High-Yield Savings Account Comparison

Climate First Bank vs. Forbright Bank

Compare rates, requirements, and features side-by-side to find the best option for you.

Analysis by Aviel Fahl
Updated December 6, 2025
Advertising Disclosure: We may earn a commission from partner links.

Climate First Bank

Super Duper Savings Account

4.21%
APY
Dec 6, 2025
FDIC InsuredLow MinimumsGreat iOS AppGreat Android AppIn-Person Access
Show Fine Print & Trends

Rate Stability

StableNo rate changes in last 7 days

Forbright Bank

Growth Savings

4.00%
APY
Dec 6, 2025
FDIC InsuredNo MinimumsGreat iOS AppGreat Android App
Show Fine Print & Trends

Comparison Analysis

Comparing Climate First Bank vs. Forbright Bank

Updated: Dec 6, 2025

Why Climate First Bank?

  • Higher potential APY (4.21% vs 3.65%-4.00%) on all balances

Why Forbright Bank?

  • Offers 3 different high-yield savings options

— Key Feature Differences —

Better Returns at $10,000
Climate First Bank

Climate First Bank's Super Duper Savings Account earns more on smaller deposits (approx. $421 vs $400/yr).

Better Returns at $25,000
Climate First Bank

Climate First Bank's Super Duper Savings Account pulls ahead with larger amounts (approx. $1053 vs $1000/yr).

Best for Simplicity
Climate First Bank

Climate First Bank's Super Duper Savings Account offers 4.21% APY with no bundling, direct deposit requirement or caps.

Shared Benefits

Available Nationwide Available to New & Existing Customers
The Bottom Line

Over a 1-year period, Climate First Bank's Super Duper Savings Account pays $21 more interest on a $10,000 balance than Forbright Bank's Growth Savings.

Forbright BankClimate First Bank
Automated Data Audit

Executive Summary

Climate First Bank offers a competitive Super Duper Savings Account with an APY of 4.21%, making it the clear choice for savers looking for higher returns without any direct deposit requirements or maintenance fees. In contrast, Forbright Bank's highest-yielding product, the Growth Savings account, provides a slightly lower APY of 4.00%. While Forbright also has additional savings options like the Bright Savings and Sprout Savings accounts, they do not match the APY of Climate First Bank's offering. Both banks have no minimum balance requirements, but Forbright's accounts may require branch access in the Washington, D.C. metro area.

Analysis generated based on current Banksparency database records

* AI-generated content provided for informational purposes only. Accuracy is not guaranteed; always verify details with the provider.

Top Market Contenders

See who beats both Climate First Bank and Forbright Bank.

Compare All High-Yield Savings Accounts
Pibank
Pibank Savings
FDIC InsuredNo Minimums
4.60% APY
+0.39% vs Climate First Bank
Better Rate
Neighbors Bank
Neighbors Savings Account
FDIC InsuredNo MinimumsGreat Android App
4.50% APY
+0.29% vs Climate First Bank
Better Rate
Axos Bank
Axos ONE
FDIC InsuredNo MinimumsGreat iOS AppGreat Android App
4.31% APY
+0.10% vs Climate First Bank
Better Rate
FeatureClimate First BankForbright Bank
APY
4.21%
Verified: 12/6/2025
-
4.00%
Verified: 12/6/2025
↘︎ 0.25%90d Change
Product NameSuper Duper Savings AccountGrowth Savings
Minimum Deposit$50$0
Min. Balance for APY$0$0
Monthly Fee$0, if electronic statements selected, otherwise $5$0
Branch AccessYesNone
Account Type
Online & Branches
Online Only
Direct Deposit Req.NoneNone
Checking BundleNoNo
Mobile Apps
iOS4.9
Android4.4
iOS4.8
Android4.6
BBB RatingA-A+
Next Steps

Savings Comparison

Calculations based on current APY.
$
$

Climate First Bank earns $136.1 more than Forbright Bank.

Climate First Bank

Super Duper Savings Account

4.21% APY

Savings Breakdown

  • Interest Earned
    +$2,570.80(12.5%)
  • Total Contributions
    $13,000
  • Initial Deposit
    $5,000

Projected Balance

$20,570.80

Effective APY
4.21%

Forbright Bank

Growth Savings

4.00% APY

Savings Breakdown

  • Interest Earned
    +$2,434.70(11.9%)
  • Total Contributions
    $13,000
  • Initial Deposit
    $5,000

Projected Balance

$20,434.70

Effective APY
4.00%

The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.

📈 Compare Savings Rates Over Time

Historical Performance

Last 1 Month Analysis
MetricClimate First BankForbright Bank
Super Duper Savings AccountSprout SavingsBright SavingsGrowth Savings
Current APY
4.21%3.65%3.65%4.00%
Trend
Stable Stable Stable Stable
Velocity (bps/mo)
0.00.00.00.0
Days Since Change
11111111
1-Month High
4.21%3.65%3.65%4.00%
1-Month Low
4.21%3.65%3.65%4.00%
Adjustments / Mo
0.000.000.000.00
Volatility Score
0.0000.0000.0000.000
How to read these metrics(Click to expand)

Trends & Velocity

  • Trend: The general direction of the rate over the analyzed period. Useful for spotting if a bank is currently aggressive or pulling back.
  • Velocity (bps/mo): Speed of change. A high positive number means they raise rates quickly. 10 bps = 0.10%.
  • Adjustments/Mo: "Twitchiness." High frequency means the rate changes constantly; low frequency means it's stable.

Risk & Range

  • High/Low: The absolute ceiling and floor of the rate during the 12-day window.
  • Volatility Score: Lower is better for predictability. It indicates how wildly the rate swings relative to its average.
  • Days Since Change: If this number is high (e.g., >90), the rate is very sticky. If low, it changed recently.

More Comparisons

Compare Climate First Bank's APY of 4.21% with other banks
Bank PairCompetitor APYMin Deposit
Climate First Bank vs Ally Bank3.30%$0
Climate First Bank vs American Express3.40%$0
Climate First Bank vs Axos Bank4.31%$0
Climate First Bank vs Bank of America0.01%$100
Climate First Bank vs Barclays4.00%$0
Climate First Bank vs Bask Bank3.90%$0
Climate First Bank vs BMO Alto3.25%$0
Climate First Bank vs BrioDirect4.00%$5,000
Climate First Bank vs Capital One3.40%$0
Climate First Bank vs Chase Bank0.01%$0
Climate First Bank vs Chime3.50%$0
Climate First Bank vs CIT Bank3.75%$100
Climate First Bank vs Citibank3.30%$0
Climate First Bank vs Citizens Access™3.35%$0.01
Climate First Bank vs Discover Bank3.40%$0
Climate First Bank vs Elevault4.08%$0
Climate First Bank vs EverBank4.05%$0
Climate First Bank vs Fitness Bank4.75%$100
Climate First Bank vs FNBO Direct3.00%$1
Climate First Bank vs FVCbank3.85%$500
Climate First Bank vs GO2bank4.50%$0
Climate First Bank vs Ivy Bank4.25%$2,500
Climate First Bank vs LendingClub4.20%$0
Climate First Bank vs Marcus by Goldman Sachs3.65%$0
Climate First Bank vs Neighbors Bank4.50%$0
Climate First Bank vs Newtek Bank4.35%$0.01
Climate First Bank vs Openbank4.20%$500
Climate First Bank vs Peak Bank4.20%$100
Climate First Bank vs Pibank4.60%$0
Climate First Bank vs PNC3.53%$0
Climate First Bank vs Presidential Bank4.00%$5,000
Climate First Bank vs Quontic Bank3.75%$100
Climate First Bank vs Salem Five Direct3.71%$10
Climate First Bank vs Santander Bank0.01%$25
Climate First Bank vs SoFi Bank4.30%$0
Climate First Bank vs Synchrony Bank3.65%$0
Climate First Bank vs TIMBR4.40%$1,000
Climate First Bank vs UFB Direct3.71%$5000
Climate First Bank vs Valley Direct4.10%$1,000
Climate First Bank vs Varo Bank5.00%$0
Climate First Bank vs Vio Bank4.16%$100
Climate First Bank vs Wealthfront4.15%$0
Climate First Bank vs Wells Fargo0.05%$25
Climate First Bank vs Zynlo Bank4.05%$10
Compare Forbright Bank's APY of 4.00% with other banks
Bank PairCompetitor APYMin Deposit
Forbright Bank vs Ally Bank3.30%$0
Forbright Bank vs American Express3.40%$0
Forbright Bank vs Axos Bank4.31%$0
Forbright Bank vs Bank of America0.01%$100
Forbright Bank vs Barclays4.00%$0
Forbright Bank vs Bask Bank3.90%$0
Forbright Bank vs BMO Alto3.25%$0
Forbright Bank vs BrioDirect4.00%$5,000
Forbright Bank vs Capital One3.40%$0
Forbright Bank vs Chase Bank0.01%$0
Forbright Bank vs Chime3.50%$0
Forbright Bank vs CIT Bank3.75%$100
Forbright Bank vs Citibank3.30%$0
Forbright Bank vs Citizens Access™3.35%$0.01
Forbright Bank vs Discover Bank3.40%$0
Forbright Bank vs Elevault4.08%$0
Forbright Bank vs EverBank4.05%$0
Forbright Bank vs Fitness Bank4.75%$100
Forbright Bank vs FNBO Direct3.00%$1
Forbright Bank vs FVCbank3.85%$500
Forbright Bank vs GO2bank4.50%$0
Forbright Bank vs Ivy Bank4.25%$2,500
Forbright Bank vs LendingClub4.20%$0
Forbright Bank vs Marcus by Goldman Sachs3.65%$0
Forbright Bank vs Neighbors Bank4.50%$0
Forbright Bank vs Newtek Bank4.35%$0.01
Forbright Bank vs Openbank4.20%$500
Forbright Bank vs Peak Bank4.20%$100
Forbright Bank vs Pibank4.60%$0
Forbright Bank vs PNC3.53%$0
Forbright Bank vs Presidential Bank4.00%$5,000
Forbright Bank vs Quontic Bank3.75%$100
Forbright Bank vs Salem Five Direct3.71%$10
Forbright Bank vs Santander Bank0.01%$25
Forbright Bank vs SoFi Bank4.30%$0
Forbright Bank vs Synchrony Bank3.65%$0
Forbright Bank vs TIMBR4.40%$1,000
Forbright Bank vs UFB Direct3.71%$5000
Forbright Bank vs Valley Direct4.10%$1,000
Forbright Bank vs Varo Bank5.00%$0
Forbright Bank vs Vio Bank4.16%$100
Forbright Bank vs Wealthfront4.15%$0
Forbright Bank vs Wells Fargo0.05%$25
Forbright Bank vs Zynlo Bank4.05%$10