Regions Bank at a glance
Regions Bank is an FDIC-insured bank headquartered in Birmingham, Alabama. It reported $159.8B in total assets for Q2 2026.
| Total assets | $159.8B (Q2 2026, FDIC call report) |
|---|---|
| Total deposits | $131.8B (Q2 2026, FDIC call report) |
| Retail branches | 1,221 (FDIC office records, September 26, 2026) |
| Founded | 1928 (Banksparency bank record) |
| Headquartered | Birmingham, Alabama (FDIC institution record) |
| Savings rate | 1.73% average rate paid on savings and money market deposits (Q2 2026, FDIC call report) |
What does Regions Bank pay on deposits?
FDIC call report data
This section shows how the bank has priced the savings and money market deposits it already holds, over time. The figure is computed from the interest expense and deposit balances that every bank files with the FDIC in the same form. That is what makes it comparable across banks and across quarters.
The FDIC savings line includes money market deposit accounts and business savings deposits, and it does not separate consumer accounts.
In Q2 2026, Regions Bank paid a higher average rate on savings and money market deposits than 61% of banks that reported a figure (FDIC call report). The all-bank median was 1.45%.
- Regions Bank, savings and money market
- All-bank median
How to read these figures
What the average covers. It is an average across the whole bank, taken from its own quarterly FDIC call report. It covers savings accounts and money market deposit accounts, personal and business, at every balance tier. It also covers accounts that were opened years ago and keep the rate of those years. The FDIC line does not separate consumer accounts.
The second figure. The scale row also shows the average across all interest-bearing deposits: savings, interest checking, money market accounts, CDs, personal and business. That figure covers the whole deposit book. The two are shown separately and are not combined.
What the average is useful for. The bank files the data itself, under reporting instructions that are the same for every filer, and the same computation runs for every bank on this site. That makes it comparable in a way that an advertisement is not. Two things on this page read it: the percentile, which shows where the quarter sits among all filers, and the chart, which shows the direction the figure has moved across quarters.
What the average cannot tell you. It cannot tell you the rate that you would earn. No single customer earns the average. Banksparency has not observed advertised rates at this bank, so this page prints none.
What to do next. Use the chart to see how the quarterly average has moved against the all-bank median. For a rate you can open today, read the current rates on the savings-rate tables linked below.
Definitions: Call Report · Rate Paid on Deposits · Interest-Bearing Deposits · Front Book and Back Book · Deposit Rate Percentile
Average annualized rates paid on savings and money market deposits, and on all interest-bearing deposits, quarterly. The FDIC line for savings includes money market deposit accounts and business savings deposits and does not separate consumer accounts. Source: FDIC call report data, as reported; it may be amended. The percentile compares all FDIC filers, count-weighted. A missing quarter is suppressed, never interpolated. The percentile counts the banks that paid strictly less on savings and money market deposits, one vote per bank, among the banks that reported a figure for the quarter.
Banksparency has not observed advertised rates at Regions Bank. Current advertised rates at other banks are on today's highest savings rates, CD rates by term and money market rates.
How big is Regions Bank?
Regions Bank held $159.8B in total assets and $131.8B in deposits at the end of Q2 2026, from its FDIC call report. By assets, it is the 27th-largest of 4,238 FDIC-insured banks and the largest of 93 banks headquartered in Alabama (Q2 2026).
| FDIC asset band | Assets over $10B (Q2 2026, FDIC call report) |
|---|---|
| Full-time employees | 19,895 (Q2 2026, FDIC call report) |
| Deposit accounts of $250,000 or less | 6,904,391 (Q2 2026, FDIC call report) |
Regions Bank's balance sheet
Regions Bank's loans and leases equal 74.6% of its deposits (Q2 2026, FDIC call report).
| Brokered deposits | 1.2% of total deposits (Q2 2026, FDIC call report) |
|---|---|
| Service charges on all deposit accounts, per $1,000 of domestic deposits | $5.25 a year, annualized from Q2 2026 (FDIC call report) |
- Residential mortgages and home equity lines: 25.4%
- Commercial and multifamily real estate: 13.6%
- Commercial and industrial loans: 27.9%
- Credit cards, auto and other consumer loans: 6.9%
- Farm loans: 0.1%
- All other loans: 26.1%
Where does Regions Bank operate?
Regions Bank has offices in 16 states and 371 counties, with 1,221 retail branches (FDIC office records, September 26, 2026).
States with an office: Alabama, Arkansas, Florida, Georgia, Iowa, Illinois, Indiana, Kentucky, Louisiana, Missouri, Mississippi, North Carolina, South Carolina, Tennessee, Texas and Utah.
How has Regions Bank changed?
Banksparency's bank record gives 1928 as the year Regions Bank was founded, and the FDIC dates its current charter from January 1, 1928.
| Earlier names on the FDIC record | Exchange Bank; First Alabama Bank; Exchange-Security Bank; First Alabama Bank of Birmingham |
|---|---|
| Most recent merger into this charter | October 1, 2021 |
| Deposit growth | Higher than at 22% of 4,226 FDIC-insured banks over the four quarters to Q2 2026 (FDIC call report) |
Compare Regions Bank with other banks
Other banks headquartered in Alabama, nearest to Regions Bank in assets:
FDIC statistics: Banks headquartered in Alabama and The largest banks in the United States.
Common questions about Regions Bank
What does Regions Bank pay on savings accounts?
Regions Bank paid an average of 1.73% on savings and money market deposits in Q2 2026, from its FDIC call report. Call-report data is published about a quarter in arrears.
Is Regions Bank FDIC insured?
Yes. Regions Bank is FDIC insured under certificate 12368, so deposits are covered up to $250,000 per depositor, per ownership category.
How big is Regions Bank?
Regions Bank reported $159.8B in total assets for Q2 2026 in its FDIC call report. That makes it the 27th-largest of 4,238 FDIC-insured banks by assets.
Where is Regions Bank headquartered?
Regions Bank is headquartered in Birmingham, Alabama, from its FDIC institution record. It has offices in 16 states.
How these figures are made
Source: FDIC BankFind Suite (api.fdic.gov/banks): the financials, institutions, locations and history endpoints, data as of June 30, 2026. The office counts are from the FDIC office records as they stood when Banksparency rebuilt this record, on September 26, 2026.
The savings rate is the interest expense a bank reports for the quarter on savings and money market deposits (the FDIC field ESAVDPQ), multiplied by four, over the average of the current and prior quarter-end balances of those deposits (NTRSMMDA plus NTRSOTH). No figure is shown for a quarter when the expense is missing, the average balance is under $10 million, the balance moved more than 50% in the quarter, or the result is outside 0% to 8%. The FDIC line includes money market deposit accounts and business savings, and it does not separate consumer accounts.
A rank prints only when its set holds 8 or more banks, and a percentile only when its set holds 30 or more. Ranks count open charters, and banks with equal figures share a rank. A percentile counts each bank once, whatever its size, and leaves out banks with no figure.
The FDIC API returns 0 where a bank does not report a field. Where 0 cannot be a real value, this page reads it as missing and prints nothing. Call-report data is published about a quarter in arrears.