Climate First Bank vs. Elevault
Compare rates, requirements, and features side-by-side to find the best option for you.
Climate First Bank
Super Duper Savings Account
4.21%APYDec 6, 2025FDIC InsuredLow MinimumsGreat iOS AppGreat Android AppIn-Person AccessShow Fine Print & Trends Hide Details
Climate First Bank
Super Duper Savings Account
Elevault
High Yield Savings Account
4.08%APYDec 6, 2025FDIC InsuredNo MinimumsShow Fine Print & Trends Hide Details
Elevault
High Yield Savings Account
Comparison Analysis
Comparing Climate First Bank vs. Elevault
Why Climate First Bank?
- ✓Higher potential APY (4.21% vs 4.08%) on all balances
- ✓Physical branch access (3 locations in Florida (St. Petersburg, Mount Dora, Winter Park), and one coming soon in Orlando, FL)
- ✓Higher rated iOS app (4.9 vs 3.7)
- ✓Higher rated Android app (4.4 vs 3.9)
Why Elevault?
No distinct advantages found vs Climate First Bank.
— Key Feature Differences —
Better Returns at $10,000
Climate First BankClimate First Bank's Super Duper Savings Account earns more on smaller deposits (approx. $421 vs $408/yr).
Better Returns at $25,000
Climate First BankClimate First Bank's Super Duper Savings Account pulls ahead with larger amounts (approx. $1053 vs $1020/yr).
Best Mobile App Experience
Climate First BankClimate First Bank offers an iOS app rated 4.9 (vs. 3.7) and Android app rated 4.4 (vs. 3.9)
Shared Benefits
Over a 1-year period, Climate First Bank's Super Duper Savings Account pays $13 more interest on a $10,000 balance than Elevault's High Yield Savings Account.
Executive Summary
Climate First Bank's Super Duper Savings Account offers a competitive APY of 4.21%, making it the winner compared to Elevault's High Yield Savings Account, which has an APY of 4.08%. Both accounts have no maintenance fees and do not require direct deposit, with Climate First Bank requiring a minimum deposit of $50, while Elevault has no minimum deposit requirement. Additionally, Climate First Bank is noted for its superior mobile app experience. Elevault's account is online-only and limits daily deposits to $2,500, with interest applicable only on balances up to $250,000.
Analysis generated based on current Banksparency database records
* AI-generated content provided for informational purposes only. Accuracy is not guaranteed; always verify details with the provider.
Top Market Contenders
See who beats both Climate First Bank and Elevault.
| Feature | Climate First Bank | Elevault |
|---|---|---|
| APY | 4.21% Verified: 12/6/2025 - | 4.08% Verified: 12/6/2025 ↘︎ 0.52%90d Change |
| Product Name | Super Duper Savings Account | High Yield Savings Account |
| Minimum Deposit | $50 | $0 |
| Min. Balance for APY | $0 | $0 |
| Monthly Fee | $0, if electronic statements selected, otherwise $5 | $0 |
| Branch Access | Yes | None |
| Account Type | Online & Branches | Online Only |
| Direct Deposit Req. | None | None |
| Checking Bundle | No | No |
| Mobile Apps | iOS4.9 Android4.4 | iOS3.7 Android3.9 |
| BBB Rating | A- | A+ |
| Important Notes | - | The 4.08% APY is up to $250,000. Balances above that earn no interest. Daily deposit limit is $2,500. |
| Next Steps |
Savings Comparison
Climate First Bank earns $84.4 more than Elevault.
Climate First Bank
Super Duper Savings Account
Savings Breakdown
- Interest Earned+$2,570.80(12.5%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,570.80
Elevault
High Yield Savings Account
Savings Breakdown
- Interest Earned+$2,486.40(12.1%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,486.40
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
📈 Compare Savings Rates Over Time
Historical Performance
| Metric | Climate First Bank | Elevault |
|---|---|---|
| Super Duper Savings Account | High Yield Savings Account | |
Current APY | 4.21% | 4.08% |
Trend | Stable | Stable |
Velocity (bps/mo) | 0.0 | 0.0 |
Days Since Change | 11 | 11 |
1-Month High | 4.21% | 4.08% |
1-Month Low | 4.21% | 4.08% |
Adjustments / Mo | 0.00 | 0.00 |
Volatility Score | 0.000 | 0.000 |
How to read these metrics(Click to expand)
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