Highest Savings Account Rates
Compare high-yield savings accounts with the highest rates:
- ✅ FDIC-insured banks ranked solely by Annual Percentage Yield (APY)
- 📈 Top-tier interest rates up to 5.00% APY, as of July 3, 2025
- 🔎 Easy-to-use filters to help find your ideal savings account
Top 20 Savings Rates
TIP: Use the drop-down filters above to narrow the selection.
1. Fitness Bank
Savings Account: Fitness Elite Checking & Fitness Savings Combo
Top APY: 5.00%→
Minimum Deposit: $100
Minimum Balance for APY: $100
| Feature | Details |
|---|---|
| APY: | 5.00% (7/3/2025) |
| APY Trend: | Stable for the last month |
| Note: | This is a tiered account. To earn the highest tier you must make 15 debit card transactions per Account Period, maintain $5,000 avg. minimum balance in the Elite Checking account, track at least 10,000 avg. daily steps using the FitnessBank Step Tracker app, as well as maintain a savings balance of $100. Failure to do so will result in a lower APY. See bank for more details and all tiers. |
| Maintenance Fee: | $10. Waived for average daily balances > $100 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 1.7/5 Google Play Rating: N/A |
| Bundled: | Yes |
| Direct Deposit Required: | No |
| Compound Freq.: | Daily |
| Eligibility: | United States |
| FDIC-insured: | Yes |
| Affiliation: | FitnessBank is a division of Affinity Bank (formerly Atlanta Business Bank). Newton Federal is also a division of Affinity Bank and the same company. Affinity Bancshares INC (Nasdaq: AFBI) serves as the holding company |
| Better Business Bureau (BBB): | BBB Rating: A+ |
Calculate Savings for Fitness Bank
Fitness Elite Checking & Fitness Savings Combo (APY: 5.00%)
Total savings breakdown:
- Interest earned: $5 (4.76%)
- Total contributions: $0 (0.00%)
- Initial deposit: $100 (95.24%)
Your total balance
$105.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
2. Varo Bank
Savings Account: High-Yield Savings Account
Top APY: 5.00%→
Minimum Deposit: $0
Minimum Balance for APY: $0.01
| Feature | Details |
|---|---|
| APY: | 2.50% - 5.00% (7/3/2025) |
| APY Trend: | Stable for the last month |
| Note: | Earn 5.00% APY on up to $5,000 and 2.50% APY on the rest. Direct deposit required. |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 4.9/5 Google Play Rating: 4.7/5 |
| Bundled: | No |
| Direct Deposit Required: | Yes. Min. $1,000/month |
| Compound Freq.: | Daily |
| Eligibility: | United States |
| FDIC-insured: | Yes |
| Affiliation: | Varo Money, Inc. |
| Better Business Bureau (BBB): | BBB Rating: A- BBB Accredited |
| Branches: | None |
Calculate Savings for Varo Bank
High-Yield Savings Account (APY: 2.50% ⎼ 5.00%)
Total savings breakdown:
- Interest earned: $5 (4.76%)
- Total contributions: $0 (0.00%)
- Initial deposit: $100 (95.24%)
Your total balance
$105.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
3. Axos Bank
Savings Account: Axos ONE
Top APY: 4.66%→
Minimum Deposit: $0
Minimum Balance for APY: $0
| Feature | Details |
|---|---|
| APY: | 4.66% (7/3/2025) |
| APY Trend: | Stable for the last month |
| Note: | This APY is only available with the Axos ONE savings and checking bundle. To qualify, you must either set up a direct deposit of $1,500 and maintain an average daily balance of more than $1,500 in your ONE Checking account, or receive at least $5,000 in total monthly qualifying deposits and maintain an average daily balance of more than $5,000. |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 4.7/5 Google Play Rating: 4.5/5 |
| Bundled: | Yes |
| Direct Deposit Required: | No. Not required, but is the easiest way to earn the highest APY. |
| Compound Freq.: | Daily |
| Eligibility: | United States |
| FDIC-insured: | Yes |
| Affiliation: | Holding company of Axos Financial, Inc. (NYSE: AX) |
| Better Business Bureau (BBB): | BBB Rating: A+ BBB Accredited |
| Branches: | None |
Calculate Savings for Axos Bank
Axos ONE (APY: 4.66%)
Total savings breakdown:
- Interest earned: $5 (4.76%)
- Total contributions: $0 (0.00%)
- Initial deposit: $100 (95.24%)
Your total balance
$105.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
4. Neighbors Bank
Savings Account: Neighbors Savings Account
Top APY: 4.60%→
Minimum Deposit: $0
Minimum Balance for APY: $0
| Feature | Details |
|---|---|
| APY: | 4.60% (7/3/2025) |
| APY Trend: | Stable for the last month |
| Note: | Balances up to $250,000 earn 4.60% APY. Anything above will earn 0.05% APY. |
| Maintenance Fee: | $0 |
| Online Only: | No |
| Mobile Apps: | App Store Rating: 3.5/5 Google Play Rating: 4.2/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | N/A |
| Eligibility: | Not available in Delaware. |
| FDIC-insured: | Yes |
| Affiliation: | N/A |
| Better Business Bureau (BBB): | BBB Rating: A+ Not BBB Accredited |
| Branches: | One location in Columbia, Missouri |
Calculate Savings for Neighbors Bank
Neighbors Savings Account (APY: 4.60%)
Total savings breakdown:
- Interest earned: $5 (4.76%)
- Total contributions: $0 (0.00%)
- Initial deposit: $100 (95.24%)
Your total balance
$105.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
5. Pibank
Savings Account: Pibank Savings
Top APY: 4.60%→
Minimum Deposit: $0
Minimum Balance for APY: $0.01
| Feature | Details |
|---|---|
| APY: | 4.60% (7/3/2025) |
| APY Trend: | Stable for the last month |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 2.4/5 Google Play Rating: 1.7/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | Daily |
| Eligibility: | United States |
| FDIC-insured: | Yes |
| Affiliation: | Pibank is a brand of Intercredit Bank, N.A. |
| Better Business Bureau (BBB): | BBB Rating: A Not BBB Accredited |
| Branches: | None |
Calculate Savings for Pibank
Pibank Savings (APY: 4.60%)
Total savings breakdown:
- Interest earned: $5 (4.76%)
- Total contributions: $0 (0.00%)
- Initial deposit: $100 (95.24%)
Your total balance
$105.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
6. Fitness Bank
Savings Account: Fitness Savings Account
Top APY: 4.55%→
Minimum Deposit: $100
Minimum Balance for APY: $100
| Feature | Details |
|---|---|
| APY: | 4.55% (7/3/2025) |
| APY Trend: | Stable for the last month |
| Note: | This is a tiered account. To earn the highest tier you must track at least 12,500 avg. daily steps using the FitnessBank Step Tracker app as well as maintain a balance of $100. Failure to do so will result in a lower APY. See bank for more details and all tiers. |
| Maintenance Fee: | $10. Waived for average daily balances > $100 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 1.7/5 Google Play Rating: N/A |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | Daily |
| Eligibility: | United States |
| FDIC-insured: | Yes |
| Affiliation: | FitnessBank is a division of Affinity Bank (formerly Atlanta Business Bank). Newton Federal is also a division of Affinity Bank and the same company. Affinity Bancshares INC (Nasdaq: AFBI) serves as the holding company |
| Better Business Bureau (BBB): | BBB Rating: A+ |
Calculate Savings for Fitness Bank
Fitness Savings Account (APY: 4.55%)
Total savings breakdown:
- Interest earned: $5 (4.76%)
- Total contributions: $0 (0.00%)
- Initial deposit: $100 (95.24%)
Your total balance
$105.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
7. Presidential Bank
Savings Account: Advantage Savings
Top APY: 4.50%→
Minimum Deposit: $5,000
Minimum Balance for APY: N/A
| Feature | Details |
|---|---|
| APY: | 4.00% - 4.50% (7/3/2025) |
| APY Trend: | Stable for the last month |
| Maintenance Fee: | $0 |
| Online Only: | No |
| Mobile Apps: | App Store Rating: 4.8/5 Google Play Rating: 4.2/5 |
| Bundled: | Yes |
| Direct Deposit Required: | Yes. To earn the higher APY you need a monthly direct deposit into an Advantage Checking Account of $500. |
| Compound Freq.: | Monthly |
| Eligibility: | United States |
| FDIC-insured: | Yes |
| Affiliation: | N/A |
| Better Business Bureau (BBB): | BBB Rating: B- Not BBB Accredited |
| Branches: | 10 locations in Maryland, Virginia and Washington D.C. |
Calculate Savings for Presidential Bank
Advantage Savings (APY: 4.00% ⎼ 4.50%)
Total savings breakdown:
- Interest earned: $225 (4.31%)
- Total contributions: $0 (0.00%)
- Initial deposit: $5,000 (95.69%)
Your total balance
$5,225.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
8. Peak Bank
Savings Account: Envision High Yield Savings
Top APY: 4.44%→
Minimum Deposit: $100
Minimum Balance for APY: N/A
| Feature | Details |
|---|---|
| APY: | 4.44% (7/3/2025) |
| APY Trend: | Stable for the last month |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 4.8/5 Google Play Rating: 4.7/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | Daily |
| Eligibility: | United States |
| FDIC-insured: | Yes |
| Affiliation: | Peak Bank is a division of Idaho First Bank |
| Better Business Bureau (BBB): | BBB Rating: A+ Not BBB Accredited |
| Branches: | None |
Calculate Savings for Peak Bank
Envision High Yield Savings (APY: 4.44%)
Total savings breakdown:
- Interest earned: $4 (3.85%)
- Total contributions: $0 (0.00%)
- Initial deposit: $100 (96.15%)
Your total balance
$104.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
9. LendingClub
Savings Account: LevelUp Savings
Top APY: 4.40%→
Minimum Deposit: $0
Minimum Balance for APY: $0
| Feature | Details |
|---|---|
| APY: | 3.40% - 4.40% (7/3/2025) |
| APY Trend: | Stable for the last month |
| Note: | The advertised "LevelUp Rate" APY of 4.40% is only available if you deposit $250+ into the account each month. Otherwise the "Standard Rate" of 3.40% applies. |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 4.8/5 Google Play Rating: 4.6/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | Daily |
| Eligibility: | United States |
| FDIC-insured: | Yes |
| Affiliation: | LendingClub Corporation (NYSE: LC) is the parent company of LendingClub Bank |
| Better Business Bureau (BBB): | BBB Rating: A+ Not BBB Accredited. |
| Branches: | None |
Calculate Savings for LendingClub
LevelUp Savings (APY: 3.40% ⎼ 4.40%)
Total savings breakdown:
- Interest earned: $4 (3.85%)
- Total contributions: $0 (0.00%)
- Initial deposit: $100 (96.15%)
Your total balance
$104.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
10. TIMBR
Savings Account: Premium Savings Account
Top APY: 4.40%→
Minimum Deposit: $1,000
Minimum Balance for APY: $0
| Feature | Details |
|---|---|
| APY: | 4.40% (7/3/2025) |
| APY Trend: | Stable for the last month |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: N/A Google Play Rating: N/A |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | Daily |
| Eligibility: | United States |
| FDIC-insured: | Yes |
| Affiliation: | TIMBR is a division of Bridgewater Bank |
| Better Business Bureau (BBB): | BBB Rating: A+ Not BBB Accredited |
Calculate Savings for TIMBR
Premium Savings Account (APY: 4.40%)
Total savings breakdown:
- Interest earned: $44 (4.21%)
- Total contributions: $0 (0.00%)
- Initial deposit: $1,000 (95.79%)
Your total balance
$1,044.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
11. FVCbank
Savings Account: Advantage Direct Savings
Top APY: 4.35%↘︎
Minimum Deposit: $500
Minimum Balance for APY: $500
| Feature | Details |
|---|---|
| APY: | 4.35% (7/3/2025) |
| APY Trend: | -0.10% MoM |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 4.4/5 Google Play Rating: 3.8/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | N/A |
| Eligibility: | United States |
| FDIC-insured: | Yes |
| Affiliation: | N/A |
| Better Business Bureau (BBB): | BBB Rating: A+ |
Calculate Savings for FVCbank
Advantage Direct Savings (APY: 4.35%)
Total savings breakdown:
- Interest earned: $22 (4.21%)
- Total contributions: $0 (0.00%)
- Initial deposit: $500 (95.79%)
Your total balance
$522.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
12. Newtek Bank
Savings Account: Personal High Yield Savings
Top APY: 4.35%→
Minimum Deposit: $0
Minimum Balance for APY: $0.01
| Feature | Details |
|---|---|
| APY: | 4.35% (7/3/2025) |
| APY Trend: | Stable for the last month |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 4.5/5 Google Play Rating: 4.2/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | Daily |
| Eligibility: | United States |
| FDIC-insured: | Yes |
| Affiliation: | NewtekOne (NASDAQ: NEWT) |
| Better Business Bureau (BBB): | BBB Rating: A+ BBB Accredited |
| Branches: | None |
Calculate Savings for Newtek Bank
Personal High Yield Savings (APY: 4.35%)
Total savings breakdown:
- Interest earned: $4 (3.85%)
- Total contributions: $0 (0.00%)
- Initial deposit: $100 (96.15%)
Your total balance
$104.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
13. Primis Bank
Savings Account: Primis Savings Account
Top APY: 4.35%→
Minimum Deposit: $1
Minimum Balance for APY: $0
| Feature | Details |
|---|---|
| APY: | 4.35% (7/3/2025) |
| APY Trend: | Stable for the last month |
| Note: | Primis deposit accounts are not available in Puerto Rico or other US territories. |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 4.5/5 Google Play Rating: 4.3/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | Monthly |
| Eligibility: | United States |
| FDIC-insured: | Yes |
| Affiliation: | Primis Financial Corp. (Nasdaq: FRST) is the holding company for Primis Bank |
| Better Business Bureau (BBB): | BBB Rating: A+ Not BBB Accredited |
| Branches: | Locations in Virginia |
Calculate Savings for Primis Bank
Primis Savings Account (APY: 4.35%)
Total savings breakdown:
- Interest earned: $4 (3.85%)
- Total contributions: $0 (0.00%)
- Initial deposit: $100 (96.15%)
Your total balance
$104.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
14. Zynlo Bank
Savings Account: Tomorrow Savings Account
Top APY: 4.35%→
Minimum Deposit: $10
Minimum Balance for APY: $0.01
| Feature | Details |
|---|---|
| APY: | 4.35% (7/3/2025) |
| APY Trend: | Stable for the last month |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 3.9/5 Google Play Rating: 3.3/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | Daily |
| Eligibility: | United States |
| FDIC-insured: | Yes |
| Affiliation: | ZYNLO® is a registered trademark of PeoplesBank |
| Better Business Bureau (BBB): | BBB Rating: A+ Not BBB Accredited |
Calculate Savings for Zynlo Bank
Tomorrow Savings Account (APY: 4.35%)
Total savings breakdown:
- Interest earned: $4 (3.85%)
- Total contributions: $0 (0.00%)
- Initial deposit: $100 (96.15%)
Your total balance
$104.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
15. Bread Savings
Savings Account: High-Yield Savings Account
Top APY: 4.30%→
Minimum Deposit: $100
Minimum Balance for APY: $0
| Feature | Details |
|---|---|
| APY: | 4.30% (7/3/2025) |
| APY Trend: | Stable for the last month |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 4.6/5 Google Play Rating: 4.5/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | Daily |
| Eligibility: | United States |
| FDIC-insured: | Yes |
| Affiliation: | Bread Financial Holdings, Inc. (NYSE: BFH), until 2022 known as Alliance Data Systems Corporation. All deposit products are provided by Comenity Capital Bank, a Utah state-chartered bank and a Bread Financial company. |
| Better Business Bureau (BBB): | BBB Rating: A+ BBB Accredited (Comenity Capital Bank) |
| Branches: | None |
Calculate Savings for Bread Savings
High-Yield Savings Account (APY: 4.30%)
Total savings breakdown:
- Interest earned: $4 (3.85%)
- Total contributions: $0 (0.00%)
- Initial deposit: $100 (96.15%)
Your total balance
$104.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
16. BrioDirect
Savings Account: High-Yield Savings Account
Top APY: 4.30%→
Minimum Deposit: $5,000
Minimum Balance for APY: $25
| Feature | Details |
|---|---|
| APY: | 4.30% (7/3/2025) |
| APY Trend: | Stable for the last month |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 4.7/5 Google Play Rating: 4.4/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | Daily |
| Eligibility: | United States |
| FDIC-insured: | Yes |
| Affiliation: | BrioDirect is the online brand of Webster Bank, N.A. (its holding company Webster Financial Corporation has been assigned this ticker symbol NYSE:WBS), and opening an account with BrioDirect will make you a Webster Bank client. |
| Better Business Bureau (BBB): | BBB Rating: B- Not BBB Accredited |
| Branches: | None. You cannot make use of Webster Bank's branches. |
Calculate Savings for BrioDirect
High-Yield Savings Account (APY: 4.30%)
Total savings breakdown:
- Interest earned: $215 (4.12%)
- Total contributions: $0 (0.00%)
- Initial deposit: $5,000 (95.88%)
Your total balance
$5,215.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
17. EverBank
Savings Account: Performance Savings
Top APY: 4.30%→
Minimum Deposit: $0
Minimum Balance for APY: $0
| Feature | Details |
|---|---|
| APY: | 4.30% (7/3/2025) |
| APY Trend: | Stable for the last month |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 2.3/5 Google Play Rating: 2.8/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | Daily |
| Eligibility: | United States |
| FDIC-insured: | Yes |
| Affiliation: | Formerly known as TIAA Bank (sale completed 1 Aug, 2023) |
| Better Business Bureau (BBB): | BBB Rating: A+ Not BBB Accredited |
| Branches: | 11 locations in Florida and California |
Calculate Savings for EverBank
Performance Savings (APY: 4.30%)
Total savings breakdown:
- Interest earned: $4 (3.85%)
- Total contributions: $0 (0.00%)
- Initial deposit: $100 (96.15%)
Your total balance
$104.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
18. My Banking Direct
Savings Account: High Yield Savings Account
Top APY: 4.30%→
Minimum Deposit: $500
Minimum Balance for APY: $1
| Feature | Details |
|---|---|
| APY: | 4.30% (7/3/2025) |
| APY Trend: | Stable for the last month |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 4.7/5 Google Play Rating: 4.3/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | N/A |
| Eligibility: | United States |
| FDIC-insured: | Yes |
| Affiliation: | My Banking Direct is a service of Flagstar Bank N.A. (subsidiary of Flagstar Financial, Inc., formerly New York Community Bancorp, Inc., dating back to 1859) |
| Better Business Bureau (BBB): | BBB Rating: A+ Not BBB Accredited. |
| Branches: | None. You cannot make use of Flagstar Bank's branches. |
Calculate Savings for My Banking Direct
High Yield Savings Account (APY: 4.30%)
Total savings breakdown:
- Interest earned: $22 (4.21%)
- Total contributions: $0 (0.00%)
- Initial deposit: $500 (95.79%)
Your total balance
$522.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
19. Openbank
Savings Account: High-Yield Savings Account
Top APY: 4.30%↘︎
Minimum Deposit: $500
Minimum Balance for APY: $0
| Feature | Details |
|---|---|
| APY: | 4.30% (7/3/2025) |
| APY Trend: | -0.10% MoM |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 3.4/5 Google Play Rating: 4.0/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | Monthly |
| Eligibility: | United States |
| FDIC-insured: | Yes |
| Affiliation: | Openbank is a division of Santander Bank, N.A. |
| Better Business Bureau (BBB): | BBB Rating: A+ Not BBB Accredited |
| Branches: | None |
Calculate Savings for Openbank
High-Yield Savings Account (APY: 4.30%)
Total savings breakdown:
- Interest earned: $22 (4.21%)
- Total contributions: $0 (0.00%)
- Initial deposit: $500 (95.79%)
Your total balance
$522.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
20. Rising Bank
Savings Account: High-Yield Savings Account
Top APY: 4.30%→
Minimum Deposit: $1,000
Minimum Balance for APY: $1,000
| Feature | Details |
|---|---|
| APY: | 4.30% (7/3/2025) |
| APY Trend: | Stable for the last month |
| Note: | Interest is calculated daily based on your deposit balance and credited monthly. However, since the account does not offer compounding, you only earn interest (4.30% APY) on the original deposit and not on any previously earned interest. |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 4.7/5 Google Play Rating: 4.5/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | Doesn't compound |
| Eligibility: | United States |
| FDIC-insured: | Yes |
| Affiliation: | Rising Bank is a division of Midwest BankCentre® |
| Better Business Bureau (BBB): | BBB Rating: A+ BBB Accredited |
| Branches: | None |
Calculate Savings for Rising Bank
High-Yield Savings Account (APY: 4.30%)
Total savings breakdown:
- Interest earned: $43 (4.12%)
- Total contributions: $0 (0.00%)
- Initial deposit: $1,000 (95.88%)
Your total balance
$1,043.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.