile Apps | iOS4.7 Android4.3 | iOS4.9 Android4.4 |
| BBB Rating | B- | A- |
| Next Steps |
Savings Comparison
Climate First Bank earns $136.1 more than BrioDirect.
BrioDirect
High-Yield Savings Account
Savings Breakdown
- Interest Earned+$2,434.70(11.9%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,434.70
Climate First Bank
Super Duper Savings Account
Savings Breakdown
- Interest Earned+$2,570.80(12.5%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,570.80
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
📈 Compare Savings Rates Over Time
Historical Performance
| Metric | BrioDirect | Climate First Bank |
|---|---|---|
| High-Yield Savings Account | Super Duper Savings Account | |
Current APY | 4.00% | 4.21% |
Trend | Stable | Stable |
Velocity (bps/mo) | 0.0 | 0.0 |
Days Since Change | 10 | 10 |
1-Month High | 4.00% | 4.21% |
1-Month Low | 4.00% | 4.21% |
Adjustments / Mo | 0.00 | 0.00 |
Volatility Score | 0.000 | 0.000 |
How to read these metrics(Click to expand)
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