Bread Savings vs. Forbright Bank
Compare rates, requirements, and features side-by-side to find the best option for you.
Bread Savings
High-Yield Savings Account
4.10%APYDec 10, 2025FDIC InsuredLow MinimumsGreat iOS AppGreat Android AppShow Fine Print & Trends Hide Details
Bread Savings
High-Yield Savings Account
Forbright Bank
Growth Savings
4.00%APYDec 10, 2025FDIC InsuredNo MinimumsGreat iOS AppGreat Android AppShow Fine Print & Trends Hide Details
Forbright Bank
Growth Savings
Market Reality Check
Both of these banks offer rates below the current top tier. The best rates we track are currently above 4.25% APY.
Bread Savings vs. Forbright Bank Savings Calculator
Bread Savings earns $64.7 more than Forbright Bank.
Bread Savings
High-Yield Savings Account
Savings Breakdown
- Interest Earned+$2,499.40(12.2%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,499.40
Forbright Bank
Growth Savings
Savings Breakdown
- Interest Earned+$2,434.70(11.9%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,434.70
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
Comparison Analysis
Comparing Bread Savings vs. Forbright Bank
Why Bread Savings?
No distinct advantages found vs Forbright Bank.
Why Forbright Bank?
- ✓Physical branch access (Locations in the Washington D.C. area (Maryland and Virginia))
- ✓Offers 3 different high-yield savings options
Shared Benefits
Over a 1-year period, Bread Savings's High-Yield Savings Account pays $10 more interest on a $10,000 balance than Forbright Bank's Growth Savings.
*This calculation assumes current rates remain consistent for 1 year and does not include temporary bonuses.
Executive Summary
Bread Savings offers a High-Yield Savings Account with an attractive APY of 4.10%, requiring a minimum deposit of $100 and no maintenance fees. This account is online-only, making it accessible without physical branch visits. In comparison, Forbright Bank provides two savings options, with the Growth Savings account yielding 4.00% APY, also requiring no minimum balance or maintenance fees. However, the Bright Savings account can achieve a higher APY of 3.65% but requires a minimum balance of $250,000 to access the top rate. Overall, Bread Savings emerges as the winner with its higher APY and more accessible account structure.
Analysis generated based on current Banksparency database records
* AI-generated content provided for informational purposes only. Accuracy is not guaranteed; always verify details with the provider.
Top Market Contenders
See who beats both Bread Savings and Forbright Bank.
| Feature | Bread Savings | Forbright Bank |
|---|---|---|
| APY | 4.10% Verified: 12/10/2025 ↘︎ 0.15%90d Change | 4.00% Verified: 12/10/2025 ↘︎ 0.25%90d Change |
| Product Name | High-Yield Savings Account | Growth Savings |
| Minimum Deposit | $100 | $0 |
| Min. Balance for APY | $0 | $0 |
| Monthly Fee | $0 | $0 |
| Branch Access | None | None |
| Account Type | Online Only | Online Only |
| Direct Deposit Req. | None | None |
| Checking Bundle | No | No |
| Mobile Apps | iOS4.7 Android4.5 | iOS4.8 Android4.6 |
| BBB Rating | A+ | A+ |
| Next Steps |
📈 Compare Savings Rates Over Time
Historical Performance
| Metric | Bread Savings | Forbright Bank | ||
|---|---|---|---|---|
| High-Yield Savings Account | Sprout Savings | Bright Savings | Growth Savings | |
Current APY | 4.10% | 3.65% | 3.65% | 4.00% |
Trend | Stable | Stable | Stable | Stable |
Velocity (bps/mo) | -2.7 | -3.2 | -3.2 | -2.8 |
Days Since Change | 5 | 70 | 70 | 62 |
12-Month High | 4.60% | 3.90% | 3.90% | 4.60% |
12-Month Low | 4.10% | 3.65% | 3.65% | 4.00% |
Adjustments / Mo | 0.67 | 0.08 | 0.08 | 0.17 |
Volatility Score | 0.022 | 0.030 | 0.030 | 0.030 |
How to read these metrics(Click to expand)
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