Highest Youth Savings Account Rates in Nebraska
11 Nebraska-specific products
The Nebraska market
Nebraska accounts
11
Institutions
10
Top Nebraska APY
5.00% APY
Nationally: 3.56% APY
FDIC national average
0.38%
As of Oct 2026
11 youth savings accounts are open only to Nebraska residents, from 10 institutions. The highest advertised APY among them is 5.00%.
The highest nationally available rate is 3.56% APY, 144 basis points below the Nebraska leader.
7 of the 11 Nebraska youth savings accounts advertise more than the FDIC national average of 0.38% for savings accounts as of Oct 2026.
Nebraska-Specific Youth Savings Accounts
Youth Savings accounts specifically available to Nebraska residents.
| # | Institution & Rate | Earned in a year at $10,000 | Requirements & Features | Minimum Deposit | Actions |
|---|---|---|---|---|---|
| #1 | Pathway Bank Penny Pals Savings Up to4.75%APY On balances of $2,000 or less · 1.85% above No min. balance for APY Observed: Oct 31, 2026 Show Details | +$185per yearEffective: 1.85% | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $50 | |
| #2 | Pathway Bank Pathfinder Savings Up to4.75%APY On balances of $5,000 or less · 1.85% above No min. balance for APY Observed: Oct 31, 2026 Show Details | +$185per yearEffective: 1.85% | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $50 | |
| #3 | Show Details | +$181per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $50 | |
| #4 | First Nebraska Bank Little Sprout Savings Account 1.36%APY No min. balance for APY Observed: Oct 28, 2026 Show Details | +$136per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $10 | |
| #5 | Citizens Bank & Trust Company Lil Savers Account 1.00%APY No min. balance for APY Observed: Oct 28, 2026 Show Details | +$100per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $1 | |
| #6 | Show Details | +$50per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $25 | |
| #7 | Show Details | +$30per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $1 | |
| #8 | Show Details | +$25per year | Deposit Insurance FDIC InsuredFeatures No MinimumsIn-Person Access | $0 | |
| #9 | Show Details | +$20per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $10 | |
| #10 | I3 Bank SuperSaver Kids Club Savings Up to5.00%APY On balances of $500 or less · 0.10% above Observed: Oct 31, 2026 Show Details | +$10per yearEffective: 0.10% | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $25 | |
| #11 | Show Details | +$5per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $25 |
Pathway Bank
Penny Pals Savings
On balances of $2,000 or less · 1.85% above
What to Watch
The advertised rate applies only to the first $2,000 of the balance. The portion above that earns a much lower rate.
Show Fine Print & Trends Hide Details
| Min. Deposit | $50 |
| Min. Balance | $0.01 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 1992) |
| Eligibility | For children aged 0 to 12. |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
No movement is shown for an “Up to” rate.
Pathway Bank
Pathfinder Savings
On balances of $5,000 or less · 1.85% above
What to Watch
The advertised rate applies only to the first $5,000 of the balance. The portion above that earns a much lower rate.
Show Fine Print & Trends Hide Details
| Min. Deposit | $50 |
| Min. Balance | $0.01 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 1992) |
| Eligibility | For young savers aged 13 to 18. |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
No movement is shown for an “Up to” rate.
First PREMIER Bank
PREMIER Kids Club Savings Account
What to Watch
At age 13, the account rolls into a First PREMIER Regular Savings Account.
Show Fine Print & Trends Hide Details
| Min. Deposit | $50 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 6085) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
First Nebraska Bank
Little Sprout Savings Account
Show Fine Print & Trends Hide Details
| Min. Deposit | $10 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 12248) |
| Eligibility | Savings account for customers 16 years of age or younger (Adult joint owner required). |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Citizens Bank & Trust Company
Lil Savers Account
Show Fine Print & Trends Hide Details
| Min. Deposit | $1 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 5469) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Dundee Bank
Apple Blossom Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $25 |
| Min. Balance | $25 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 10643) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Wahoo State Bank
Penny Paw-tners Savings
What to Watch
Three debits each month are free. Each debit after the third costs 50 cents.
Show Fine Print & Trends Hide Details
| Min. Deposit | $1 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 1163) |
| Eligibility | Available only to children 12 and younger. |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
United Republic Bank
Grow UR Savings
What to Watch
For customers 18 years of age or younger.
Show Fine Print & Trends Hide Details
| Min. Deposit | $0 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 58359) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Enterprise Bank
First Savings
What to Watch
Each debit transaction after the first three costs $0.25.
Show Fine Print & Trends Hide Details
| Min. Deposit | $10 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 33380) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
I3 Bank
SuperSaver Kids Club Savings
On balances of $500 or less · 0.10% above
What to Watch
The stated APY is paid on balances up to $500. Balances above that earn a lower rate.
Show Fine Print & Trends Hide Details
| Min. Deposit | $25 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | monthly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 8595) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
No movement is shown for an “Up to” rate.
Cornhusker Bank
Youth Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $25 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 14264) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Rates are annual percentage yields (APY). A variable rate may change after the account is opened. Fees could reduce the earnings on the account.
Nationally Available Youth Savings Accounts
The 4 highest-rate youth savings accounts available nationwide, including in Nebraska.
| Institution | Product / Term | APY |
|---|---|---|
| Climate First Bank | Youth Savings | 3.56% |
| Capital One | Kids Savings Account | 2.50% |
| Axos Bank | First Savings | 0.25% |
| Carver Bank | Youth Savings | 0.10% |
Rates are annual percentage yields (APY). A variable rate may change after the account is opened. Fees could reduce the earnings on the account.