Highest Health Savings Account (HSA) Rates in Connecticut
10 Connecticut-specific products
The Connecticut market
Connecticut accounts
10
Institutions
10
Top Connecticut APY
0.30% APY
Nationally: 1.01% APY
FDIC national average
0.38%
As of Oct 2026
10 health savings accounts (HSAs) are open only to Connecticut residents, from 10 institutions. The highest advertised APY among them is 0.30%.
The highest nationally available rate is 1.01% APY, 71 basis points above the Connecticut leader.
0 of the 10 Connecticut health savings accounts (HSAs) advertise more than the FDIC national average of 0.38% for savings accounts as of Oct 2026.
Connecticut-Specific Health Savings (HSA) Accounts
Health Savings (HSA) accounts specifically available to Connecticut residents.
| # | Institution & Rate | Earned in a year at $10,000 | Requirements & Features | Minimum Deposit | Actions |
|---|---|---|---|---|---|
| #1 | Liberty Bank Health Savings Account Up to0.30%APY Needs at least $5,000 No min. balance for APY Observed: Oct 14, 2026 Show Details | +$30per year | Deposit Insurance FDIC InsuredFeatures No MinimumsIn-Person Access | $0 | |
| #2 | Show Details | +$15per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $1 | |
| #3 | Ion Bank Health Savings Account Up to0.10%APY Needs at least $5,000 Min. balance: $50 Observed: Oct 21, 2026 Show Details | +$10per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $0 | |
| #4 | The Torrington Savings Bank Premier Health Savings Up to0.15%APY Needs at least $25,000 No min. balance for APY Observed: Oct 23, 2026 Show Details | +$10per year | We could not confirm: minimum deposit. Deposit Insurance FDIC InsuredFeatures No MinimumsIn-Person Access | N/A | |
| #5 | Thomaston Savings Bank Health Savings Account Up to0.15%APY Needs at least $50,000 No min. balance for APY Observed: Oct 22, 2026 Show Details | +$10per year | Deposit Insurance FDIC InsuredFeatures No MinimumsIn-Person Access | $0 | |
| #6 | Show Details | +$5per year | Deposit Insurance FDIC InsuredFeatures No MinimumsIn-Person Access | $0 | |
| #7 | The Camden National Bank Health Savings Account Up to0.05%APY Needs at least $100,000 Observed: Oct 21, 2026 Show Details | +$3per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $25 | |
| #8 | Union Savings Bank Health Savings Account Up to0.05%APY Needs at least $25,000 No min. balance for APY Observed: Oct 23, 2026 Show Details | +$3per year | Deposit Insurance FDIC InsuredFeatures No MinimumsIn-Person Access | $0 | |
| #9 | Windsor Federal Bank Health Savings Account (HSA) 0.02%APY No min. balance for APY Observed: Oct 23, 2026 Show Details | +$2per year | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person Access | $10 | |
| #10 | Show Details | +$1per year | Deposit Insurance FDIC InsuredFeatures No MinimumsIn-Person Access | $0 |
Liberty Bank
Health Savings Account
Needs at least $5,000
Show Fine Print & Trends Hide Details
| Min. Deposit | $0 |
| Min. Balance | $0.01 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 17943) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
The First Bank of Greenwich
Health Savings Account
Show Fine Print & Trends Hide Details
| Min. Deposit | $1 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 58307) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Ion Bank
Health Savings Account
Needs at least $5,000
Show Fine Print & Trends Hide Details
| Min. Deposit | $0 |
| Min. Balance | $50 |
| Maintenance Fee | $0 |
| Compound Freq | daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 18198) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
The Torrington Savings Bank
Premier Health Savings
Needs at least $25,000
We could not confirm: minimum deposit.
Show Fine Print & Trends Hide Details
| Min. Deposit | N/A |
| Min. Balance | $0.01 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 16636) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
No movement is shown for an “Up to” rate.
Thomaston Savings Bank
Health Savings Account
Needs at least $50,000
Show Fine Print & Trends Hide Details
| Min. Deposit | $0 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 18258) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
No movement is shown for an “Up to” rate.
Northwest Community Bank
Health Savings Account
Show Fine Print & Trends Hide Details
| Min. Deposit | $0 |
| Min. Balance | $0.01 |
| Maintenance Fee | $0 |
| Compound Freq | monthly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 18229) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
The Camden National Bank
Health Savings Account
Needs at least $100,000
Show Fine Print & Trends Hide Details
| Min. Deposit | $25 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 4255) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
No movement is shown for an “Up to” rate.
Union Savings Bank
Health Savings Account
Needs at least $25,000
Show Fine Print & Trends Hide Details
| Min. Deposit | $0 |
| Min. Balance | $0.01 |
| Maintenance Fee | $0 |
| Compound Freq | monthly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 18190) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
No movement is shown for an “Up to” rate.
Windsor Federal Bank
Health Savings Account (HSA)
Show Fine Print & Trends Hide Details
| Min. Deposit | $10 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | monthly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 29632) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Patriot Bank, National Association
Health Savings Account
Show Fine Print & Trends Hide Details
| Min. Deposit | $0 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 33928) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Nationally Available Health Savings (HSA) Accounts
The 2 highest-rate health savings (hsa) accounts available nationwide, including in Connecticut.