Global Bank: Savings Accounts, CDs, Money Market & Rates

By Aviel Fahl

Updated: 8/16/2026

Mission: Banksparency aims to make Global Bank's deposit accounts transparent and comparable to the market.

Interest rates reported as APY

Analysis of Global Bank

Our verdict

CD Analysis

Global Bank offers CDs paying up to 4.00% APY on its 13 months term, across 13 term lengths.

Tracking 23 active CD products, useful for locking in today's rate before further moves at the Fed.

Best CD use: locking in 4.00% APY for a 13 months term and laddering across multiple maturities.

Global Bank also offers Personal Money Market, a money market account paying 3.25% APY with a $100 minimum deposit.

At 3.25% APY, Global Bank pays 5x the national money market average of 0.63%.

Additional Accounts

Statement Savings, a savings account at 0.20% APY.
Business Money Market, a business money market account at 3.25% APY.

Ideal User Profile

Best for: simple saving without extra requirements.

Important Considerations

Business Money Market is a business money market account. Available to business customers.

No app ratings available for this bank.

iOS app rating is not available.

Android app rating is not available.

Deposit Accounts Overview

Business Money Market

Savings

3.25% APY

Tiered Range: 2.50% - 3.25%

Min: $100 Branch Access

Rank #93 of 337 tracked.

Statement Savings

Savings

0.20% APY

Min: $100 Branch Access

Rank #222 of 337 tracked.

Personal Money Market

Money Market

3.25% APY

Tiered Range: 2.50% - 3.25%

Min: $100 Branch Access

Market Reality Check

This institution offers rates below the top 10 savings and money market accounts we track. Those institutions all pay at least 4.01% APY.

See Top Rates

National Avg: 0.38% (FDIC, 8/1/2026).
Banksparency tracks live rates daily.

Bank Overview

HQ LocationNew York, NY
Deposit InsuranceFDIC Insured(Cert: 58263)

Visit Official Website

Featured Offers

Axos ONE - High Yield Savings & Checking

Over 95,000 fee-free ATMs
Get paid up to 2 days early with Direct Deposit
One convenient app for spending & saving

FDIC Insured

Savings4.21%APY

Checking0.51%APY

Go to Axos Bank

FDIC or NCUA insured

View Details

Monthly Maintenance Fee	None
Min. Deposit to Savings Account	0
Min. Balance in Savings Account	0
How to qualify for APY	OPTION ADirect Deposit $1,500+ AND Maintain $1,500+ avg daily checking balance. OR OPTION BDeposit $5,000+ total/mo AND Maintain $5,000+ avg daily checking balance.
Mobile Ratings	iOS:4.7 Android:4.5

The APY is available with the Axos ONE savings and checking bundle. The checking account also earns interest. To qualify, you must either set up a direct deposit of $1,500 and maintain an average daily balance of more than $1,500 in your ONE Checking account, or receive at least $5,000 in total monthly qualifying deposits and maintain an average daily balance of more than $5,000.

EASY TRANSFERS, LOW MINIMUMS

SponsoredVerified Aug 19, 2026

FDIC Insured

Quontic High Yield Savings

Apply in 3 minutes or less
No monthly service fees
Transfer with Zelle, Apple Pay, G-Pay, and more

FDIC Insured

Savings3.20%APY

Go to Quontic Bank

FDIC or NCUA insured

View Details

Monthly Maintenance Fee	None
Min. Deposit to Savings Account	10000
Min. Balance in Savings Account	0
Mobile Ratings	iOS:4.8 Android:4.9

Deposit Accounts: In-Depth View

Savings Accounts Offered by Global Bank

Feature	Statement Savings
APY	0.20%Verified: 8/16/2026
APY Trend	N/A
Min. Deposit	$100
Min. Balance	$0.01
Monthly Fee	N/A
Direct Deposit	None
Checking Bundle	No
In-Branch Access	Yes
Compounding	N/A
FDIC Insured	Yes
Eligibility	United States
Next Steps	-

Interactive Tool

Calculate Savings for Global Bank

All calculations are based on APY.

Choose savings account

Initial deposit

Recurring deposit

Frequency

Duration

Savings Breakdown

Interest Earned
+$1,261.90(8.3%)
Total Contributions
$13,000
Initial Deposit
$1,000

Projected Balance

$15,261.90

Effective APY

3.25%

The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.

Global Bank Deposit Rates Over Time

No historical data available.

Compare with Global Bank

Feature	Current View Global Bank	Empty Slot
Product	Statement Savings	-
APY	0.20%Verified: 8/16/2026	-
APY Trend	N/A	-
Min. Deposit	$100	N/A
Monthly Fee	N/A	-
Direct Deposit	No	-
Checking Bundle	No	-
In-Branch Access	Yes	-
Eligibility	United States	-
Compounding	N/A	-
FDIC or NCUA Insured	Yes	-
Next Steps	-	-

CD Overview

4.00% Highest APY

Across 23 CD products with terms: 3 months, 1 months, 5 months, 6 months, 9 months, 12 months, 13 months, 15 months, 18 months, 24 months, 36 months, 48 months, 60 months

CD Products Offered by Global Bank

Feature	1-Month Certificate of Deposit 1 months	3-Month Certificate of Deposit 3 months	5-Month Certificate of Deposit 5 months	6-Month Certificate of Deposit 6 months	9-Month Certificate of Deposit 9 months	12-Month Certificate of Deposit 12 months	12-Month Traditional IRA CD 12 months	12-Month Roth IRA CD 12 months	13-Month Certificate of Deposit 13 months	15-Month Certificate of Deposit 15 months	18-Month Certificate of Deposit 18 months	24-Month Certificate of Deposit 24 months	24-Month Traditional IRA CD 24 months	24-Month Roth IRA CD 24 months	36-Month Certificate of Deposit 36 months	36-Month Traditional IRA CD 36 months	36-Month Roth IRA CD 36 months	48-Month Certificate of Deposit 48 months	48-Month Traditional IRA CD 48 months	48-Month Roth IRA CD 48 months	60-Month Certificate of Deposit 60 months	60-Month Traditional IRA CD 60 months	60-Month Roth IRA CD 60 months
APY	0.30%Verified: 8/16/2026	3.75%Verified: 8/16/2026	3.00%Verified: 8/16/2026	3.90%Verified: 8/16/2026	3.50%Verified: 8/16/2026	3.75%Verified: 8/16/2026	3.50%Verified: 8/16/2026	3.50%Verified: 8/16/2026	4.00%Verified: 8/16/2026	3.75%Verified: 8/16/2026	3.75%Verified: 8/16/2026	3.75%Verified: 8/16/2026	3.50%Verified: 8/16/2026	3.50%Verified: 8/16/2026	3.75%Verified: 8/16/2026	3.50%Verified: 8/16/2026	3.50%Verified: 8/16/2026	3.75%Verified: 8/16/2026	3.50%Verified: 8/16/2026	3.50%Verified: 8/16/2026	3.75%Verified: 8/16/2026	3.50%Verified: 8/16/2026	3.50%Verified: 8/16/2026
Term	1 months	3 months	5 months	6 months	9 months	12 months	12 months	12 months	13 months	15 months	18 months	24 months	24 months	24 months	36 months	36 months	36 months	48 months	48 months	48 months	60 months	60 months	60 months
Min. Deposit	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000
Early Withdrawal	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
FDIC Insured	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes

Global Bank CD Rates Over Time

Not enough rate history to show a chart. We have CD rates for this bank from one day only. The chart shows when we collect more data.

Money Market Accounts Offered by Global Bank

Feature	Personal Money Market
APY	3.25%Range: 2.50% - 3.25%Verified: 8/16/2026
Min. Deposit	$100
Min. Balance	$100
Monthly Fee	N/A
Direct Deposit	None
In-Branch Access	Yes
Compounding	N/A
FDIC Insured	Yes
Eligibility	United States

Alternatives to Global Bank

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For a top list of the highest savings rates, see all HYSA top rates

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